HOME+ Credit Card

Experience a Quality of Life with Endless Possibilities

The new HOME+ Credit Card brings exciting offers and rewards to your daily life. HOME+ is a brand-new e-commerce platform developed with an innovative proposition of “Live with a plus" that promotes full enjoyment of family living by serving every need and want of our customers while taking the hassle out of shopping. HOME+ customers can enjoy true “one-stop” shopping with unique combo offers recommended by home living specialists, and join a HOME+ membership programme to earn points plus share and use points from partner merchants. Our online platform is complemented by a wide network of brick-and-mortar stores for a seamless online-to-offline shopping experience, bringing a real plus to your family living. Please visit HOME+ website for more details.

Fee Schedule
  • Welcome Gifts
  • Features
  • HOME+ Virtual Card

No Annual Fee

New Cardmember Welcome Gift

New Cardmember1 who successfully applied for a HOME+ Credit Card and fulfilled the spending requirement2, can choose one of these fabulous gifts:

 HOME+ HKD600 Gift e-voucher

Remarks: Offers are bound by terms and conditions. Please refer to Terms and Conditions of “HOME+ Credit Card Welcome Gifts for New Cardmembers” for details.

1. Applicant must at any time in the 6 months ending on the date of application did not hold any principal credit card issued by the Bank.
2. Cardmember who fulfills the total spending of HKD$5,000 or above in the first 2 months from HOME+ Credit Card issuance date will be entitled to HOME+ HKD600 Gift e-Voucher(1pc HOME+ HKD400 Gift e-Voucher; and 2pcs HOME+ HKD100 Gift e-Voucher which is applicable to purchase amount at HKD500 or above).
Bonus points redemption programme

HOME+ Platform 8% Cash Rebate

Retail Transactions made at HOME+ platform will receive 8% Cash Rebate.
Remarks: The promotion period of the Program is from April 6, 2022 to December 31, 2022 (both dates inclusive). Each Cardmember can get a maximum of HKD500 cash rebate from the eligible transactions per each month. Subject to terms and conditions, please refer to the Terms and Conditions of “HOME+ Platform 8% Cash Rebate Program” for details.
20% off

20% Discount on selected Hung Fook Tong Products

Enjoy 20% discount upon purchase of Healthy Home-Made Soup, Healthy Herbal Tea, Fresh Soybean Milk and Nourishing Deluxe Drink Series and Herbal Jelly product at regular price.
Hung Fook Tong Customer Services Hotline:2920 2206
Remarks: Subject to terms and conditions, please refer to the Terms and Conditions of “Hung Fook Tong 20% discount Program” for details.
Bonus points redemption programme

HOME+ Credit Card Bonus Points Redemption Programme

Bonus points accumulated in your card account will be used to redeem HOME+ Points automatically on every statement date, and are credited into your HOME+ Account. Simply spend HOME+ points as cash in HOME+ platform. HKD220 spending = 1 HOME+ Point (Valued HKD1).
Remarks: Subject to terms and conditions, please refer to the Terms and Conditions of “HOME+ Credit Card Bonus Points Redemption Programme” for details.
contractless payment

Experience the Convenience of Contactless Payment

The contactless payment and Apple Pay and Google Pay function of HOME+ Credit Card allows you to settle payment by simply tapping your credit card on reader at checkout. No signature is required. Merchants that accept contactless payment are located all around town, making your everyday purchases faster and more convenient.
year-round offers

Year-Round Offers

  • Year-Round Offers^
    There’s more dining, shopping and travel benefits await you.
  • Earn Even More Points with Octopus – Automatic ‘Add Value’ Service (AAVS)*
    As a HOME+ Credit Card Cardmember, when you register for the Octopus – Automatic Add Value Service* (‘AAVS’), you can add up to three relatives or friends to earn EXTRA Bonus Points.

^ Terms and Conditions apply. Please click here for details.

* Only applicable to Principal Cardmembers. Please click here for details.

Limited gift

You can also choose to apply for the HOME+ Virtual Card which can be activated in an instant for your immediate use!

The HOME+ Virtual Card is, in essence, the virtual version of the HOME+ Credit Card which can only be used to perform mobile and online transactions.
Offers and Terms and Conditions for the HOME+ Credit Card are applicable to the HOME+ Virtual Card.

The application process is simple! Following the activation of your HOME+ Virtual Card, you may also access information about your virtual card through a dedicated section within the CCB (HK&MO) Mobile App.

Please refer to “Notes for CCB (Asia) Virtual Credit Card” for more card details.

Download the CCB (HK&MO) Mobile App now to apply for the CCB (Asia) HOME+ Virtual Card!

CCB (HK&MO) Mobile App
App Store
Search "CCB Asia" or "CCB HK&MO" at the App Store

Google Play
Search "CCB Asia" or "CCB HK&MO" at Google Play

Application process by CCB (HK&MO) Mobile App

Step 1:
Logon to Mobile Banking, select “Credit Card” and tap “CCB (Asia) Virtual Credit Card”
Step 2:
Select “New Customer” / “Online Banking Customer”
Step 3:
Please read and agree the Terms and conditions, and follow the instruction to apply HOME+ Virtual Card
  1. To apply HOME+ Virtual Card, please ensure your mobile device operation system meets the minimum requirements, for further details, please visit Requirements of Mobile Operating System; and is equipped with front and back cameras for identity verification.
  2. In order to minimize the risk when banking on-line, the Mobile App will not run on any devices which are "jailbroken" (iOS) or "rooted" (Android). The Bank shall not be responsible for any problems or loss suffered by you if you attempt to use the Mobile App on such devices.
Warm reminders:
  • The Bank takes all reasonably practicable means to protect the data. Encryption technology is employed for sensitive data transmission. For more details about our privacy policy on personal data handling, please read our Notice to Customers relating to the Personal Data (Privacy) Ordinance.
  • Customer should read the Bank’s Security Tips for Online Security to improve your security from time to time to understand more about the measures you can take to enhance the security when using Online Banking Services. And it is recommended to take safeguard measures for your own protection when using the Online Banking, Mobile Banking Service and CCB (HK&MO) Mobile App.
#Office hours: Monday - Friday 9:00 a.m. - 6:00 p.m. ; Closed on Saturdays, Sundays and Public Holidays
To borrow or not to borrow? Borrow only if you can repay!