HOME+ Credit Card

Experience a Quality of Life with Endless Possibilities

The new HOME+ Credit Card brings exciting offers and rewards to your daily life. HOME+ is a brand-new e-commerce platform developed with an innovative proposition of “Live with a plus" that promotes full enjoyment of family living by serving every need and want of our customers while taking the hassle out of shopping. HOME+ customers can enjoy true “one-stop” shopping with unique combo offers recommended by home living specialists, and join a HOME+ membership programme to earn points plus share and use points from partner merchants. Our online platform is complemented by a wide network of brick-and-mortar stores for a seamless online-to-offline shopping experience, bringing a real plus to your family living. Please visit HOME+ website for more details.

Fee Schedule
  • Features
Bonus points redemption programme

HOME+ Platform 8% Cash Rebate

Retail Transactions made at HOME+ platform will receive 8% Cash Rebate.
Remarks: The promotion period of the Program is from April 6, 2022 to December 31, 2022 (both dates inclusive). Each Cardmember can get a maximum of HKD500 cash rebate from the eligible transactions per each month. Subject to terms and conditions, please refer to the Terms and Conditions of “HOME+ Platform 8% Cash Rebate Program” for details.
20% off

20% Discount on selected Hung Fook Tong Products

Enjoy 20% discount upon purchase of Healthy Home-Made Soup, Healthy Herbal Tea, Fresh Soybean Milk and Nourishing Deluxe Drink Series and Herbal Jelly product at regular price.
Hung Fook Tong Customer Services Hotline:2920 2206
Remarks: Subject to terms and conditions, please refer to the Terms and Conditions of “Hung Fook Tong 20% discount Program” for details.
Bonus points redemption programme

HOME+ Credit Card Bonus Points Redemption Programme

Bonus points accumulated in your card account will be used to redeem HOME+ Points automatically on every statement date, and are credited into your HOME+ Account. Simply spend HOME+ points as cash in HOME+ platform. HKD220 spending = 1 HOME+ Point (Valued HKD1).
Remarks: Subject to terms and conditions, please refer to the Terms and Conditions of “HOME+ Credit Card Bonus Points Redemption Programme” for details.
contractless payment

Experience the Convenience of Contactless Payment

The contactless payment and Apple Pay and Google Pay function of HOME+ Credit Card allows you to settle payment by simply tapping your credit card on reader at checkout. No signature is required. Merchants that accept contactless payment are located all around town, making your everyday purchases faster and more convenient.
year-round offers

Year-Round Offers

  • Year-Round Offers^
    There’s more dining, shopping and travel benefits await you.
  • Earn Even More Points with Octopus – Automatic ‘Add Value’ Service (AAVS)*
    As a HOME+ Credit Card Cardmember, when you register for the Octopus – Automatic Add Value Service* (‘AAVS’), you can add up to three relatives or friends to earn EXTRA Bonus Points.

^ Terms and Conditions apply. Please click here for details.

* Only applicable to Principal Cardmembers. Please click here for details.

#Office hours: Monday - Friday 9:00 a.m. - 6:00 p.m. ; Closed on Saturdays, Sundays and Public Holidays
To borrow or not to borrow? Borrow only if you can repay!