Octopus Auto Living UnionPay Diamond Credit Card

Experience Extraordinary Offers plus Auto Living Privileges

The new Octopus Auto Living UnionPay Diamond Credit Card brings you the extraordinary “Auto Privileges” and other auto-related lifestyle privileges, to experience sheer joy and exhilaration, and to drive towards a brilliant future. Successfully apply now to get an abundance of welcome gifts!

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Application Tips

Fee Schedule

Welcome Gifts
Features
Latest Offers

Perpetual Annual
Fee Waiver

Welcome Gift

New Cardmembers¹ who successfully apply for an Octopus Auto Living UnionPay Diamond Credit Card and fulfill the required spending requirement, can enjoy one of these fabulous gifts:

Remarks: Offers are bound by terms and condition. Please refer to “Terms and Conditions of Octopus Auto Living UnionPay Diamond Credit Card Welcome Gifts for New Cardmembers” for details.

1.	New Applicants must not have held a Principal Credit Card issued by the Bank at least 6 months prior to the date of application.
2.	Minimum total spending of HKD5,000 in the first 2 months from Card issuance date (including 1 time Octopus Auto Reload) to enjoy 10% Cash Rebate (equivalent to HKD500 cash rebate).

Extraordinary Auto Privileges

Auto Detailing 4% Cash Rebate

Earn 4% cash rebate on designated auto detailing merchants spending

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Enjoy petrol discount up to HKD4.8/L at Esso

Accumulate eligible retail spending of designated amount to receive an Esso Smiles Affinity Card for joining Smiles Driver Rewards Programme™ to enjoy exclusive petrol discounts and fabulous rewards.

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Auto Loan Credit Card Monthly Autopay

Settle your CCB (Asia) Auto Loan payment with Octopus Auto Living UnionPay Diamond Credit Card and earn bonus point too.

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Subject to terms and conditions, please click here for details.

Built-In Octopus Function and UnionPay Advantages

Octopus and credit card functions 2-in-1

A UnionPay Dual Currency Credit Card with built-in Octopus function, so you can carry one card instead of two from now on for more convenience!

For details, please refer to Conditions of Issue of Octopus.

Built-In Automatic Add Value Service ("AAVS")

When your Octopus balance reaches a zero or negative balance, your built-in Automatic Add Value Service (AAVS) will automatically reload HK$250 or HK$500 the next time you "dood". You can earn Bonus Points for every successful AAVS transaction, and for even greater convenience, you can also convert your accumulated Bonus Point rewards into Monthly Auto Cash Rebates.

For details, please refer to Octopus Automatic Add Value Agreement.

Apply AAVS for Octopus card

The AAVS function is now available for Octopus card (including Octopus on iPhone/Apple Watch and Smart Octopus on Samsung Pay). Please download the application form here.

Submit your application via fax or online document submission:

Select

Credit Card Related Services (applicable to existing credit card customers only)
Octopus Automatic Add Value Service Application Form

Note: You may apply for AAVS to be linked to three Octopus belonging to you and up to three Octopus belonging to your family members, friends or relatives aged 12 or above. However each Octopus can be linked to only one AAVS account. Please refer to the Terms of Application for Octopus Automatic Add Value Service and Personalised Octopus Application.

AAVS Function Activation

Aside from visiting Customer Service Centers at MTR stations, you can also use a compatible Near Field Communication (NFC)-enabled mobile device to activate the AAVS function in the Octopus App.

For further details, Please browse the

Activate AAVS Tutorial for more details.

Download Octopus App
You can search and download from Google Play and the App Store!

Year-Round HK$0 Handling Fee Waiver for Overseas Spending

Enjoy a year-round waiver of Handling Charges for Overseas Spending and Foreign Exchange transactions to bring you even more fantastic savings.

Year-Round Spending Reward Scheme

Earn 1 Bonus Point for every CNY/HK$1 spent, Cash Advance and/or AAVS transaction, made with your Card; any accumulated Bonus Points may be redeemed for a Cash Rebate – either in CNY or HKD, which will be automatically converted on a monthly basis. What's more, there’s no limit to the amount of Cash Rebates to be earned.

Bonus Points Required	Cash Rebate
Every 250 Points	CNY/HK$1

Remarks:

Any cash rebate amount earned will be deposited into your selected HKD/RMB credit card account, and will be shown in the same period of statement.
Please refer to the Terms and Conditions of "Dual Currency Cash Rebate Scheme" for details.

Other UnionPay Diamond Card Privileges

Airport VIP Lounge Access

Enjoy 3x Lounge Access visits² with your friends and family at the LoungeKey Greater China Airport Lounge, with specific spending requirements to gain access.

Before you travel, please make sure you have downloaded the LoungeKey app on your smart device or visit loungekey.com. Both have the latest information on available airport experiences in the LoungeKey programme, including lounge locations, opening hours and what to expect when you’re there.

Airport Limousine Service

Enjoy pick-up services with private driver at the exclusive rate of HK$250 per trip³

Dragon HKPay QR Code Payment

CCBA UnionPay Credit Card holders may bind their credit card in Mobile Banking to enjoy UnionPay QR Code Payment Service. Upon successful binding, holders may make global QR Code payment to merchants simply through scanning a UnionPay QR Code. For details regarding the binding process and product functions, please refer to https://www.asia.ccb.com/hongkong/personal/banking_channels/dragon-hkpay/index.html

*UnionPay QR Code payments must be taken place in countries or regions where UnionPay International has permitted such service to be carried out.

UnionPay App

With UnionPay App, you can make easier, faster and safer contactless payment with your CCB (Asia) UnionPay Credit Card than ever! Add your card to UnionPay App now to enjoy convenient payment and fabulous offers! For details regarding the binding process and product functions, please refer to https://www.asia.ccb.com/hongkong/personal/credit_cards/upapp/

Remark: Offers are bound by terms and condition. Please refer to www.asia.ccb.com for details.

1.	Our Annualized Percentage Rate (“APR”) is calculated according to the standard of Hong Kong Association of Banks, and is rounded to the nearest two decimal places. An APR is a reference rate which includes the basic interest rates and other applicable fees and charges of the product expressed as an annualized rate. The Annualized Percentage Rate (“APR”) for monthly interest rate 0.17% is calculated as follows: 6-month repayment period is 3.55%, 12-month repayment period is 3.81%, 18-month repayment period is 3.90%, 24-month repayment period is 3.94%, 36-month repayment period is 3.97%, 48-month repayment period is 3.97%, 60-month repayment period is 3.96%.
2.	Cardmembers are required to achieve the target spending of at least 12,000 in Eligible Transactions (as defined below) in every 2 consecutive calendar months using the same eligible card prior to redemption of complimentary airport lounge privilege. (HKD, MOP and CNY spending will be combined for purposes of calculating Eligible Transaction amounts, with every CNY1 or MOP1 spent calculated as HKD1.) Cardmembers are required to make the advance reservation through the dedicated booking website www.travelwithloungekey.com. The advance reservation shall be made at least 30 working days in advance before departure date.
3.	For every accumulated eligible retail spending of HK$3,000 with no more than two single transactions within 30 days prior to reservation (“Eligible Transactions”) with Octopus Auto Living UnionPay Diamond Credit Card, Cardmembers can enjoy the Local Airport Limousine Service offered by Entertainment Group (Asia) Limited (“EGAL”) at a prestige rate of HK$250 per trip once. Highway, bridge, tunnel toll and parking fee are included in the exclusive price. The offer is limited and available on a first-come first-served basis.

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Enquiry Hotline
+852 3179 5500 ^#

^#Office hours: Monday - Friday 9:00 a.m. - 6:00 p.m. ; Closed on Saturdays, Sundays and Public Holidays

To borrow or not to borrow? Borrow only if you can repay!