Octopus Auto Living UnionPay Diamond Credit Card

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Key Facts Statement
  • Features
  • Latest Offers
  • Frequently Asked Questions
Built-In Octopus Function and UnionPay Advantages
Octopus and credit card functions 2-in-1
A UnionPay Dual Currency Credit Card with built-in Octopus function, so you can carry one card instead of two from now on for more convenience!

For details, please refer to Conditions of Issue of Octopus.

Built-In Automatic Add Value Service ("AAVS")
When your Octopus balance reaches a zero or negative balance, your built-in Automatic Add Value Service (AAVS) will automatically reload HK$250 or HK$500 the next time you "dood". You can earn Bonus Points for every successful AAVS transaction, and for even greater convenience, you can also convert your accumulated Bonus Point rewards into Monthly Auto Cash Rebates.

For details, please refer to Octopus Automatic Add Value Agreement.

Apply AAVS for Octopus card
  • The AAVS function is now available for Octopus card (including Octopus on iPhone/Apple Watch and Smart Octopus on Samsung Pay). Please download the application form here.
  • Submit your application via fax or online document submission:
    Select
    1. Credit Card Related Services (applicable to existing credit card customers only)
    2. Octopus Automatic Add Value Service Application Form

Note: You may apply for AAVS to be linked to three Octopus belonging to you and up to three Octopus belonging to your family members, friends or relatives aged 12 or above. However each Octopus can be linked to only one AAVS account. Please refer to the Terms of Application for Octopus Automatic Add Value Service and Personalised Octopus Application.

AAVS Function Activation
Aside from visiting Customer Service Centers at MTR stations, you can also use a compatible Near Field Communication (NFC)-enabled mobile device to activate the AAVS function in the Octopus App.
For further details, Please browse the
Activate AAVS Tutorial for more details.
Download Octopus App
You can search and download from Google Play and the App Store!
googlePlay App Store
Year-Round HK$0 Handling Fee Waiver for Overseas Spending
Enjoy a year-round waiver of Handling Charges for Overseas Spending and Foreign Exchange transactions to bring you even more fantastic savings.
Year-Round Spending Reward Scheme
Earn 1 Bonus Point for every CNY/HK$1 eligible spending, made with your Card; any accumulated Bonus Points may be redeemed for a Cash Rebate – either in CNY or HKD, which will be automatically converted on a monthly basis. What's more, there’s no limit to the amount of Cash Rebates to be earned.
Bonus Points Required Cash Rebate
Every 250 Points CNY/HK$1
Remarks:
  1. Any cash rebate amount earned will be deposited into your selected HKD/RMB credit card account, and will be shown in the same period of statement.
  2. For “Bonus Points Reward Programme”, please refer to here for details.
Dragon HKPay QR Code Payment
Dragon HKPay

CCBA UnionPay Credit Card holders may bind their credit card in Mobile Banking to enjoy UnionPay QR Code Payment Service. Upon successful binding, holders may make global QR Code payment to merchants simply through scanning a UnionPay QR Code. For details regarding the binding process and product functions, please refer to https://www.asia.ccb.com/hongkong/personal/banking_channels/dragon-hkpay/index.html

*UnionPay QR Code payments must be taken place in countries or regions where UnionPay International has permitted such service to be carried out.

UnionPay App
UnionPay and UnionPay App

With UnionPay App, you can make easier, faster and safer contactless payment with your CCB (Asia) UnionPay Credit Card than ever! Add your card to UnionPay App now to enjoy convenient payment and fabulous offers! For details regarding the binding process and product functions, please refer to https://www.asia.ccb.com/hongkong/personal/credit_cards/upapp/

Secure Way logoA More Secure Way to Spend

Adjust RMB Credit Limit of Dual Currency Credit Card Anytime

Simply call our Customer Service Hotline to adjust the RMB credit limit for your Dual Currency Credit Card, to enjoy extra peace of mind while spending in China at ease.

Remark: Please refer to Terms and Conditions of "Pre-Set Lower Credit Limit in RMB Card Account" for details.

gift box

For offer details and terms and conditions, please click here to go to UnionPay website.

To borrow or not to borrow? Borrow only if you can repay!

Frequent Asked Questions

If my Credit Card is going to be renewed / replaced, how can I get back my remaining Octopus stored value in my previous card?

For card renewal, once the previous card has expired, the remaining Octopus value of the previous card (either positive or negative except zero value) will be posted to the renewed Principal Cardholder’s Credit Card account automatically within three weeks. The value would be reflected on the monthly statement.


For card replacement, once the replaced card has issued, the remaining Octopus value of the previous card (either positive or negative except zero value) will be posted to the transferred Principal Cardholder’s Credit Card account automatically within three weeks. The value would be reflected on the monthly statement.


If I’ve used previous Card for other Octopus functions, such as access control or enjoy concession fare, how to re-arrange it?

If you have been using your old card for other Octopus Card functions, such as access control or concession fare, please be reminded to contact the related organizations to transfer the services to your new card with the new Octopus number.


If I’ve used previous Card for collection of Government Public Transport Fare Subsidy, how to re-arrange it?

For Government Public Transport Fare Subsidy Scheme, if you have uncollected subsidy amount on your old card, please call Public Transport Fare Subsidy Scheme Hotline at +852 2969 5500 during service hours for enquiry about transferring the record of public transport expenses and uncollected subsidy.

To borrow or not to borrow? Borrow only if you can repay!