Experience Auto Living

Chill to Buy Car with Installment Plan at 0.17%
Earn Bonus Points and Join 0% Interest Lucky Draw

CCB (Asia) Credit Card Privileges all your way

Octopus Auto Living UnionPay Diamond Credit Card brings you fabulous Auto Living! Successfully drawdown Auto Living Chill Installment to enjoy a 0.17% preferential monthly flat rate1,2. You can also earn bonus points3 and join 0% Interest Installment Plan Lucky Draw. Become a new car owner easily now!

Installment amount up to 7X Monthly Salary4
Purchase New Vehicle Easily

Auto Living Chill Installment

You can apply for Auto Living Chill Installment* with your vehicle purchase proof5 to enjoy 0.17% preferential monthly flat rate1,2, earn bonus points and repay up to 5 years!

Apply Now

If the customer has fully paid for the vehicle and interested in the instalment plan, please call our staff at 3179 5518.

Early Bird Offer: 0% Interest Installment Plan Lucky Draw

Win 0% Interest
  1. 0.17% preferential monthly flat rate1,2
    Customers who have successfully drawdown Auto Living Chill Installment before December 31, 2022 can enjoy a 0.17% preferential monthly flat rate once.
  2. Win 0% Interest Installment Plan
    Customers who have successfully drawdown Auto Living Chill Installment before October 31, 2022 can get one lucky draw entry to win 0% Interest Installment Plan (Quota: 3)!

Octopus Auto Living UnionPay Diamond Credit Card

CCB (Asia) Credit Card
  • Earn 4% Cash Rebate for designated auto detailing merchants
  • Settle CCB (Asia) auto loan payment with credit card can earn bonus point
  • With both credit card and Octopus functions

Welcome Offer: New customers6 successfully apply and fulfill the minimum spending requirement, can enjoy 10% Cash Rebate7(up to HKD500 Cash Rebate)!

Apply Now

Remarks:
  1. Our Annualized Percentage Rate (“APR”) is calculated according to the standard of Hong Kong Association of Banks, and is rounded to the nearest two decimal places. An APR is a reference rate which includes the basic interest rates and other applicable fees and charges of the product expressed as an annualized rate. The Annualized Percentage Rate (“APR”) for monthly interest rate 0.17% is calculated as follows: 6-month repayment period is 3.55%, 12-month repayment period is 3.81%, 18-month repayment period is 3.90%, 24-month repayment period is 3.94%, 36-month repayment period is 3.97%, 48-month repayment period is 3.97%, 60-month repayment period is 3.96%.
  2. Cardmembers can enjoy Auto Living Chill Spending Installment Plan with 0.17% preferential monthly flat rate. We reserve the right to adjust the monthly flat rate according to market conditions.
  3. The bonus points reward is applicable to (i) Vehicle purchase directly paid by Octopus Auto Living UnionPay Diamond Credit Card or (II) Vehicle purchase directly paid by non-Octopus Auto Living UnionPay Diamond Credit Card, and then applied for Auto Living Chill Installment. The bonus points reward of (II) will be credited to your card account recorded by our Bank on or before February 28, 2023.
  4. You can apply for Auto Living Spending Installment Plan with vehicle purchase record. Cardmembers can receive a credit limit increase of up to 7 times of monthly salary. The credit limit increase will be approved according to cardmember's credit history. We retain the final decision under the Program.
  5. The new vehicle purchase proof required includes but not limited to (i) the order agreement of brand new car (ii) new brand car deposits of payment document issued by Hong Kong car dealer.
  6. Applicant must at any time in the 6 months ending on the date of application did not hold any principal credit card issued by the Bank.
  7. Minimum total spending of HKD5,000 in the first 3 months from Card issuance date (including 1 time Octopus Auto Reload) to enjoy 10% Cash Rebate (Up to HKD500 cash rebate).

Terms and Conditions apply, please click here for details.

Subject to the Terms and Conditions for the Auto Living Chill Spending Installment Program, please click here.

For Installment Plan Key Facts Statement (KFS), please click here.

Disclaimer
We are an authorized institution under the Banking Ordinance, licensed for Type 1 and Type 4 regulated activity under the Securities and Futures Ordinance and an approved insurance agent under the Insurance Companies Ordinance. This material is directed to residents in Hong Kong only, and is not intended for distribution to, or use by, any person outside Hong Kong. This material is not an offer, invitation or inducement to buy or sell any investment or insurance products. This material does not constitute any prediction of likely future movements in prices of any investment products. You may not share, forward or reproduce this material for business purpose. This material was issued by China Construction Bank (Asia) Corporation Limited, and has not been reviewed by the Securities and Futures Commission or any other regulatory authorities in Hong Kong.
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