Earn on All Your Bills!

Enjoy up to 1.5x extra rebate on daily bill payments!

Credit Card - China Construction Bank (Asia)

Exclusive for CCB (Asia) Visa Credit Cardmembers!

CCB (Asia) brings you comprehensively broader bill payment rewards. Whether it is insurance premiums, water, electricity, and gas bills, telephone or broadband bills, property management fees, or even rates and government rent, all these daily expenses are covered. Simply combine this with designated retail spending to unlock up to an extra 1.5x rebate (Up to HK$240 cash rebate)! Let’s make your daily expenses even more rewarding!

Promotion Period:
September 1, 2026 to October 31, 2026

During the promotion period, cardmembers who successfully register their Visa credit card, make bill payments1 that meet the designated threshold, and accumulate the required amount of eligible retail spending throughout the entire period can enjoy generous rewards!

Accumulated Eligible
Retail Spending2 Amount 		Bill Payment Extra
Rebate Multiplier 		Maximum Cash
Rebate Entitlement4
HK$1,000 1x HK$80
HK$5,000 1.5x HK$240
Registration Period:
10:00 am on September 1, 2026 to 11:59 pm on October 31, 2026
Registration Method
Login CCB (Asia)
Mobile Banking
Tap “Credit Card/Loan”
in the bottom bar
Scroll down to “Featured Offers” on
the Credit Card page, click the
“Register for Rewards” icon, and
then select "Enjoy up to an extra
1.5x rebate on daily bill payments!"
to register

Don’t have CCB (HK&MO) Mobile App? Search “CCB Asia” to download now!

After downloaded, you can register/ activate your mobile banking

Registration Demo
Activation Demo
Remarks:
  1. Eligible Bill Payment refers to the designated bill payment made with Eligible Card(s) during the Promotion Period, or the regular autopay bill payment transaction agreed with merchants. Eligible Bill Payment Transaction excludes those made to payees such as the Inland Revenue Department, Banking and Credit Card Services, Credit Services, Securities Brokers and Loan Repayments (including but not limited to transactions under the bill type of Policy Loan Repayment), and excluding Bill Payment by instalment, and any transactions made by electronic wallet (including but not limited to AlipayHK, Alipay, WeChat Pay HK, WeChat Pay, PayMe).
  2. Eligible Retail Spending refers to the retail transactions made in Hong Kong with original sales slip or official payment record. Any transactions made by electronic wallet (including but not limited to AlipayHK, Alipay, WeChat Pay HK, WeChat Pay, PayMe) will not be counted as Eligible Retail Spending.
  3. You must be the first 4,200 Cardmembers who have successfully registered during the Registration Period, by making Eligible Bill Payment transaction with an Eligible Card(s) and accumulating the designated amount of Eligible Spending to enjoy the cash rebate. The registration is on a first-come-first-served basis.
  4. Once the eligible retail spending requirement is satisfied, the cash rebate shall be calculated based on the actual bill payment amount. Specifically, eligible retail spending of HK$1,000 or above shall be entitled to a 1x rebate, subject to a maximum of HK$80; eligible retail spending of HK$5,000 or above shall be entitled to a 1.5x rebate, subject to a maximum of HK$240. Each Cardmember is entitled to a maximum cash rebate of HK$240 during the entire Promotion Period. The final calculated cash rebate will be rounded down to the nearest whole number and credited to the credit card account with the highest bill payment amount.
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Terms & Conditions
Terms and Conditions of CCB (Asia) Credit Card- Enjoy up to 1.5x extra rebate on daily bill payments (the "Program"):
  1. The promotion period is from September 1, 2026 to October 31, 2026 (both dates inclusive) (“Promotion Period”).
  2. The Program is only applicable to principal cardmembers ("Cardmember(s)" or "you") of Visa credit cards (except Business Card) ("Eligible Card(s)") issued by China Construction Bank (Asia) Corporation Limited (the "Bank", "we", "us" or "our").
  3. You must register for the Program. Registration must be made during the registration period as stated in clause 4 below at CCB (HK&MO) Mobile App (Login CCB (Asia) Mobile Banking > Tap “Credit Card / Loan” in the bottom bar > Scroll down to “Featured Offers” and tap “Rewards Registration” banner and tap this Program to register). If you have more than one Cards, registration of one of your Cards will automatically register all of other Cards under your name. If you made the transactions with various Eligible Card(s), eligible retail spending (“Eligible Retail Spending” as defined in clause 7,8 and 9 below) amount will be combined and counted cumulatively.
  4. The registration period is from Hong Kong Time 10:00 a.m. of September 1, 2026 to 11:59 p.m. of October 31, 2026 (“Registration Period”).
  5. You must be the first 4,200 Cardmembers who have successfully registered during the Registration Period. The registration is on a first-come-first-served basis. No registration will be accepted outside the Registration Period. All registration records shall be based on the Bank's system. You will receive a registration reference number upon successful registration.
    During the Promotion Period, by making Eligible Bill Payment transaction (“Eligible Bill Payment”) with an Eligible Card(s) and accumulating the designated amount of Eligible Retail Spending, you may enjoy cash rebate (“Cash Rebate”) in the following manner:
    Accumulated Eligible Retail Spending Amount (HK$) Eligible Bill Payment Extra Rebate Multiplier Bonus Points Conversion Rate* Maximum Cash Rebate Entitlement (HK$) (“Tier Cap”)
    HK$1,000-HK$4,999 1x 0.4% Maximum HK$80
    HK$5,000 or above 1.5x Maximum HK$240
    *This is the reference conversion rate under the Bank’s Bonus Point Reward Programme, i.e. every 250 points can be redeemed for HK$1 cash rebate (calculation: 1÷250=0.004, i.e. 0.4%)

    Calculation of extra Cash Rebate for Eligible Bill Payment:

    Extra Cash Rebate entitlement = “Eligible Bill Payment Extra Rebate Multiplier” corresponding to the “Accumulated Eligible Retail Spending” × “Eligible Bill Payment Transaction Amount (HK$)” × “Bonus Points Conversion Rate”

    • Example 1：
      Cardmember with “Accumulated Eligible Retail Spending Amount” of HK$5,000 and “Eligible Bill Payment Transaction Amount (HK$)” of HK$3,000 will entitle to: 1.5 X HK$3,000 x 0.4% = HK$18 Cash Rebate
    • Example 2：
      Cardmember with “Accumulated Eligible Retail Spending Amount” of HK$3,000 and “Eligible Bill Payment Transaction Amount (HK$)” of HK$40,000 will entitle to: 1 X HK$40,000 x 0.4% = HK$80 Cash Rebate (Tier Cap for the “Accumulated Eligible Retail Spending Amount” of HK$1,000-HK$4,999 has been reached.

    Each Cardmember may receive a maximum of HK$240 cash rebate during the entire Promotion Period.
  6. Eligible Bill Payment refers to the designated bill payment made with Eligible Card(s) via the Bank’s Online/ Mobile Banking during the Promotion Period, or the regular autopay bill payment transaction agreed with merchants. Eligible Bill Payment Transaction excludes those made to payees such as the Inland Revenue Department, Banking and Credit Card Services, Credit Services, Securities Brokers and Loan Repayments (including but not limited to transactions under the bill type of Policy Loan Repayment), and excluding Bill Payment by instalment, and any transactions made by electronic wallet (including but not limited to AlipayHK, Alipay WeChat Pay HK, WeChat Pay, PayMe). The regular autopay bill payment transaction is defined and determined by the merchants, and at the sole and absolute discretion of the Bank. The Bank has no obligation to clarify which transactions are eligible for the offer before customers conduct the transactions.
  7. Eligible Retail Spending (“Eligible Retail Spending”) refers to the retail transactions made in Hong Kong with original sales slip or official payment record.
  8. The following spending will not be qualified as Eligible Retail Spending under this program, transactions made within the Promotion Period but not posted on or before November 15, 2026, fund transfer, balance transfers, installment loans, all interest free installment transactions, payment for insurance policies issued by insurance companies, payment made by electronic wallet (including but not limited to Alipay, WeChat Pay, PayMe) transactions/ top-up/ fund transfer, autopay transactions, all Octopus reloading (include Octopus reloading via electronic wallet), RentSmart transactions, interest-free advance cash out program, bill payment, wire transfers, betting and gambling transactions, recurring transactions, charity donations, phone/fax/mail order, tax payment, fees and charges made or incurred (whether in relation to the Card account(s) or otherwise) and any transactions that have been cancelled or refunded, such other categories as we may determine at our sole discretion from time to time, or which we otherwise decide are not eligible.
  9. Spending by supplementary Cardmember(s) of the Eligible Card(s) during the Promotion Period will be treated as made by principal Cardmember(s) of the Eligible Card(s) for the purpose of the Program.
  10. The cash rebate will be rounded down to the nearest whole number and credited to your Eligible Card account with the highest net amount of Eligible Bill Payment in our records on or before December 31, 2026. Cash rebate can only be applied against outstanding in Card account statement. Cash rebate cannot be converted into cash, and/or withdrawn as cash and is not transferable.
  11. In the event that the designated Eligible Card is cancelled, any account balance consisting of Cash Rebate amount awarded under this Program, this amount shall be deemed forfeited and will not be refunded.
  12. Our records of your cash rebate earned under the Program and all our decisions regarding cash rebate shall be final and binding upon you.
  13. Your eligibility for the Program is subject to our checking on your Card account status and your Card account(s) remaining valid and in good standing (as determined at our discretion) throughout the Promotion Period and at the time when the cash rebate is given. If cash rebate has been credited to a Card account and there is a subsequent reversal of any transaction(s) in respect of which the cash rebate was awarded, the Bank reserves the rights to debit the cash rebate that has been credited into the Card account(s).
  14. You have to keep all original sales slips or official payment records of the Eligible Spending. In case of dispute, we may ask you to provide these slips, records, and/or further evidence for inspection.
  15. The Bank reserve the right to vary the Program and/or these Terms and Conditions, or to replace, cancel or withdraw the Program, at our discretion at any time without giving you prior notice.
  16. The Bank retain the final decision in any differences or disputes under the Program, and shall not be responsible or liable for any claims or liability resulting from any Cardmember's participation in the Program howsoever suffered or incurred.
  17. In case of any inconsistency between English and Chinese versions of these Terms and Conditions, the English version shall prevail.