Cardmember's Guide - Payment Channel
Payment Channel
Settle your CCB (Asia) Credit Card account through any one of the convenient methods below. Please refer to CCB (Asia) Credit Card Monthly Statement Back for more details.
Tips for settle CCB (Asia) credit card account thru Mainland China accounts:
- If you hold a Hong Kong bank account: You can use the "Payment Connect"* service to transfer funds into your account, then settle your CCB (Asia) credit card via autopay, check, or e-banking.
- If you do not hold a Hong Kong bank account: You may visit our branch in person or make cash payment at any CCB (Asia) ATMs.
*For more details about the "Payment Connect" service, please visit the webpage: www.hkma.gov.hk/eng/smart-consumers/payment-connect/.
PPS Service
Merchant Code
9113 (VISA & Mastercard) / 9973 (UnionPay)
Bill Type (applicable to UnionPay only)
01 (HKD Payment) / 02 (RMB Payment)
Maximum Monthly Transfer Limit
HK$500,000
| Cut-off Time | Process time |
|---|---|
| Before 7:00pm from Mondays to Fridays (except public holidays) | Next Calendar Day Process |
| After 7:00pm from Mondays to Thursdays (except public holidays) | Second Calendar Day Process |
| After 7:00pm on Fridays to Sundays (except public holidays) | Next Tuesday Process |
Autopay
Direct Debit Authorization
- To settle your HK$ card account outstanding from any of your HK$ bank account in Hong Kong and / or RMB card account outstanding from your RMB bank account at China Construction Bank (Asia) Corporation Limited.
- You can either define a designated percentage of statement balance, the "Minimum Payment" or the "Full Payment" amount to settle your monthly outstanding balance.
- Your designated bank account will be debited on the Payment Due Date.
- The application of the direct debit authorization will be processed within 6 - 8 weeks.
Change of Direct Debit Authorization
Any change of the payment instruction can be made at least 4 business days prior to the Payment Due Date.
To change payment instruction,
- Please login to online banking autopay service, or
- Call 24-Hour Customer Service Hotline at
VISA/Mastercard: +852 3179 5533 UnionPay: +852 3179 5568
JETCO ATMs
Payment method
Transfer the payment directly from your bank account through JETCO 24-Hour Automatic Teller Machines (ATMs)
| Cut-off Time | Process time |
|---|---|
| Before 7:30pm from Mondays to Fridays (except public holidays) | Next Calendar Day Process |
| After 7:30pm from Mondays to Thursdays (except public holidays) | Second Calendar Day Process |
| After 7:30pm on Fridays to Sundays (except public holidays) | Next Tuesday Process |
Note: Please change the first 2 digits of the account number to 88 if the payment is for RMB account.
CCB (Asia) Branch in Hong Kong
| Cut-off Time | Process time |
|---|---|
| Within business hours from Mondays to Saturdays (except public holidays) | Same Day Process |
CCB (Asia) ATMs
Payment method
Transfer the payment directly from your bank account through CCB (Asia) 24-Hour Automatic Teller Machines (ATMs)
| Cut-off Time | Process time |
|---|---|
| Before 7pm from Mondays to Sundays (except public holidays) | Same Day Process |
| After 7pm from Mondays to Sundays (except public holidays) | Next Calendar Day Process |
Check
- Settle your payment by crossed check(s) made payable to "China Construction Bank (Asia) Corporation Limited". Please indicate the payment is for HKD / or RMB account and write down your Credit Card account number on the back of the check(s). Every single check is to settle one Credit Card account only. If more than one Credit Card account is specified on a check, the entire check payment amount will be credited to your HKD card account if it is HKD check or RMB card account if it is RMB check without prior notice. You will be responsible for any late charge and/or finance charge incurred from such event.
- Post-dated checks are not accepted
- Please specify clearly the amount you wish to pay to the HKD and/or RMB card account(s). RMB check is not acceptable for HKD Card account payment.
| Method | Cut-off Time | |
|---|---|---|
| By Mail | Mail to"P.O. Box 60498, Tsat Tsz Mui Post Office, Hong Kong" | Please mail out at least 5 business days before the Payment Due Date |
| CCB (Asia) Branch in Hong Kong | Make your check payment at our Branch in Hong Kong (Consumer Branch)# | Check payment is base on it's clearance date |
#Credit Card Repayment Service Fee of HK$20 will be charged per payment transaction via counter service.
Cash
(for VISA / Mastercard only) | CCB (Asia) Branch in Hong Kong |
|
|---|---|---|
| Payment Method | Present payment slip (printed with barcode) and make cash payment at any 7-ELEVEN in Hong Kong (HK$20 service fee will be charged per payment transaction) |
Make your cash payment at any CCBA Branch in Hong Kong (Consumer Branch) (HK$20 service fee will be charged per payment transaction via counter service) |
| Maximum Payment Amount per Transaction | HK$5,000 (Payment amounts exceed HK$5,000 will be processed as multiple transactions) |
N/A |
7-ELEVEN (for VISA / Mastercard only)
| Cut-off Time | Process time |
|---|---|
| Before 5:00pm from Mondays to Fridays (except public holidays) | Next Business Day Process |
| After 5:00pm from Mondays to Sundays (except public holidays) | Second Business Day Process |
Faster Payment System (“FPS”)
You can settle your balance via FPS with selected FPS participant. As the cut-off time varies from each FPS participant, you are recommended to settle at least 3 business days before the Payment Due Date. FPS is not applicable for using HK dollar account to settle RMB card account.