Add CCB (Asia) Credit Cards to Google Pay™

For Loads of Fantastic New Shopping Experience

CCB (Asia) Credit CardPrivileges all your way
Add your CCB (Asia) Visa and Mastercard Credit Card to Google Pay™ on Android digital devices, and set it as the default card for an easier, faster and safer contactless way to pay.

Enjoy up to 20% Cash Rebate for Google Pay transaction

From now till December 31, 2020, add your CCB (Asia) Visa and Mastercard Credit Card to Google Pay and enjoy HKD60 Cash Rebate (up to 20% cash rebate) for single Google Pay transaction of HKD300 or above.
Add your card now to enjoy easier, faster and safer contactless payment than ever!
Remarks: Each Eligible Card can enjoy the Rewards once. Rewards is only applicable to the first 12,000 Google Pay transactions in the entire Promotion Period. Terms and Conditions apply.
How to add your CCB (Asia) Credit Card to Google Pay
How to Pay
FAQ
How to add your CCB (Asia) Credit Card to Google Pay
  1. Open the Google Pay app
  2. Enter Credit Card details or use Android digital device to capture your CCB(Asia) Credit Card
  3. Enter Credit Card’s expiry date and security code
  4. Accept the Terms and Conditions
  5. Enter verification code and complete setup according to the instructions
  6. Once the information is verified and your CCB(Asia) Credit Card has been set as the default card, you can start to use Google Pay
Remarks: Please visit Google website for details on compatible Android digital devices.
Paying in stores
Google Pay is the easiest way to pay in stores with your Android digital device. You can quickly check out using the devices you carry every day.
Paying in apps
Use Google Pay to make purchases in all kinds of apps on your Android digital device. Paying is as simple as selecting Google Pay at checkout. For some of the transactions, you may be required to process verification for added security.
About Google Pay

1.What is Google Pay?

Google Pay is a mobile payment service that utilizes Near Field Communication (NFC) to initiate secure transactions between contactless payment terminals and Android digital devices.

2.What do I need to use Google Pay?

For details of compatible Google Pay devices, see www.support.google.com/googlepay. Please notice that customers are not able to download Google Pay if the device is not compactable with Google Pay.

3.How does Google Pay work?

Google Pay uses Near Field Communication (NFC) technology to complete contactless transactions. NFC allows wireless communication of electronic devices over short distances. A NFC contactless reader at checkout plus NFC-equipped mobile devices with Andriod version-Lollipop (5.0) or higher are needed to perform contactless payment.
If you have another contactless payment app on your phone: In your phone’s Settings app, make Google Pay the default payment app.

4.Is Google Pay a free service?

There are no extra charges for using Google Pay. However, Fee Schedule for CCB (Asia) Credit Card still applies to Google Pay transactions.

5.Is it safe to use Google Pay?

Using Google Pay is secure and private. Google creates a unique virtual account number for your payment information. During the process, Google does not have access to or store the actual Credit Card number added to Google Pay. Also Google stores your payment information on Google secure servers and encrypts it with industry-standard SSL (secure socket layer) technology. If your Android digital device is ever lost or stolen, you can use Android Device Manager
(https://www.google.com/android/devicemanager)
to find and erase your device record.

6.How can I learn more about Google Pay?

You can browse www.support.google.com/googlepay for more information about Google Pay.
About Adding Credit Card

1.Which CCB (Asia) Credit Card can I add to Google Pay?

All CCB (Asia) Visa and Mastercard Credit Cards can be added to Google Pay.

2.I am asked to provide the Security Code when adding Credit Card, where can I find it?

Your CCB (Asia) Credit Card Security Code is the non-embossed 3 digits number printed on the back of your Credit Card. If you are holding CCB(Asia) Virtual Credit Card, please log in your Mobile Banking to check the Security Code of your virtual card by clicking into “Virtual Card Details”.

3.Why am I asked to enter a Verification Code?

A Verification Code is used to confirm your identity. This one-time Code will be sent to your registered mobile number through SMS and will expire after a designated time frame. Please call us at +852 3179 5533 if you cannot receive Verification Code.

4.How to set CCB (Asia) Credit Card as my default card?

You can select your CCB(Asia) Credit Card and tap “Set as default card” in Google Pay app in order to set it as the default card. You can also tap your CCB(Asia) Credit Card and drag it to the top of the screen to set it as the default card.

5.Each Credit Card can be added once and to one device only?

No. You can add up to 8 Credit Cards to each Android digital device. And each Credit Card can be added to a maximum of 9 Android digital devices.

6.Is my physical Credit Card still usable after it is added to Google Pay?

Yes, you can keep using your physical Credit Card after it’s added to Google Pay.
About Usage

1.Where can I use Google Pay?

You can use Google Pay with your compatible Android digital device to pay in stores that accept contactless payments or with Google Pay mark.
Within Apps accepting Google Pay will show the below buttons or list Google Pay as a payment method:

2.Can I use Google Pay overseas?

Yes, you can use Google Pay overseas in stores accepting contactless payment.

3.Is there any transaction limit for Google Pay?

The transaction limit for Google Pay is the same as the credit limit of your Credit Card. For each transaction, there may be a transaction limit of HK$500 or HK$1,000 depending on the setting of the contactless terminals.

4.Do I need to connect to Internet when using Google Pay?

You do not need to connect to Internet for using Google Pay. You only need it during setup or checking details of your recent transactions.

5.Where can I check my Google Pay transactions?

Just tap the card in Google Pay, and tap the transaction record section for details.

6.Can I earn bonus points/ cash rebate with Google Pay?

Except Virtual Credit Card, you will continue to earn bonus points/ cash rebate for Google Pay transactions.
About Card Management

1.How to secure my Credit Card when using Google Pay?

  1. You should never disclose your user ID, login password or any personal and security information to other parties.
  2. Change your user ID and login password of your Android digital devices periodically or when necessary.
  3. Do not modify your Android digital devices as this can make it open to infection from virus or spyware.
  4. Set a screen lock.
  5. Do not use personal identification number or simple combination as password.
  6. Do not set up others’ fingerprint in your device.
  7. If your Android digital device is ever lost or stolen, you can use Android Device Manager (https://www.google.com/android/devicemanager) to find and erase your device record.
  8. Download Apps from trusted sources only.
  9. Do not click distrustful hyperlinks or visit suspected websites.
  10. Use and update anti-virus software regularly.
  11. Accept Android system updates.
  12. When there is any suspicious transaction, you should inform us at +852 3179 5533 immediately.

2.What should I do if my Credit Card is lost or stolen?

You should call our 24-Hour Lost/ Stolen Hotline at +852 3179 5505 once your Credit Card is lost or stolen. Your Credit Card account will be closed and no more transactions can be made. The corresponding Credit Card on Android digital devices will be permanently deactivated as well.

3.What should I do if my Android digital device is lost or stolen?

If your Android digital device is ever lost or stolen, you can use Android Device Manager (https://www.google.com/android/devicemanager) to find and erase your device record.

4.What should I do if I change my Android digital device to a new model?

You should delete your CCB (Asia) Credit Card from Google Pay in the old device first, and then add your Credit Card to Google Pay on your new device again.

5.Can I continue to use my physical Credit Card if I erase my Android digital device?

Yes. Erasing your Android digital device will only delete your CCB (Asia) Credit Card from Google Pay without affecting your physical Credit Card.

6.Can I continue to use Google Pay if I cancel my linked physical Credit Card?

No. Your linked Card in Google Pay will be cancelled too as they share the same card account.

7.Do I need to update my Credit Card information with Google Pay if I get a re-issued Credit Card?

Not necessary.

8.Is there an expiry date for the Credit Cards in Google Pay?

The expiry date is the same as your physical Credit Card.

9.How can I remove my Credit Card in Google Pay?

Open the Google Pay app, choose the card that you want to remove. Then scroll down and touch “Remove card”.
Google Pay is a trademark of Google LLC.
Disclaimer
We are an authorized institution under the Banking Ordinance, licensed for Type 1 and Type 4 regulated activity under the Securities and Futures Ordinance and an approved insurance agent under the Insurance Companies Ordinance. This material is directed to residents in Hong Kong only, and is not intended for distribution to, or use by, any person outside Hong Kong. This material is not an offer, invitation or inducement to buy or sell any investment or insurance products. This material does not constitute any prediction of likely future movements in prices of any investment products. You may not share, forward or reproduce this material for business purpose. This material was issued by China Construction Bank (Asia) Corporation Limited, and has not been reviewed by the Securities and Futures Commission or any other regulatory authorities in Hong Kong.
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Terms & Conditions
Terms and Conditions of “CCB (Asia) Credit Card Google Pay 20% Cash Rebate Promotion” ("Program"):
  1. THE PROGRAM - This Program is only available for cardmembers (“Cardmember(s)”, “you”) of Visa and Mastercard Credit Cards (“Eligible Card(s)”) issued by China Construction Bank (Asia) Corporation Limited (the “Bank”, “we”, “us”, “our”). The promotion period of the Program is from October 12, 2020 to December 31, 2020 (both dates inclusive) (“Promotion Period”).
  2. CASH REBATE REWARDS (“Reward(s)”) – During the Promotion Period, successfully adding Eligible Cards to Google Pay and make a single transaction of HKD300 or above using Google Pay with your Eligible Cards will entitle HKD60 cash rebate (“Rewards”). Each Eligible Card can enjoy the Rewards once, the Reward of supplementary cardmembers will be credited to the principal card credit card account. Rewards is only applicable to the first 12,000 Google Pay transactions in the entire Promotion Period.
  3. EXCLUDED TRANSACTIONS - The following spending will not be qualified as Eligible Transaction: transactions not posted on or before January 14, 2021, balance transfers, all interest free installment transactions, payments for insurance policies issued by insurance companies, autopay transactions, online bill payments, “Interest-free $martExpress” transactions, fund transfer to electronic wallet, tax payments, and fees and changes made or incurred (whether in relation to the Card account(s) or otherwise) and any transactions that have been cancelled or refunded, or which we otherwise decide are not eligible.
  4. NOTIFICATION OF THE REWARDS - The Bank reserves the right to determine the eligibility of a Cardmember to enjoy the Rewards at its sole discretion based on its system record. Rewards will be credited to the principal card account of the Eligible Card on or before February 28, 2021.
  5. OUR RECORD PREVAILS - Our records of the Register Rewards that you earn under the Program and all decisions regarding Register Rewards shall (unless there is an obvious error) be final and binding upon you.
  6. ACCOUNT STATUS – The Eligible Card should remain valid in Cardmember’s Google Pay until the Reward is given. If Cardmember receives a reissued card of the added Eligible Card with new card number during the Promotion Period, Cardmember is required to add the reissued card to Google Pay again in order to be entitled to the Rewards (if applicable). Your eligibility for the Program is subject to our checking on your Eligible Card account(s) status and your Eligible Card account(s).
  7. RIGHT TO VARY, ETC. - We reserve the right to vary the Program and/or these Terms and Conditions, or to replace, cancel or withdraw the Program, at our discretion at any time.
  8. FINAL DECISION - We retain the final decision in any differences or disputes under the Program, and shall not be responsible or liable for any claims or liability resulting from any Cardmember’s participation in the Program howsoever suffered or incurred.
  9. ENGLISH VERSION PREVAILS - In case of any inconsistency between English and Chinese versions of these Terms and Conditions, the English version shall prevail.
Terms of Use of CCB (Asia) Credit Card in Digital Wallet (“Terms of Use”):
These Terms of Use govern the use of credit cards (“Card(s)”) issued by China Construction Bank (Asia) Corporation Limited (“we”, “us”, “the Bank”) you enroll to Digital Wallet(s) ,currently referred to Apple Pay and/or Google Pay, (“Digital Wallet(s)”), whereas Apple Pay is provided by Apple Asia Limited, and Google Pay is provided by Google (“Digital Wallet Providers”). Digital Wallet(s) allows you to use an electronic format of your Card (“Mobile Card(s)”) to conduct transactions without presenting the Card in physical card form. By enrolling to or using the Mobile Card in Digital Wallet(s), you agree to be bound by these Terms of Use set out below. The Bank reserves the right to vary these Terms of Use, or to replace, cancel or withdraw the use of the Mobile Card in Digital Wallet(s) at its discretion at any time. If you do not accept any variation, you shall stop using your Mobile Card and delete your Mobile Card and details of Mobile Card from Digital Wallet(s).
These Terms of Use supplement and form part of CCB (Asia) Credit Card Cardmember Agreement (the “Cardmember Agreement”). The Cardmember Agreement and Fee Schedule for CCB (Asia) Credit Card remain applicable to your Mobile Card when you enroll to or use your Mobile Card in Digital Wallet(s). These Terms of Use shall also operate in addition to the terms and conditions contained in all other banking agreements which you have entered into with the Bank, including but not limited to data policies and any securities measures adopted by the Bank from time to time in relation to the use of the Cards. All references to Card in the Cardmember Agreement include a Mobile Card as defined herein. If there is any conflict between these Terms of Use and any other applicable terms and conditions in relation to the use of Mobile Card in Digital Wallet(s), these Terms of Use shall prevail.
Use of Mobile Card in Digital Wallet(s) and Transactions
  1. Digital Wallet(s) enables you to make payment with the Mobile Card using eligible digital device (“Digital Device(s)”). The type or model of Digital Device is subject to change or cancellation by Digital Wallet Providers from time to time.
  2. The user of Digital Wallet(s) can either be a principal cardmember or a supplementary cardmember (“Cardmember(s)”, “you”) of the Bank. The Bank reserves the absolute right to determine the eligible Mobile Cards for use of Digital Wallet(s) and decline the enrollment of the Mobile Card to Digital Wallet(s).
  3. Digital Wallet(s) allows you to make contactless payments by the use of a Mobile Card enrolled to Digital Wallet(s), including: (i) carry out transactions by holding the Digital Device at participating merchant's contactless enabled point of sale terminal or reader (“Contactless Payment Reader”); and (ii) make In-App purchases on the Digital Device.
  4. The Bank reserves the right to impose a cap on the amount per transaction in Digital Wallet(s).
Fee and Charges
  1. The Bank reserves the absolute right to impose a fee to set up or use your Card as Mobile Card with prior notification and shall be levied on your Card accounts.
  2. You are solely responsible for all fees, charges and expenses in relation to the use of Digital Wallet(s) (if any) and the mobile network operator for providing services to support the use of Mobile Card in Digital Wallet(s).
Security
  1. You acknowledge that your Mobile Card may be utilised to carry out transactions by tapping or waving the Mobile Card at a merchant’s Contactless Payment Reader. Any person with your personal information, including but not limited to, user ID, login password and/or fingerprint(s) enrolled to your Digital Device (“Personal and Security Information”) can authorise transactions using your Mobile Card in Digital Wallet(s). If your Mobile Card has been enrolled to Digital Wallet(s), you shall never disclose your Personal and Security Information to any person, and never have anyone’s password or fingerprint enrolled to your Digital Device. You are solely responsible for maintaining the confidentiality of your Personal and Security Information, and you shall safeguard against accidental or unauthorised disclosure of your Personal and Security Information, and you shall change your user ID and login password of your Digital Device periodically or where necessary.
  2. If the Card is lost or stolen, or your Personal and Security Information are used (or suspected to be used) by any unauthorised person, or there has been unauthorised access to your Mobile Card and/or Personal and Security Information you shall promptly report it to the Bank.
  3. You shall be solely liable for any losses, damages and expenses incurred as a result of your use of Digital Wallet(s) on a modified electronic device.
  4. You should only download mobile applications from reputable and reliable sources only.
  5. Before disposing of any electronic devices on which a Mobile Card has been enrolled, you are responsible for deleting your Mobile Card and Digital Wallet(s) login, and Personal and Security Information from the electronic devices.
  6. Delete all Mobile Cards for use in Digital Wallet(s) before sale or disposal of the Digital Device or passing the Digital Device to any other person.
  7. You should check each Card statement as soon as reasonably practicable after receiving it and notify the Bank of any suspected unauthorised transaction or use of the Card for any unauthorised purpose.
Privacy Statement
  1. The Bank recognises the importance of respecting your privacy. The Bank's Notice to Customers relating to the Personal Data (Privacy) Ordinance provides information on how the Bank collects, uses, shares, and protects your personal data relating to any data provided to the Bank, as well as the choices and access rights you have in regard to your personal data. The Bank has no control of the privacy and security of your personal data and information provided by you to the Digital Wallet Providers which is governed by the privacy policy of and any agreement you may have with your Digital Wallet Providers. Please refer to Digital Wallet Providers’ privacy policy for more details on privacy practices.
  2. As soon as you enroll your Card to Digital Wallet(s), Digital Wallet Providers may access and process your information, which include information about your transactions.
  3. To set up and use a Mobile Card, you acknowledge and agree that the Bank may collect the unique identifier of your Digital Device, the type of Digital Device and/or Mobile Card number for eligibility checking of Digital Wallet(s).
  4. Notification messages will be sent to you through the Digital Wallet(s) by us from time to time for services notification or alerting you on any security or precautionary measures as deemed necessary by us. Such messages if successfully sent will be deemed having reached you simultaneously and therefore effective. You are strongly advised not to deactivate the notification function of Digital Wallet(s) to receive such messages.
Disclaimer and Limitation of Liabilities
  1. Without prejudice to the foregoing, your failure in taking the security precautions may subject you to being liable for unauthorised transactions without limit.
  2. Your use of Digital Wallet(s) shall be subject to the relevant terms and conditions imposed by Digital Wallet Providers and other relevant service provider(s). In order to use Digital Wallet(s), you must agree to the terms of use and privacy policy and any other terms and conditions imposed by Digital Wallet Providers from time to time. The Bank has no control over the Digital Wallet Providers’ decisions to change Digital Wallet(s) or any of its services and products. The Bank is not the provider of Digital Wallet(s) and is not an agent of the Digital Wallet Providers. You should contact the Digital Wallet Providers for all technical assistance on Digital Wallet(s) (including but not limited to the types of electronic devices which support Digital Wallet(s)). Any claim, complaint, or dispute concerning Digital Wallet(s) must be referred to and resolved with Digital Wallet Providers, which shall in no way relieve you from your payment or other obligations to the Bank.
  3. The Bank shall have no obligation (in whatsoever nature) to provide or continue to provide any Mobile Card for use in Digital Wallet(s) to any person. Except as otherwise required by applicable law, the Bank may block, restrict, suspend or terminate your use of Mobile Card in Digital Wallet(s) at any time without giving any reason or notice if you violate these Terms of Use or any other agreements and if fraudulent activity with your card is suspected. The Bank shall not be liable for any loss of whatever nature incurred whether by you as a result of any such action. You agree that the Bank will not be liable to you or any third party for any block, restriction, suspension, or termination of your use of Mobile Card.
  4. For the use of Digital Wallet(s), you shall notify the Bank of any change of your address, contact number and e-mail immediately. You shall be solely responsible to ensure that the Bank has the most updated and hence correct information for communications with you. The Bank shall not be responsible for any problems or loss suffered by you in case of any incorrect or outdated information.
  5. The Bank makes no representations or warranties as to the accuracy, functionality or performance of any third party software used in connection with Digital Wallet(s) and shall not guarantee that any particular device or model is compatible with Digital Wallet(s). The Bank assumes no liability or responsibility for any loss or damage caused to your personal data, your Digital Device, or other equipment as a result of your use of Digital Wallet(s), unless such loss or damage is caused by the Bank's default or negligence. The Bank shall not be liable for any loss or damage whatsoever which is suffered (including but not limited to indirect or consequential loss) as a result of your use of Digital Wallet(s).
  6. The Bank shall not be liable for any error, omission, interception, corruption, deletion, loss or inaccuracy in Digital Wallet(s) or for any person's use of, reliance on or inability to use Digital Wallet(s), or for any loss or damage arising in connection with Digital Wallet(s), any interruption or hindrance of or delay in the operation of Digital Wallet(s), any incomplete transmission, any circuit or system failure or any computer virus. Your use of Digital Wallet(s) is wholly at your own risk.
  7. You shall not harm the Bank and indemnify the Bank, its officers, employees, agents and any other persons appointed by the Bank against any claims, suits, actions, proceedings, losses, damages, obligations and/or liabilities which any of them may incur or suffer, and all costs and/or expenses of reasonable amount and reasonably incurred by any of them as a result of or in connection with (i) your failure to comply with these Terms of Use; or (ii) your fraud or gross negligence in your use of Digital Wallet(s).
  8. Notwithstanding anything contained herein to the contrary, you shall be fully liable for all losses and damages arising out of or in connection with the loss, theft and/or unauthorised use of the Digital Device, Mobile Card and/or Digital Wallet(s) if you have acted fraudulently or with gross negligence or has failed to take reasonable precautions to prevent such loss, theft and/or unauthorised use of the Digital Device, Mobile Card and/or Digital Wallet(s), or if the unauthorised use of the Mobile Card and/or Digital Wallet(s) involve(s) access to the Digital Device with or without your knowledge, you agree to indemnify and keep the Bank fully indemnified against all losses, damages, liabilities and all reasonable costs and expenses incurred as a result thereof.
  9. You understand and acknowledge that there is no partnership, joint venture or other relationship between the Bank and the Digital Wallet Providers or any third parties who support Digital Wallet(s). The Bank is not liable for any action, claim, loss, damage or liability of any nature which you may suffer or incur arising from or in connection with any act or omission of Digital Service Providers or any third parties who support Digital Wallet(s).
Miscellaneous
  1. The Bank reserves the right to vary these Terms of Use, or discontinue supporting the use of Mobile Card in Digital Wallet(s), at its discretion at any time. If any notice is required in accordance with applicable law, it may be given via physical or electronic means, and/or taking any other legally required action. To the extent permissible under applicable law, any revised or additional terms shall be binding on you if you continue to use or retain the use of your Mobile Card in Digital Wallet(s) on or after the effective date of any revision.
  2. The Bank may assign and/or transfer all or any of its rights and/or obligations under these Terms of Use to a third party without your consent. Without the Bank's consent, you may not assign, transfer or otherwise dispose of your rights or obligations under these Terms of Use to another party.
  3. If the Bank fails to insist that you perform any of your obligations under these Terms of Use, or if the Bank does not enforce its rights against you, or if the Bank delays in doing so, it does not mean that the Bank has waived its rights against you and/or that you do not have to comply with those obligations. If the Bank does waive a default by you, the Bank will only do so in writing, and that will not mean that the Bank will automatically waive any later default by you.
  4. Each of the provisions of these Terms of Use operates separately. If any court or competent authority decides that any of them are unlawful or unenforceable, the remaining provisions will remain in full force and effect.
  5. These Terms of Use shall be governed by and construed in accordance with the laws of Hong Kong. Disputes arising in connection with these Terms of Use shall be subject to the non-exclusive jurisdiction of the Hong Kong courts.
  6. No person other than the Bank and you will have any right under the Contracts (Rights of Third Parties) Ordinance (Cap. 623 of the Laws of Hong Kong) to enforce or enjoy the benefit of any of the provisions of these Terms of Use. Application of the Contracts (Rights of Third Parties) Ordinance (Chapter 623 of the Laws of Hong Kong) is hereby expressly excluded.
  7. The Chinese version of these Terms of Use is provided for reference only. In the event of any conflict or discrepancy between the English version and Chinese version of these Terms of Use, the English version shall prevail.