Your Journey, Our Reward!

Enjoy up to 6% Cash Rebate on Overseas Spending

Whenever you spend around the world – whether you are travelling, online shopping, or making purchase in foreign currencies, you can earn up to 6% cash rebate² upon accumulating the designated amount of eligible overseas retail spending¹! Spend with your CCB (Asia) Credit Card on your next trip and turn every overseas spending into cash rebate!

Overseas Spend and Rewards

Accumulated Overseas Retail Spending¹ upon	Rewarded Cash Rebate
HK$4,000 – HK$7,999	4%
HK$8,000 or above

Promotion Period: March 2 to April 30, 2026

Registration Period: 10:00 a.m. of March 2 to 11:59 p.m. of April 30, 2026

Remarks:

Eligible overseas spending include retail transactions made outside Hong Kong and online transactions with original sales slip or official payment record conducted in currency other than Hong Kong Dollars.
To be eligible for the cash rebate, you must be the first 5,500 Cardmembers who have successfully registered during the registration period, and accumulated eligible overseas spending upon achieving the spending requirement. The registration is on a first-come-first-served basis.
The total maximum cash rebate will be awarded for each selected customer throughout the entire promotion period is HK$600.

Registration Method

Tap “Credit Card/Loan”
in the bottom bar

On Credit Card page, scroll down to “Selected Offers” and tap “Rewards Registration” banner, then tap “Your Journey, Our Reward! Rewards Program” to register

Don’t have CCB (HK&MO) Mobile App? Search “CCB Asia” to download now

After downloaded, you can register/ activate your mobile banking

Registration Demo

Activation Demo

To borrow or not to borrow? Borrow only if you can repay!

Terms & Conditions

Terms and Conditions of CCB (Asia) Credit Card Your Journey, Our Reward! - Rewards Program ("Program"):

The promotion period is from March 2, 2026 to April 30, 2026 (both dates inclusive) (“Promotion Period” ).
The Program is only applicable to principal cardmembers ("Principal Cardmember(s)" or "you") of credit cards (except Business Card) ("Eligible Card(s)") issued by China Construction Bank (Asia) Corporation Limited (the "Bank", "we", "us" or "our").
You must register for the Program. Registration must be made during the registration period as stated in clause 4 below at CCB (HK&MO) Mobile App (Login CCB (Asia) Mobile Banking > Tap “Credit Card / Loan” in the bottom bar > Scroll down to “Featured Offers” and tap “Rewards Registration” banner and tap this Program to register the Promotion). If you have more than one Cards, registration of one of your Cards will automatically register all of other Cards under your name. If you made the transactions with various Eligible Card(s), eligible overseas spending (“Eligible Overseas Spending” as defined in clause 7 below) amount will be combined and counted cumulatively.
The registration period is from Hong Kong Time 10:00 a.m. of March 2, 2026 to 11:59 p.m. of April 30, 2026. (“Registration Period”).
You must be the first 5,500 Cardmembers who have successfully registered during the Registration Period. The registration is on a first-come-first-served basis. No registration will be accepted outside the Registration Period. All registration records shall be based on the Bank's system. You will receive a registration reference number upon successful registration.
Principal Cardmembers can enjoy 4% cash rebate for accumulative Eligible Overseas Spending of HK$4,000 – HK$7,999 or 6% cash rebate for accumulative Eligible Overseas Spending of HK$8,000 or above during the whole Promotion Period. For each Principal Cardmember, the maximum cash rebate will be awarded for the whole Promotion Period is HK$600.
Eligible Overseas Spending includes retail transactions made overseas and online transactions with original sales slips or official payment records in currencies other than in Hong Kong Dollars. For all overseas transactions made with Visa or Mastercard, transactions effected in a currency other than Hong Kong Dollars are converted from the transaction currency into Hong Kong Dollars and charged to the card account based on the exchange rate adopted by Visa or Mastercard (as applicable) on the date of conversion. Additionally, these transactions are subject to a foreign currency conversion fee (representing the charge imposed by Visa or Mastercard on the card issuer), and an overseas transaction fee, as specified in the Fee Schedule. For UnionPay Dual Currency Credit Card transactions, except for transactions effected in RMB and processed in Mainland China, all transactions in currencies other than HKD (including RMB transactions processed outside Mainland China, including without limitation, Hong Kong or Macau, are converted into HKD and charged to the HKD account based on UnionPay’s prevailing exchange rate on the conversion date. You agree to accept the relevant exchange rates as quoted from time to time without dispute.
The following spending will not be qualified as Eligible Overseas Spending under this program, transactions made within the Promotion Period but not posted on or before May 15, 2026, fund transfer, balance transfers, installment loans, all interest free installment transactions, payment for insurance policies issued by insurance companies, payment made by electronic wallet (including but not limited to AlipayHK, PayMe, WeChat Pay HK) transactions/ top-up/ fund transfer, autopay transactions, all Octopus reloading (include Octopus reloading via electronic wallet), RentSmart transactions, interest-free advance cash out program, bill payment, wire transfers, betting and gambling transactions, recurring transactions, charity donations, phone/fax/mail order, tax payment, fees and charges made or incurred (whether in relation to the Card account(s) or otherwise) and any transactions that have been cancelled or refunded, such other categories as we may at our sole discretion determine from time to time, or which we otherwise decide are not eligible.
Spending by supplementary Cardmember(s) of the Eligible Card(s) during the Promotion Period will be treated as made by principal Cardmember(s) of the Eligible Card(s) for the purpose of the Program.
The cash rebate will be credited to your Eligible Card account with the highest net spending amount of Eligible Overseas Spending in our records on or before July 31, 2026. Cash rebate can only be applied against outstanding in Card account statement. Cash rebate cannot be converted into cash, and/or withdrawn as cash and is not transferable.
Our records of your cash rebate earned under the Program and all our decisions regarding cash rebate shall be final and binding upon you.
Your eligibility for the Program is subject to our checking on your Card account status and your Card account(s) remaining valid and in good standing (as determined at our discretion) throughout the Promotion Period and at the time when the cash rebate is given. Where cash rebate has been credited to a Card account and there is a subsequent reversal of any transaction(s) in respect of which the cash rebate was awarded, the Bank reserves the rights to debit the cash rebate that has been credited into the Card account(s).
You have to keep all original sales slips or official payment records of the Eligible Overseas Transactions. In case of dispute, we may ask you to provide these slips, records, and/or further evidence for inspection.
We reserve the right to vary the Program and/or these Terms and Conditions, or to replace, cancel or withdraw the Program, at our discretion at any time without giving you prior notice.
We retain the final decision in any differences or disputes under the Program, and shall not be responsible or liable for any claims or liability resulting from any Cardmember's participation in the Program howsoever suffered or incurred.
In case of any inconsistency between English and Chinese versions of these Terms and Conditions, the English version shall prevail.