Terms and Conditions of the Welcome Gifts:

  1. THE PROGRAM — This Program is only available for successful applicants ("Cardmembers", "you" or "your") for principal card of CCB (Asia) AIA Mastercard Platinum Card ("Card(s)") issued by China Construction Bank (Asia) Corporation Limited ("Bank", "we", "us" or "our") with applications made under this program from now till August 31, 2020 (both dates inclusive) or within such extended or shortened period as we deem appropriate ("Promotion Period"), who at any time in the 6 months ending on the date of application did not hold any principal CCB (Asia) Credit Cards issued by the Bank.
  2. ELIGIBILITY — A Cardmember who successfully accumulates the following required spending amount (“Spending Requirement”) with his/her new Card within the first 3 months from the date of Card issuance will be entitled to a welcome gift ("Welcome Gift(s)"):
    Welcome Gifts Spending Requirement
    (Total amount in the first 3 months)
    AIA Vitality Annual Membership Fee Rebate Value at HKD300 ("Annual Fee Rebate”) ; or Minimum HKD3,500
    HKD250 Cash Rebate ("Cash Rebate”) Minimum HKD3,000
  3. ELIGIBLE SPENDING — Only posted transactions are counted towards the above Spending Requirement. For the avoidance of doubt, all handling/administration fees, finance charges, late charges, reversed transactions and any transaction or transfer made via mobile app or which we otherwise decide to be not eligible at our sole and absolute discretion will not be counted for this purpose. All transactions in RMB or foreign currencies shall be converted to HKD using the prevailing exchange rate adopted by the Card on the date of conversion in order to calculate the Spending Requirement.
  4. APPROVAL — Your eligibility for the Welcome Gift shall be subject to our final decision (at our discretion), for which we are not obliged to provide any reason.
  5. AIA VITALITY ANNUAL MEMBERSHIP FEE REBATE — A one-off Annual Fee Rebate will be credited to your Card account within 6 months once you have fulfilled the Spending Requirements. Annual Fee Rebate cannot be converted into cash, and/ or withdrawn as cash advance and is not transferable.
  6. CASH REBATE — A one-off Cash Rebate will be credited to your Card account within 6 months once you have fulfilled the Spending Requirements. Cash Rebate cannot be converted into cash, and/ or withdrawn as cash advance and is not transferable.
  7. RESTRICTIONS — If there is fraud and / or abuse in relation to your participation in this Program or you cancel your Card within 12 months from the date of Card issuance, we may charge you an administration fee of an amount equivalent to the cost of the Welcome Gift given to you from your Card account or any account with the Bank without prior notice. You may only receive one Welcome Gift of a specific card type, notwithstanding the number of successful applications of that card type under the Program. No change of the Welcome Gift will be accepted. Your Card account has to remain valid and in good standing at the time of fulfillment in order for you to be eligible for the Welcome Gift.
  8. DISCLAIMER — The validity and use of the Welcome Gift item under the Program shall be subject to the relevant usage instructions and terms and conditions set by the suppliers. We shall not act as, or assume any liability of, a product/service supplier (or its agent). Any claim, complaint and/ or dispute concerning the Welcome Gift must be referred to and resolved between the relevant supplier and the Cardmember, which shall in no way relieve such Cardmember from his/her payment or other obligations to us.
  9. FINAL DECISION — We may terminate or withdraw the Program at any time without notice and have the final decision (at our discretion) in all matters and disputes in relation to the Program. We may vary any relevant details and these Terms and Conditions. We shall not be responsible or liable for any claims or liability in relation to use of the Program howsoever suffered or incurred by any Cardmember or other person.
  10. ENGLISH VERSION PREVAILS — In case of any inconsistency between the English and Chinese versions of these Terms and Conditions, the English version shall prevail.