Terms and Conditions for CCB (Asia) eye Credit Card Dining, Transport and Overseas Spending up to 11% Cash Rebate Program (the “Program”):


  1. The Program is only applicable to principal cardmembers (“Cardmember(s)”, “you” or “your”) of CCB (Asia) eye Credit Card (“Eligible Card(s)”) issued by China Construction Bank (Asia) Corporation Limited (the “Bank” or “we”).
  2. The promotion period of the Program is from February 1, 2024 to July 31, 2024 (both dates inclusive) (“Promotion Period”). There are 6 phases for Promotion Period as below:
    Phase 1 February 1, 2024 to February 29, 2024
    Phase 2 March 1, 2024 to March 31, 2024
    Phase 3 April 1, 2024 to April 30, 2024
    Phase 4 May 1, 2024 to May 31, 2024
    Phase 5 June 1, 2024 to June 30, 2024
    Phase 6 July 1, 2024 to July 31, 2024
  3. To be eligible for the Program, in each phase, you must be the first 2,000 Cardmembers who have successfully registered during the registration period specified in clause 4 below. Within the Promotion Period, each Cardmember can participate to the Program six times. Cardmember shall register once in each phase. Upon achieving the conditions as specified in clause 6 below during the Promotion Period, each Cardmember will be entitled to a maximum cash rebate of HKD800 each phase and a maximum of HKD4,800 cash rebate (“Rebate”) over the whole Promotion Period. The cash rebate amount will be rounded to the nearest integer.
  4. Registration must be made during the registration period on our website at www.asia.ccb.com/hk/eye/reg/11rebate2024/en. You will be given a registration reference number upon successful registration (the “Registration”). Registration must be made during 11a.m. on first date to 11:59p.m. on last date of each phase within the Promotion Period (the “Registration Period”). The registration is on a first-come-first-served basis. No registration will be accepted outside the Registration Period. Time shall in Hong Kong time in accordance with our system record.
  5. You can enjoy up to 11% cash rebate under the Program, include:
    1. Up to 9% cash rebate under the Program, please refer to the details as specified in clause 6 and clause 7; and
    2. 2% cash rebate (equivalent to 5X Bonus Points) on online retail transaction and retail transaction made by contactless payment under "CCB (Asia) eye Credit Card Extra Bonus Point Rewards Programme". 5X Bonus Points include the basic bonus points and an extra 4X bonus points. Terms & Conditions apply. For "Terms and Conditions of CCB (Asia) eye Credit Card Extra Bonus Point Rewards", please visit www.asia.ccb.com/hongkong/personal/credit_cards/tnc_extra_bp_rewards.html. Customers can redeem cash rebates with bonus points, in the conversion rate of every 25,000 points for HKD100 cash rebate. For example, Cardmember will be entitled to 25,000 Bonus Points upon making online / contactless payment of HKD5,000 with eye Credit Card. Customer can convert such Bonus Point for HKD100 cash rebate, equivalent to 2% cash rebate.
  6. Transaction made in following designated category during Promotion Period is eligible transaction ("Eligible Transaction(s)") and entitled to up to 9% cash rebate, include:
    Eligible Transaction category Designated Spending requirement Percentage of cash rebate (%) Maximum cash rebate of each phase Total maximum cash rebate of each phase
    Dining Retail spend of HKD8,000 or above 9% HKD800 HKD800
    Retail spend below HKD8,000 2%
    Overseas spending Not required 2% HKD400
    Local transport Not required 2%
  7. The transaction will be qualified as Eligible Transaction Category:
    1. Transaction made in dining outlets or designated food delivery platform in Hong Kong is eligible dining transaction (Eligible Dining Transaction(s)"). Transactions made in respect of banquet services, private functions, private room events, dining outlets in hotels, department stores, associations and clubhouses, and the food and beverage services provided by the designated merchants of other spending categories are excluded. The Bank identifies dining outlets and designated food delivery platform by taking reference of the merchant codes issued by VISA International.
    2. Local Transport is transaction made in:
      1. MTR Lines and services, include Kwun Tong Line, Tsuen Wan Line, Island Line, South Island Line, Tung Chung Line, Tseung Kwan O Line, East Rail Line, Tuen Ma Line, Disneyland Resort Line, Airport Express and Light Rails and Bus Services; and
      2. All routes provided by the franchised buses, include Citybus, Kowloon Motor Bus, Long Win Bus; and
      3. All routes provided by the franchised and licensed ferry services, include Sun Ferry, The Star Ferry, Hong Kong & Kowloon Ferry (include Island Ferry and Winnertex); and
      4. All routes of electric trams ("Eligible Transport Transaction(s)").
    3. Transaction with original sales slip or official payment record conducted outside Hong Kong (Online transactions conducted in foreign currencies are not valid) ("Eligible Overseas Transaction(s)"). Overseas Purchases for Visa, all transactions effected in a currency other than Hong Kong Dollars are converted from the transaction currency into Hong Kong Dollars and charged to the Card account based on the exchange rate adopted by Visa, as applicable, on the date of conversion. In addition, all transactions effected in a currency other than Hong Kong Dollars are subject to a foreign currency conversion fee (representing the charge imposed by Visa on the issuer of the Card) and an overseas transaction fee, in such amounts as set forth in the Fee Schedule.
  8. Retail spending only includes retail purchases, except transactions not posted on or before March 10, 2024 (Phase 1), April 10, 2024 (Phase 2), May 10, 2024 (Phase 3), June 10, (Phase 4), July 10, 2024 (Phase 5) and August 10, 2024 (Phase 6), balance transfers, instalment loans, monthly installment amount of Spending Installment Program, all interest free instalment transactions, electronic wallet top-up or fund transfer, payment for insurance policies issued by insurance companies, autopay transactions, all Octopus reloading (include AAVS and Octopus reloading via electronic wallet), purchase and/or reload of stored value cards, “Interest-free $martExpress” transactions, RentSmart transaction, fund transfer or payment via mobile apps, interest-free advance cash out program, bill payment, tax payment, fees and charges made or incurred (whether in relation to the Card account(s) or otherwise) and any transactions that have been cancelled or refunded, such other categories as we may at our sole discretion determine from time to time, or which we otherwise decide are not eligible. Rebate will be credited to your eligible card account recorded by our Bank on or before October 31, 2024. Rebate can only be applied against the outstanding in Card account statement and cannot be converted into cash, and/ or withdrawn as cash advance or transferred.
  9. Spending by supplementary Cardmember(s) of the Eligible Card(s) during the Promotion Period will be treated as made by principal Cardmember(s) of the Card(s) for the purpose of the Program.
  10. Unless otherwise specified, the Program cannot be entitled in conjunction with other promotion program or offer of the Bank.
  11. The status of the Eligible Card account must remain valid and in good standing (as determined at the Bank’s discretion) throughout the Promotion Period and at the time when the cash rebate is given.
  12. The Bank reserve the right to vary the Program and/or these Terms and Conditions, or to cancel the Program, at our discretion at any time without giving you prior notice.
  13. You have to keep all original sales slips or official payment records of the Eligible Transactions. In case of dispute, we may ask you to provide these slips, records, and/or further evidence for inspection and we may keep them.
  14. The Bank retain the final decision in any differences or disputes under the Program.
  15. In case of any inconsistency between English and Chinese versions of these Terms and Conditions, the English version shall prevail.