Terms and Conditions

Personalised eye Credit Card Production and Application Service Terms and Conditions

The application and the production of the personalised eye Credit Card through upload of your Card Design as defined below is subject to the terms and conditions below. Once you have submitted your Card Design to the website of China Construction Bank (Asia) Corporation Limited, you are deemed to have read, understand and agree to accept and be bound by the following terms and conditions (including any changes to these terms and conditions from time to time).

  1. The personalised eye Credit Card Production Service is only applicable for eye Credit Card (“eye Credit Card(s)”) issued by China Construction Bank (Asia) Corporation Limited (“Bank”, “we”, “us” or “our”) and is only applicable to principal cardmembers of the eye Credit Cards (“Cardmember(s)”, “you”).
  2. Subject to the Photo Guidelines, you can upload your own photo of animal, plant, portrait or landscape or choose a photo from our photo library under our photo upload page as card face design (“Card Design”). The supplementary eye Credit Card(s) (if any) will bear the same Card Design of the principal eye Credit Card(s).
  3. Your Card Design will be uploaded to the webpage of the Bank. You agree to provide your Card Design to the Bank and authorize the Bank to collect, hold, use and process the uploaded information in order to provide the personalised eye Credit Card Production Service to you. The Bank will provide or disclose your uploaded photos and / or input data to relevant persons in accordance with applicable laws or to comply with the guidelines issued by regulations or other authorities (including but not limited to government departments, the judiciary or the tax authorities). The Bank reserves the right to keep the photos and the information and delete such photos and information after a period which the Bank deems necessary or appropriate.
  4. Only one photo submission for each personalised eye Credit Card is allowed. The Bank will not accept any extra photo uploaded. If the Bank receives more than one Card Design submission of the eye Credit Card, the Bank will, according to the internal processing cut-off time, select your last submitted Card Design to process the eye Credit Card Application without giving any prior notice. The Bank’s default card face design will be issued without prior notice if the Bank does not receive your Card Design by the Submission Deadline as stated in the Notification Letter or email or mentioned by the Bank’s representative verbally. For any dispute, the decision of the Bank is final and conclusive.
  5. Once the Card Design had been submitted, no changes can be made. The Bank will process the eye Credit Card application according to the submitted Card Design. The Bank will not, in any cases, accept any re-submitted Card Design for personalised eye Credit Card which had already been submitted and/or issued, whether it is due to poor print quality or any other reasons.
  6. If your personalised or default eye Credit Card needs to be replaced due to loss or damages, the Bank will charge HK$100 Card Replacement Fee per Replacement Card (Card Replacement Fee is subject to adjustment from time to time).
  7. You have read and agree to comply with the respective Photo Guidelines to upload photo to design your personalised eye Credit Card. The Photo Guidelines shall not constitute to all photo upload guidelines. The Bank reserves the right to modify the Photo Guidelines at any time. You should ensure the Card Design is clearly displayed on the cardface. The Bank reserves the right to reject any personalised eye Credit Card application at any time (regardless of whether the Card Design has been submitted and / or the eye Credit Card has been issued) without prior notice and without giving any reason (whether Photo Guidelines has been complied or not) to the Cardmembers. If there is any dispute, the Bank reserves the right of final decision at any time. If the Bank decides not to accept the photo after the personalised eye Credit Card has been processed or issued, the Bank may, at any time terminate, disable, and/or revoke the personalised eye Credit Card and the use of the personalised eye Credit Card without giving any reasons or prior notice. Upon receipt of the any instructions by the Bank, you shall cut the personalised eye Credit Card into half and return to the Bank immediately.
  8. You shall acknowledge and agree to ensure that the uploaded photos do not and will not infringe any intellectual property rights (including but not limited to any copyright) and / or other third party rights. The Bank has no obligation to verify the truth or authenticity of the commitment made by you. You shall indemnify the Bank for all the claims, demands, proceedings, liabilities, damages, losses, costs and/or expenses (irrespective of any nature, or whether it is direct or indirect) borne or suffered by the Bank (whether it is brought about by you or any third party), or induced and encountered by the Bank as a result of the photo submitted by you, the personalised Credit Card itself and the use of the personalised Credit Card, or in respect of the Bank storing, modifying, copying or using the photo.
  9. You warrant that, as far as you are aware, the image does not contain any computer viruses or violate the Photo Guidelines.
  10. The Bank reserves the right to revise these Terms and Conditions and terminate or revise the personalised Credit Card production and application service without prior notice. In case of dispute, the decision of the Bank shall be final and binding.
  11. Should there be any discrepancy between the English and Chinese versions of the above Terms and Conditions, the Chinese English version shall prevail.
  12. These Terms and Conditions are governed by and must be construed in accordance with the laws of HKSAR.