CCB (Asia) Virtual Credit Card

Instant approval and enjoy instant spending!

Instant approval and enjoy instant spending!

Invitation Only
No Annual Fee

New customers1 successfully apply and reach designated spending amount to enjoy:

Welcome Offer

Remarks: Offers are bound by terms and condition. Please refer to “Terms and Conditions of CCB (Asia) Virtual Credit Card Welcome Gifts for New Cardmembers” for details.

  1. Applicant must at any time in the 6 months ending on the date of application did not hold any principal credit card issued by the Bank.
  2. The total spending requirement to enjoy HKD300 Cash Rebate is HKD3,000 or above by using CCB (Asia) Virtual Credit Card in the first 3 months from card issuance date.

Application process by CCB (HK&MO) Mobile App

1
step1 After read and understand related terms and conditions, and proceed HKID capture verification
2
step2 And then proceed to selfie for identity verification
3
step3 After selfie verification, fill in personal information and complete the application accordingly
Application Guidance ▸

BulletUp To 14% Discount At Expedia

As long as you enter the coupon code (the first eight-digit of your CCB (Asia) Virtual Credit Card) when purchasing through the Expedia designated website (www.expedia.com.hk/ccbavc), you can enjoy up to 14% discount (up to HKD1,000 discount per transaction)!1

Offer 1 Icon

BulletSurprise E-coupon Reward

With spending of HKD3,000 or above, the Bank will send you an HKD50 e-coupon! You can get two HKD50 e-coupons when you accumulate spending of HKD6,000 and so on.2

Hospitality:
Le Meridien Cyberport (Marriot Group)
Food & Beverage:
Arome, COVA, Häagen-Dazs, MX*, Paul Lafayet*, Starbucks*, The Coffee Academics*
Online Platform:
ChargeSpot, Uber/Uber Eats*

*Merchant(s) accept HKD100 voucher value in total per each transaction

Remarks: Merchant(s) will be released with occasional redactions, please visit website for details

Offer 2 Icon

BulletEasy Overseas Online Shopping

  • Foreign currency transaction fees will be waived when shopping on foreign websites, or in any cases when spending in foreign currencies!3

    Example for better deals on overseas transactions:

    Ways of Purchase CCB (Asia) Virtual Credit Card Other Credit Cards
    Japanese Yen JPY131,854 JPY131,854
    Purchase equivalent value in
    Hong Kong Dollars + Handling fee    		 HK$10,000+HK$0 HK$10,000+HK$195
    Actual equivalent value
    in Hong Kong Dollars    		 HK$10,000 HK$10,195
    Comparison HK$0 Handling Fee
    Saved HK$195
    equal 1.95%
    		 Up to 1.95%

    Remarks:

    1. The above data, spending amount and exchange amount are for reference only.
    2. For the detailed terms and conditions of other credit cards, please contact the individual card issuers.
    3. The above case is only applicable to CCB (Asia) Virtual Credit Card.
Offer 3 Icon

BulletTap Your Card To Pay

You can bundle your CCB (Asia) Virtual Credit Card to your digital wallets, make your everyday purchases faster and more convenient.

Offer 4 Icon

BulletInstant approval for mobile application

CCB (Asia) Virtual Credit Card approves instantly which facilitates online shopping at any time. As long as downloading our mobile banking app, you can apply for our CCB (Asia) Virtual Credit Card at any time without providing income proof and address proof4. The card number and relevant credit card information can be easily checked through mobile banking app after the approval of the card.

Application process by CCB (HK&MO) Mobile App

1
step1 After read and understand related terms and conditions, and proceed HKID capture verification
2
step2 And then proceed to selfie for identity verification
3
step3 After selfie verification, fill in personal information and complete the application accordingly
Application Guidance ▸

Download CCB (HK&MO) Mobile App5 to apply for CCB (Asia) Virtual Credit Card!

Download CCB (HK&MO) Mobile App QR Code
CCB (HK&MO) on the App Store
Search "CCB Asia" or "CCB HK&MO" at App Store
CCB (HK&MO) on the Google Play
Search "CCB Asia" or "CCB HK&MO" at Google Play

To apply CCB (Asia) Virtual Credit Card, please ensure your mobile device operates on iOS version 9.0 or above or Android version 6.0 or above; and is equipped with front and back cameras for identity verification.

Remarks:

  1. For discount details, please refer to “Terms and Conditions of CCB (Asia) Virtual Credit Card Expedia Hotel Discount”.
  2. For e-coupon reward details, please refer to “Terms and Conditions of CCB (Asia) Virtual Credit Card Electronic Cash Coupon Reward Program”.
  3. Visa and Mastercard foreign currency transaction fees are 1.95% of the transaction, including overseas transaction fee of 0.95%, and foreign currency conversion fee of 1%.
  4. The processing time of each application and approval may vary, the Bank reserves the right to request applicants to submit supporting documents for CCB (Asia) Virtual Credit Card approval.
  5. In order to minimize the risk when banking on-line, the Mobile App will not run on any devices which are "jailbroken" (iOS) or "rooted" (Android). The Bank shall not be responsible for any problems or loss suffered by you if you attempt to use the Mobile App on such devices.

Warm reminders:

  1. The Bank takes all reasonably practicable means to protect the data. Encryption technology is employed for sensitive data transmission. For more details about our privacy policy on personal data handling, please read our Notice to Customers relating to the Personal Data (Privacy) Ordinance.
  2. Customer should read the Bank’s Security Tips for Online Security to improve your security from time to time to understand more about the measures you can take to enhance the security when using Online Banking Services. And it is recommended to take safeguard measures for your own protection when using the Online Banking, Mobile Banking Service and CCB (HK&MO) Mobile App.
Enquiry Hotline
+852 3179 5500#
#Office hours: Monday – Friday 9:00a.m. – 6:00p.m.; Closed on Saturdays, Sundays and Public Holidays.
To borrow or not to borrow? Borrow only if you can repay!