Year Round Offers

Easy Jetso Picks in 2022

  • CCB (Asia) UnionPay Diamond Prestige Credit Card
  • CCB (Asia) Visa Infinite Credit Card
  • CCB (Asia) Visa Platinum Credit Card
  • eye Credit Card
  • Home+ Credit Card
  • CCB (Asia) JD Credit Card
  • CCB (Asia) Virtual Credit Card
  • CCB (Asia) AIA Mastercard Credit Card
  • Octopus Auto Living UnionPay Diamond Credit Card
  • Octopus eat+ UnionPay Credit Card
privileges all your way
Fill the New Year of 2022 with joy and easy rewards through CCB (Asia)’s fabulous Credit Card offers for dining, shopping, leisure and more!
Dining
Shopping & Leisure
Merchant Offers Contact
Congeodle

Congeodle

  • 10% off on dine-in hotpot food items for lunch and dinner (Monday to Sunday)

From now till 12/31/2022

This merchant accepts:
VISA, Mastercard and UnionPay Dual Currency Credit Card


Terms & Conditions

3188 2667

Level 1, Goldin Financial Global Centre, 17 Kai Cheung Road, Kowloon Bay

www.congeodle.com.hk

Conrad Hong Kong
Conrad Hong Kong - Brasserie on the Eighth

Conrad Hong Kong - Brasserie on the Eighth

  • 10% off on food and beverages at dinner

From now till 12/31/2022

This merchant accepts:
VISA, Mastercard, UnionPay Dual Currency Credit Card and CCB Long Credit Card


Terms & Conditions

2822 5777

Level 8, Conrad, Pacific Place, 88 Queensway, Admiralty

www.conraddining.com

Conrad Hong Kong

Conrad Hong Kong - Cake Shop

  • 15% off on cakes and pastries

From now till 12/31/2022

This merchant accepts:
VISA, Mastercard, UnionPay Dual Currency Credit Card and CCB Long Credit Card


Terms & Conditions

2822 8813

Lower Lobby Level, Conrad, Pacific Place, 88 Queensway, Admiralty

www.conraddining.com

Conrad Hong Kong
Conrad Hong Kong - Garden Café

Conrad Hong Kong - Garden Café

  • 15% off on food and beverages

From now till 12/31/2022

This merchant accepts:
VISA, Mastercard, UnionPay Dual Currency Credit Card and CCB Long Credit Card


Terms & Conditions

2822 5777

Lower Lobby Level, Conrad, Pacific Place, 88 Queensway, Admiralty

www.conraddining.com

Conrad Hong Kong
Conrad Hong Kong - Golden Leaf

Conrad Hong Kong - Golden Leaf

  • 10% off on food and beverages at dinner

From now till 12/31/2022

This merchant accepts:
VISA, Mastercard, UnionPay Dual Currency Credit Card and CCB Long Credit Card


Terms & Conditions

2822 5777

Lower Lobby Level, Conrad, Pacific Place, 88 Queensway, Admiralty

www.conraddining.com

Conrad Hong Kong
Conrad Hong Kong - Lobby Lounge

Conrad Hong Kong - Lobby Lounge

  • 15% off on food and beverages

From now till 12/31/2022

This merchant accepts:
VISA, Mastercard, UnionPay Dual Currency Credit Card and CCB Long Credit Card


Terms & Conditions

2822 5777

Lobby, Conrad, Pacific Place, 88 Queensway, Admiralty

www.conraddining.com

Conrad Hong Kong
Conrad Hong Kong - Nicholini’s

Conrad Hong Kong - Nicholini’s

  • 10% off on food and beverages at dinner

From now till 12/31/2022

This merchant accepts:
VISA, Mastercard, UnionPay Dual Currency Credit Card and CCB Long Credit Card


Terms & Conditions

2822 5777

Level 8, Conrad, Pacific Place, 88 Queensway, Admiralty

www.conraddining.com

Conrad Hong Kong
Conrad Hong Kong - Pacfic Bar

Conrad Hong Kong - Pacfic Bar

  • 10% off on food and beverages

From now till 12/31/2022

This merchant accepts:
VISA, Mastercard, UnionPay Dual Currency Credit Card and CCB Long Credit Card


Terms & Conditions

2822 5777

Level 8, Conrad, Pacific Place, 88 Queensway, Admiralty

www.conraddining.com

Courtyard by Marriott Hong Kong Sha Tin
Courtyard by Marriott Hong Kong Sha Tin - LEVELthirty Lounge & Bar

Courtyard by Marriott Hong Kong Sha Tin - LEVELthirty Lounge & Bar

  • 10% off on à la carte menu

From now till 12/31/2022

This merchant accepts:
VISA, Mastercard, UnionPay Dual Currency Credit Card and CCB Long Credit Card


Terms & Conditions

3940 8388

30/F., Courtyard by Marriott Hong Kong Sha Tin 1 On Ping Street, Sha Tin

www.marriott.com/hotels/travel/hkgst-courtyard-hong-kong-sha-tin

Courtyard by Marriott Hong Kong Sha Tin
Courtyard by Marriott Hong Kong Sha Tin - Lobby Lounge

Courtyard by Marriott Hong Kong Sha Tin - Lobby Lounge

  • 10% off on à la carte menu

From now till 12/31/2022

This merchant accepts:
VISA, Mastercard, UnionPay Dual Currency Credit Card and CCB Long Credit Card


Terms & Conditions

3940 8799

1/F., Courtyard by Marriott Hong Kong Sha Tin 1 On Ping Street, Sha Tin

www.marriott.com/hotels/travel/hkgst-courtyard-hong-kong-sha-tin

Courtyard by Marriott Hong Kong Sha Tin
Courtyard by Marriott Hong Kong Sha Tin - MoMo Café

Courtyard by Marriott Hong Kong Sha Tin - MoMo Café

  • 15% off on buffet
  • 10% off on à la carte menu

From now till 12/31/2022

This merchant accepts:
VISA, Mastercard, UnionPay Dual Currency Credit Card and CCB Long Credit Card


Terms & Conditions

3940 8788

2/F., Courtyard by Marriott Hong Kong Sha Tin 1 On Ping Street, Sha Tin

www.marriott.com/hotels/travel/hkgst-courtyard-hong-kong-sha-tin

Dynasty Garden

Dynasty Garden

  • Offer 1: 15% off on à la carte food menu for dinner (Monday to Thursday) and complimentary Roasted Peking Duck (one course) upon patronage of 8 diners or above
  • Offer 2: 15% off on à la carte food menu for dinner (Friday to Sunday) and complimentary Roasted Peking Duck (one course) upon patronage of 10 diners or above
  • Offer 3: 15% off on dine-in à la carte food menu for lunch (Saturday to Sunday)
  • Offer 4: 10% off on dine-in à la carte beverage menu for lunch and dinner (Monday to Sunday)

From now till 12/31/2022

This merchant accepts:
VISA, Mastercard and UnionPay Dual Currency Credit Card


Terms & Conditions

3188 2153

Level 1, Goldin Financial Global Centre, 17 Kai Cheung Road, Kowloon Bay

www.dynastygarden.com.hk

Häagen-Dazs

Häagen-Dazs™ Shops / Häagen-Dazs™ eShop

  • 8% off on ice cream cakes of regular size or above

From now till 12/31/2022

This merchant accepts:
VISA, Mastercard, UnionPay Dual Currency Credit Card and CCB Long Credit Card


Terms & Conditions

2629 6116

All Outlets in Hong Kong

www.haagen-dazs.com.hk

Hotel Alexandra
Hotel Alexandra - Alice's Corner

Hotel Alexandra - Alice's Corner

  • 15% off on whole cake and beverages

From now till 12/31/2022

This merchant accepts:
VISA, Mastercard and UnionPay Dual Currency Credit Card


Terms & Conditions

3893 2868

Lobby Floor, Hotel Alexandra, 32 City Garden Road, North Point

www.hotelalexandrahk.com

Hotel Alexandra
Hotel Alexandra - Café A

Hotel Alexandra - Café A

  • 15% off on à la carte menu and beverages
  • 15% off on semi-buffet lunch*
  • 15% off on brunch buffet* on Saturdays, Sundays and public holidays
  • 15% off on afternoon tea set*
  • 15% off on semi-buffet dinner* and dinner buffet*
  • 15% off on whole cakes
*Offers are applicable to food only

From now till 12/31/2022

This merchant accepts:
VISA, Mastercard and UnionPay Dual Currency Credit Card


Terms & Conditions

3893 2868

Lobby Floor, Hotel Alexandra, 32 City Garden Road, North Point

www.hotelalexandrahk.com

LE PAN

LE PAN

  • 10% off on à la carte menu and tasting menu for dinner (Monday to Saturday)

From now till 12/31/2022

This merchant accepts:
Visa Infinite and UnionPay Diamond Prestige Credit Card


Terms & Conditions

3188 2355

Ground Floor, Goldin Financial Global Centre, 17 Kai Cheung Road, Kowloon Bay

www.lepan.com.hk

Matsunichi

Matsunichi

  • Offer 1: 15% off on dine-in à la carte food menu for dinner (Monday to Sunday)
  • Offer 2: 10% off on dine-in à la carte beverage menu for lunch and dinner (Monday to Sunday)

From now till 12/31/2022

This merchant accepts:
VISA, Mastercard and UnionPay Dual Currency Credit Card


Terms & Conditions

3188 2760

Level 2, Goldin Financial Global Centre, 17 Kai Cheung Road, Kowloon Bay

www.matsunichi.com.hk

Pacific Coffee

Pacific Coffee

Visa Infinite/ UnionPay Diamond Prestige Credit Cardmember:
  • Buy-1-Get-1-Free on tall size or above handcrafted beverages every Saturday and Sunday
Visa Infinite, UnionPay Diamond Prestige/ Diamond and Platinum Credit Cardmember:
  • Free upgrade offer on handcrafted beverages every Monday to Sunday

From now till 12/31/2022

This merchant accepts:
Visa Infinite, UnionPay Diamond Prestige / Diamond and Platinum Credit Card


Terms & Conditions

8108 6500

All Outlets in Hong Kong (Except the outlets at Hang Seng Bank, HSBC, Bank of America Merrill Lynch, Manulife Tower and Office of Deloitte)

www.pacificcoffee.com

Renaissance Harbour View Hotel Hong Kong
Renaissance Harbour View Hotel Hong Kong - Café Renaissance

Renaissance Harbour View Hotel Hong Kong - Café Renaissance

  • 10% off on lunch buffet
  • 10% off on dinner buffet

From now till 12/31/2022

This merchant accepts:
VISA, Mastercard, UnionPay Dual Currency Credit Card and CCB Long Credit Card


Terms & Conditions

2802 8888

M/F, Renaissance Harbour View Hotel Hong Kong, 1 Harbour Road, Wan Chai

www.renaissanceharbourviewhk.com

Renaissance Harbour View Hotel Hong Kong
Renaissance Harbour View Hotel Hong Kong - Mirage Bar & Restaurant

Renaissance Harbour View Hotel Hong Kong - Mirage Bar & Restaurant

  • 10% off on dinner

From now till 12/31/2022

This merchant accepts:
VISA, Mastercard, UnionPay Dual Currency Credit Card and CCB Long Credit Card


Terms & Conditions

2802 8888

1/F, Renaissance Harbour View Hotel Hong Kong, 1 Harbour Road, Wan Chai

www.renaissanceharbourviewhk.com

Sip

Sip

  • Offer 1: 10% off on regular coffee (Monday to Friday)
  • Offer 2: 15% off on any SIP coffee beans pack (250g) (Monday to Friday)
  • Offer 3: 5% off on any purchase of selected wines (Monday to Friday)

From now till 12/31/2022

This merchant accepts:
VISA, Mastercard and UnionPay Dual Currency Credit Card


Terms & Conditions

3428 5082

Ground Floor, Goldin Financial Global Centre, 17 Kai Cheung Road, Kowloon Bay

www.sipcafe.com.hk

Merchant Offers Contact
at.home

at.home

  • 5% off on regular-priced items

From now till 12/31/2022

This merchant accepts:
VISA, Mastercard and UnionPay Dual Currency Credit Card


Terms & Conditions

All Outlets in Hong Kong

www.athome.com.hk

avis

Avis Hong Kong

  • 15% off on Local Daily Self-Drive Car Rental
  • Up to 10% off on Overseas Booking

From now till 12/31/2022

This merchant accepts:
VISA and Mastercard Credit Card


Terms & Conditions

2890 6988

No. G06-08, G/F., Regal Kowloon Hotel, 71 Mody Road, Tsim Sha Tsui East

avis.com.hk

Broadway Circuit

Broadway Circuit

  • 10% off on regular-priced tickets

From now till 12/31/2022

This merchant accepts:
VISA and Mastercard Credit Card


Terms & Conditions

2388 0002

All Cinemas in Hong Kong

www.cinema.com.hk

CARs

CARs

  • Oxygen Energy O3 Disinfection & Car Wash Service (Discount Price HKD388 / RSP HKD688)
  • 20% off on Extraordinary Paint Protection & Interior Steam Cleaning Service
  • 10% off on "CARs VIP Club" Car Detailing & Protection Paint Plan

From now till 12/31/2022

This merchant accepts:
VISA and Mastercard Credit Card


Terms & Conditions

2506 1822

Russell St., B5 Carpark, Times Square Causeway Bay

2721 3847

3/F., Carpark, Auto Plaza, Tsim Sha Tsui East

2771 1480

3/F., Gala Place Carpark, Dundas Street., Mong Kok

www.carshongkong.com

More
CATALO Natural Health Foods Ltd.

CATALO Natural Health Foods Ltd.

  • 5% off on all regular-priced items of Natural Health food supplements, healthy snacks and drink mix powder

From now till 12/31/2022

This merchant accepts:
VISA and Mastercard Credit Card


Terms & Conditions

3556 8686

All Outlets in Hong Kong

www.catalo.com

Chinese Arts and Crafts (HK) Limited

Chinese Arts and Crafts (HK) Limited

  • 5% off on regular-priced items

From now till 12/31/2022

This merchant accepts:
VISA, Mastercard, UnionPay Dual Currency Credit Card and CCB Long Credit Card


Terms & Conditions

2827 6667

All Outlets in Hong Kong

www.cachk.com

中原電器

Chung Yuen Electrical

  • HKD100 instant discount upon purchase of HKD2,000 or above on single regular-priced products

From now till 12/31/2022

This merchant accepts:
VISA, Mastercard, UnionPay Dual Currency Credit Card and CCB Long Credit Card


Terms & Conditions

2349 9111

All Outlets in Hong Kong

www.cyeshop.com

CMK Electrical Store

CMK Electrical Store

  • HKD200 discount upon single purchase of HKD2,000 or above on regular-priced products

From now till 12/31/2022

This merchant accepts:
VISA, Mastercard, UnionPay Dual Currency Credit Card and CCB Long Credit Card


Terms & Conditions

6283 9099

All Outlets in Hong Kong

www.cmk.hk

DimBuy.com Company Ltd.

DimBuy.com Company Ltd.

  • 5% off on China and International Shipping Services

From now till 12/31/2022

This merchant accepts:
VISA and Mastercard Credit Card


Terms & Conditions

logistics.dimbuy.com

CMK Electric Care

Electric Care

  • HKD200 discount upon single purchase of HKD2,000 or above on regular-priced products

From now till 12/31/2022

This merchant accepts:
VISA, Mastercard, UnionPay Dual Currency Credit Card and CCB Long Credit Card


Terms & Conditions

6289 9099

All Outlets in Hong Kong

www.cmk.hk

Emperor Jewellery

Emperor Jewellery

  • Offer 1: 12% off on designated regular-priced jewellery items*
  • Offer 2: Enjoy purchase of a designated gold ornament at “redemption price” upon any spending
*Not applicable to gold, platinum, privileged-price products, designated collections and watch items

From now till 12/31/2022

This merchant accepts:
VISA, Mastercard, UnionPay Dual Currency Credit Card and CCB Long Credit Card


Terms & Conditions

2522 1788

All Emperor Watch and Jewellery branches in Hong Kong

www.emperorwatchjewellery.com

Eu Yan Sang

Eu Yan Sang

  • 8% off on regular-priced items

From now till 12/31/2022

This merchant accepts:
VISA, Mastercard, UnionPay Dual Currency Credit Card and CCB Long Credit Card


Terms & Conditions

2544 3308

All Outlets in Hong Kong

shop.euyansang.com.hk

Expedia

Expedia

  • Enter CCB (Asia) coupon code “CCBAHK08” to enjoy 8% off on hotel bookings

From now till 12/31/2022

This merchant accepts:
VISA, Mastercard and UnionPay Dual Currency Credit Card


Terms & Conditions

www.expedia.com.hk/ccba

Fotomax

Fotomax

  • 5% off upon purchase of HKD100 on photofinishing, digital imaging and professional lab services
  • 5% off on I.D. Photo Service

From now till 12/31/2022

This merchant accepts:
VISA, Mastercard, UnionPay Dual Currency Credit Card and CCB Long Credit Card


Terms & Conditions

3189 1648

All Outlets in Hong Kong

www.fotomax.com

Francfranc HK Online Shopping Shop

Francfranc HK Online Shopping Shop

  • 10% discount upon purchase of HKD500 or above on regular-priced items with promo code "CCBA" at Francfranc HK Online Shop (https://hk.francfranc.net/)

From now till 12/31/2022

This merchant accepts:
VISA and Mastercard Credit Card


Terms & Conditions

hk.francfranc.net

Gleneagles Hospital Hong Kong

Gleneagles Hospital Hong Kong

  • Special Price: HKD8,030 (Male) or HKD8,930 (Female) on Diamond Health Screening Package (usual retail price: HKD10,960 (Male) or HKD11,920 (Female))

From now till 12/31/2022

This merchant accepts:
CCB (Asia) Visa Infinite Credit Cards, CCB (Asia) UnionPay Diamond Prestige Credit Cards and CCB (Asia) AIA Credit Cards


Terms & Conditions

3153 9000

1 Nam Fung Path, Wong Chuk Hang

www.gleneagles.hk

Gleneagles Medical Clinic Central, Hong Kong

Gleneagles Medical Clinic Central

  • Special Price: HKD2,800 on Pearl Health Screening Package (usual retail price: HKD3,450)

From now till 12/31/2022

This merchant accepts:
CCB (Asia) Visa Infinite Credit Cards, CCB (Asia) UnionPay Diamond Prestige Credit Cards and CCB (Asia) AIA Credit Cards


Terms & Conditions

2810 9188

Unit 2008B, 20/F, New World Tower 1, 16-18 Queen's Road Central

gleneagles.hk/clinic/gleneagles-medical-clinic/

health.ESDlife

health.ESDlife

  • Extra 5% off on health.ESDlife health checkup plans (Promotion Code "CCBA2022")

From now till 12/31/2022

This merchant accepts:
VISA, Mastercard, UnionPay Dual Currency Credit Card and CCB Long Credit Card


Terms & Conditions

3151 2244

health.esdlife.com/ccba2022

Hung Fook Tong

Hung Fook Tong

  • 20% off upon purchase of 10 pieces of HKD50 Hung Fook Tong gift vouchers (total value of HKD500) and instantly receive a bottle of complimentary herbal tea (worth from HKD26 to HKD30)

From now till 12/31/2022

This merchant accepts:
VISA, Mastercard, UnionPay Dual Currency Credit Card and CCB Long Credit Card


Terms & Conditions

2920 2206

All Outlets in Hong Kong

www.hungfooktong.com

MOOV

MOOV

  • Special price of HKD144 for 6-month commitment period for MOOV 16 bit Music Service (Regular Price at HKD294)
  • Special price of HKD249 for 6-month commitment period for MOOV 24 bit Music Service (Regular Price at HKD660)

(Total Quota: 3,000)


From now till 12/31/2022

This merchant accepts:
VISA and Mastercard Credit Card


Terms & Conditions

183 3866

www.moov-music.com

Sa Sa

Sa Sa

  • 5% off upon spending of HKD/ MOP200 (single net purchase) or above on selected brands*
*The selected brands include Ahava, Abib, ARMAND BASI, Avance , B.Liv, BANILA CO., BOTANIST, BLUMARINE, BYPHASSE, Cell Fusion C, COLLISTAR, COLOR COMBOS, CREMORLAB, CRISTIANO RONALDO, CYBER COLORS, DR.G, Dr. Jart+, Dr.FORHAIR, DSQUARED 2, ELEANOR, EO YUNG GAM, GIOVANNI, GOONGBE, HADATUKO, HARUHADA, Huxley, Kisetsu, Kocostar, LA COLLINE, LA CURE BEAUTE, LA ESTEPHE, MARINA DE BOURBON, MAKHAMTHAI, Manyo Factory, Mercedes – Benz, METHODE JEANNE PIAUBERT, METHODE SWISS, NEOGENCE, NOV, PERRY ELLIS, PUPA, SALVATORE FERRAGAMO, SAMOURAI, SASATINNIE, SHANGPREEE, SNP, SOO BEAUTE, SUISSE PROGRAMME, SWISS RITUEL, TALIKA, TOUS, TEAOLOGY, TRUSSARDI, Urban Rituelle, VT

From now till 12/31/2022

This merchant accepts:
VISA, Mastercard, UnionPay Dual Currency Credit Card and CCB Long Credit Card


Terms & Conditions

2505 5023

All outlets in Hong Kong and Macau

www.sasa.com.hk

Ulfenbo

Ulfenbo

  • 10% off on regular-priced items

From now till 12/31/2022

This merchant accepts:
VISA, Mastercard and UnionPay Dual Currency Credit Card


Terms & Conditions

All Outlets in Hong Kong

www.ulfenbo.com.hk

Ulferts

Ulferts

  • 5% off on regular-priced items

From now till 12/31/2022

This merchant accepts:
VISA, Mastercard and UnionPay Dual Currency Credit Card


Terms & Conditions

All Outlets in Hong Kong

www.ulferts.com.hk

Wai Yuen Tong

Wai Yuen Tong

  • 10% off on proprietary Chinese medicine*
*Except selected promotion items

From now till 12/31/2022

This merchant accepts:
VISA, Mastercard, UnionPay Dual Currency Credit Card and CCB Long Credit Card


Terms & Conditions

2727 8911

All Outlets in Hong Kong

www.wyt.com.hk

ZALORA.COM.HK

ZALORA.COM.HK

  • 14% off upon spending of HKD400 or above (Promo Code "CCB2022")

From now till 12/31/2022

This merchant accepts:
VISA, Mastercard and UnionPay Dual Currency Credit Card


Terms & Conditions

3999 4200

www.zalora.com.hk

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Terms & Conditions for Year Round Offers
Terms and Conditions for Dining Offers:
  1. Unless otherwise specified, the promotion period is valid till December 31, 2022.
  2. The products/services are provided by the relevant merchant(s), China Construction Bank (Asia) Corporation Limited shall have no liability in any respect.
  3. Cardmembers have to indicate their intention to enjoy the offers at the time of reservation and before ordering.
  4. 10% service charge and charges for tea & condiments (if applicable) shall be counted based on original price.
  5. Offers cannot be used in conjunction with other special promotion, discounts or promotional coupons, and cannot be transferred or exchanged for cash or other offers.
  6. Unless otherwise specified, the offers are not applicable to public holidays/festive days and eve as specified by the merchant, banqueting, wedding banquets, VIP rooms, discounted set meals, special promotional item, cigarettes/cigars, beverages, bottled liquor/wine, tickets/coupons/vouchers, valet parking privileges, delivery service, take-away, or dates designated by the merchants, and are applicable to dine-in and Hong Kong outlets only.
  7. The relevant offers shall be terminated immediately if the relevant merchant(s) or its outlets are not open for business.
  8. All pictures and information of the offers are for reference only, please contact the relevant merchants for details.

Terms and Conditions for Merchant Promotion Program (“Program”):
  1. Unless otherwise specified, the promotion period is valid till December 31, 2022.
  2. Unless otherwise specified, this Program is only available for the credit card(s) (“Card”) issued by China Construction Bank (Asia) Corporation Limited (“Bank”) (except Business Card) and is available to cardmembers of the Cards (“Cardmember(s)”) during the promotion period stated in our promotional material (“Promotion Period”). For CCB (Asia) UnionPay Dual Currency Credit Cardmembers the offer is only available at merchants accepting UnionPay Dual Currency credit card for payment.
  3. To enjoy the offers set out in this promotional material (“Offers”), you need to settle the retail transactions with the Card. The Offers cannot be used in conjunction with any promotional offer(s) and cannot be exchanged for cash.
  4. The Offers are subject to availability. All pictures and information of the Offers are for reference only, please contact the relevant merchants for details.
  5. The Bank will not provide notice of non-availability or substitution.
  6. The products/services are provided by the relevant merchant(s), the Bank shall have no liability in any respect. The validity and use of any product or service of the Offers under the Program shall be subject to the relevant usage instructions and terms and conditions set by the supplier.
  7. The Bank shall not act as, or assume any liability of, a product/service supplier (or its agent). Any claim, complaint, or dispute concerning any product or service must be referred to and resolved between the relevant supplier and the Cardmember, which shall in no way relieve such Cardmember from his/her, payment or other obligations to us.
  8. The Bank, merchants and suppliers reserves the right to vary the Program and/or these Terms and Conditions, or to cancel the Program, at our discretion at any time.
  9. The Bank and the related merchant retain the final decision in any differences or disputes under the Program.
  10. In case of any inconsistency between English and Chinese versions of these Terms and Conditions, the English version shall prevail.