CCB (Asia) Greater Bay Area Mortgage Expert

Cross-Border Home Ownership with Greater Ease

At CCB (Asia)1, we take care of your needs; and for those who are actively seeking to purchase property2 in Mainland China, we offer a range of comprehensive Mortgage Services and Loan Solutions. Our Hong Kong Cross-Border Mortgage Team is dedicated to handle the process, helping you to achieve your dream of Home Ownership plan with ease!


  • Comprehensive Mortgage Solutions and Loan Schemes
  • Low Interest Rate
  • HKD settlement to limit exchange rate differences

Primary Market Mortgage in Mainland China3

the percentage
  • Annualized interest rate as low as 3.25%4
  • Loan amount up to 60% of the Property’s appraised value, up to a maximum of HKD15 million5
  • Repayment period of up to 30 years
  • Loans are settled in Hong Kong Dollars to limit exchange rate differences

(This page is available in Chinese version only)


Greater Bay Area Consumer Loan

Calculator
  • No collateral required. Suitable for all types of cash flow needs in Greater Bay Area.
  • Loan amount up to HKD1.2 million6
  • Repayment tenor up to 60 months

Free-hold properties Mortgage3

The stamp
  • Applicable to Free-hold properties cash-out through refinancing
  • Annualized interest rate as low as 3%4
  • Loan amount up to HKD15 million7
  • Repayment period of up to 30 years

(This page is available in Chinese version only)


Share : facebook icon
social media button

For enquiry on Greater Bay Area Consumer Loan: 3179 5539

For enquiry on Primary Market Mortgage in Mainland China or Free-hold properties mortgage: 2903 8303

  1. CCB (Asia) is not a licensed real estate agent in Hong Kong and does not participate in the sales and purchase of related properties.
  2. The related properties apply to properties outside Hong Kong. The sales process will be carried out and completed outside Hong Kong. It is recommended that customers should seek professional advice in regards to the laws and taxation issues of sales and purchase of local properties.
  3. "Primary Market Mortgage in Mainland China" is applicable to the purchase of primary market residential properties in the list of approved real estate developments in selected Greater Bay Area cities. "Free-hold properties Mortgage" is applicable to the refinancing of free-hold residential properties in selected Greater Bay Area cities.
  4. The promotional loan interest rates, terms and conditions are for reference purposes only; the final loan interest rates, terms and conditions will vary according to the credit status of individual customers. The interest rate is also subject to review according to changes in market conditions from time to time and subject to the loan agreement.
  5. Loan amount can be up to 60% of purchase price or appraised value of property (whichever is lower). The minimum loan amount is HKD400,000 and the maximum amount can be up to HKD15 million (Shenzhen, Guangzhou and Zhuhai) / HKD10 million (other Greater Bay Area cities).
  6. The loan amount can be up to HKD1.2 million or 12 times of the monthly salary, whichever is lower.
  7. The minimum loan amount is HKD400,000 and the maximum amount can be up to HKD15 million (Shenzhen, Guangzhou and Zhuhai) / HKD10 million (other Greater Bay Area cities).


The above offers and services are only applicable to Hong Kong permanent residents of the age of 18 years or over, and are bound by related terms and conditions. Please contact our staff for details.


To borrow or not to borrow? Borrow only if you can repay!