CCB (Asia) Account Opening Witness Service (Apply to Hong Kong Resident)

Open a Mainland CCB account without crossing the border and embrace the convenience of spending and traveling in the mainland

Through CCB (Asia)’s ‘Account Opening Witness Service’ , you can now use a Hong Kong or Mainland mobile number to open an account with Mainland China Construction Bank (CCB) without the need to cross the border and easily check account status on Mainland CCB Mobile Banking and Online Banking, embracing greater flexibility in managing your spending in the mainland.

Once your CCB account is activated, you can link your mainland account with mainland e-payment applications¹ to enjoy express experience for online shopping or daily expenses, as well as taking transportation in the mainland.

Embrace Greater Flexibility

Accessing diversified financial services from Mainland CCB

Supporting linkages with various Mainland e-payment applications¹

Through Global Account Explorer to manage your accounts in Mainland and Hong Kong

Simple 2-Step
Account Opening Process

Without crossing the border, you can open a Mainland CCB Type II Account² simply with a Hong Kong or Mainland mobile number and a hassle-free account opening process!

Visit our branch ³

Visit our branch to submit the following application materials⁴

Hong Kong Permanent Identity Card
Home Return Permit

Collect card for account activation

After receiving an SMS notification in approximately 10 working days, you can visit our designated branch to collect your card for account activation.

Promotional Offer

Cross-border Remittance Fee Waiver

Enjoy cross-border remittance fee waiver ⁵ upon successful opening of a Mainland CCB account via the "Account Opening Witness Service"

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Enjoy exclusive rewards and preferential saving interest rate as a new CCB (Asia) Packaged Banking customer

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Tips for Binding Mainland e-payment applications

Open the Mainland e-payment application

Select and add Bank Account

Input CCB Bank Account number

Input Mobile no. to complete the verification

Binding completed

Learn More

Understand More About a CCB Type II Account ⁶
Usage	Maximum Daily Limit	Maximum Annual Limit (from Jan 1 to Dec 31)
Fund transfers-ins and deposits	RMB10,000	RMB200,000
Spending, bill payments, transfer-outs and cash withdrawals	RMB10,000	RMB200,000
ATM cash withdrawals	RMB1,000	－

Remarks:

If mainland e-payment application is applicable. E-payment applications are subject to such service providers' terms and conditions. Customers need to review the information in the Third Party e-payment applications or any materials, products or services or privacy practices posted or offered therein. China Construction Bank (Asia) Corporation Limited (the “Bank”) gives no guarantee to the e-payment applications of the service providers, or does not accept any liability arising in conjunction with the use of the e-payment applications or the services provided by the service providers. If customers have any enquiries or complaints to them, please directly contact the service providers.
Mainland CCB reserves the sole and exclusive right to decide whether accept the account opening application, and CCB (Asia) only provides the account opening witness service for Mainland CCB.
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Applicants must be at least 18 years old and hold a CCB (Asia) Personal Bank Account. The applicant needs to provide a self-owned mobile number, otherwise the use of account may be affected. Mainland Bank Account Services are provided by China Construction Bank and are subject to its terms and conditions.
The promotion period is from now until June 30, 2024. For details on the offer please refer to the related offer terms and condition.
Transaction limit maybe adjusted according to personal risk assessment defined by CCB.
In case of any inconsistency between English and Chinese versions of these Terms and Conditions, the English version shall prevail.

FAQ

Contact our Cross-border Experts now to learn more and make an appointment for the ‘Account Opening Witness Service’!

Enquiry Hotline 2779 5533 (Please press "3") (Dial from HK)

China Construction Bank (Asia) Branch