Online Cross-Platform Insurance Service
Connect to FWD Life’s online platform and
apply for designated term life insurance plan to enjoy
50% off on the 1st year premium
- Specified relatives include, among others, taxpayers’ children.
- Tax deduction is subject to the latest rules and regulation of Inland Revenue Department of Hong Kong Special Administrative Region. Please refer to the website of the Inland Revenue Department (“IRD”) of Hong Kong Special Administrative Region (www.ird.gov.hk/eng/) and VHIS (www.vhis.gov.hk/en/) or contact the IRD directly for any tax related enquiries.
- This promotional material does not constitute advice to buy or sell, or an offer with respect to any insurance products.
Disclaimers
China Construction Bank (Asia) Corporation Limited (Insurance Intermediary License No: FA3132) (“the Bank”) is the appointed insurance agency of FWD Life Insurance Company (Bermuda) Limited (incorporated in Bermuda with limited liability) to distribute relevant insurance products in the Hong Kong Special Administrative Region (“Hong Kong”). Relevant insurance products are the products of the insurance companies but not the Bank. In respect of an eligible dispute (as defined in the Terms of Reference for the Financial Dispute Resolution Centre in relation to the Financial Dispute Resolution Scheme (“FDRS”)) arising between the Bank and the customer out of the selling process or processing of the related transaction, the Bank is required to enter into a FDRS process with the customer; however, any dispute over the contractual terms of the insurance product should be resolved between the insurance company and the customer directly. Information on this webpage is intended to be distributed in Hong Kong for reference only, and shall not be construed as an offer to sell or a solicitation of an offer or recommendation to purchase or sale or provision of any insurance product in or outside Hong Kong. You should not solely base on the above information to purchase any insurance product. You should consider whether the relevant insurance products fit your needs. Please refer to the product brochure, benefit illustration (if applicable) and policy documents and provisions for details of the relevant insurance products.
Risk Disclosure
Customers should read the sales documents, including product brochure, benefit illustration (if applicable) and policy documents and provisions issued by relevant insurance company to understand the details of the insurance plan (including but not limited to detailed terms, conditions, coverage, exclusions, fees and product risks) and consider whether the insurance product meets their personal needs before application. Policyholders are subject to the credit risk of relevant insurance company.
For life insurance product, an insurance plan may comprise a savings element. Part of the premium will be paid for the insurance and related costs. If a customer is not completely satisfied with his/her life insurance policy, the customer has a right to cancel it within the cooling off period and obtain a refund of relevant premium and levy paid. To exercise such right, a notice of cancellation signed by the customer must be received by relevant insurance company’s Hong Kong Main Office within the cooling off period (i.e. within 21 calendar days immediately following either the day of the delivery of the policy or delivery of a Cooling-off Notice (stating the availability of the policy and expiry date of the cooling off period) to the customer or the customer’s nominated representative, whichever is the earlier). After the cooling off period is expired, if a customer cancels the policy before maturity, the surrender value may be less than the total premium the customer has paid.