Golfer’s Protector

Every protection a golfer needs
to truly enjoy the game

Protect yourself against personal accidents, personal liabilities, loss of your golfing equipment and personal effects and more with Golfer's Protector, comprehensive insurance coverage tailor-made for golfing aficionados like you.

  • Features
  • Coverage
  • Premiums

Concentrate on your game - let our extensive coverage takes care of the rest

  • Personal Accident
  • Personal Liability
  • Golfing Equipment
  • Personal Effects
  • Hole in One Drinking Expense
    Affordable Low Annual Premium

Coverage

Coverage Maximum Benefit (HKD)
1. Personal Accident
Receive a lump sum cash compensation in the event of accidental death or permanent disablement occurred while playing or practicing on any recognized golf club or driving range.
1,000,000
2. Personal Liability
Your plan pays for legal liability to another person for accidental or injury or damage to property while playing or practicing on any recognized golf course or driving range. (This is subject to an excess of HK$1,000 for each and every claim to third party property damage.)
5,000,000
3. Golfing Equipment
Be compensated for loss of or damage to golfing equipment that occurred while playing golf at or in transit to or from any recognized golf club or driving range. (This is subject to an excess of HK$200 for each and every claim.)
20,000 / 3,000 per article
4. Personal Effects
Be compensated for loss of or damage to personal effects that occurred while playing or practicing on any recognized golf club or driving range. (This is subject to an excess of HK$200 for each and every claim.)
5,000 / 3,000 per article
5. Hole in One
Get reimbursement of up to HK$5,000 for bar or drink expenses following your achievement of a “Hole in One” at any recognized golf club.
5,000 per event

General Exclusions

  1. Any consequence of war, terrorism, asbestos, riot, Internet operations, civil commotion, nuclear fission or fusion and radioactive contamination.
  2. Any prohibition or regulations by any government, any illegal or unlawful acts by you or confiscation, detention, destruction by customs or other authorities.
  3. The Insured being in any violation of the laws or resistance to arrest.
  4. The Insured engaging in naval, military or air force service, or in any form of manual employment, flying as a crew member or pilot.
  5. Motorcycling, big game hunting, riding or driving in any kind of race, professional sports, aerial sports, being airborne (whether suspended or not), mountaineering, rock climbing, hiking, trekking, hitchhiking and backpacking.
  6. Alcoholism or drug abuse.
  7. Mental and nervous disorders, venereal disease, AIDS, or AIDS-related complex (ARC).
  8. Suicide or attempted suicide or intentional self injury.
  9. Pregnancy, childbirth or miscarriage and all complications thereof.
  10. Pre-existing medical conditions.

The above is not a contract of insurance and is intended only as a general summary of the terms of insurance. The specific details, terms and conditions applicable to this insurance are set out in the Golfer's Protector Insurance Policy to be issued by QBE Hongkong & Shanghai Insurance Ltd.

  • Annual Premium

  • HK$ 575 (per person)

  • Age Limit

  • Aged between 18 and 70

Disclaimer
China Construction Bank (Asia) Corporation Limited (Insurance Intermediary License No: FA3132) (“the Bank”) is the appointed insurance agency of QBE Hongkong & Shanghai Insurance Limited (“QBE Hong Kong”) and China Taiping Insurance (HK) Company Limited (“CTPI(HK)”), to distribute general insurance products in Hong Kong Special Administrative Region. Relevant general insurance products are the products of the insurance companies but not the Bank. The above general insurance products are issued and underwritten by QBE Hong Kong or CTPI(HK). QBE Hong Kong and CTPI(HK) are authorized and regulated by the Insurance Authority (“IA”) to carry on general insurance business in the Hong Kong Special Administrative Region. Please refer to the sales documents, including product brochure, benefit illustration (if applicable), policy documents and provisions issued by QBE Hong Kong or CTPI(HK) for details (including but not limited to insured items and coverage, detailed terms, key risks, conditions, exclusions, important notes, policy costs and fees) of the general insurance products. QBE Hong Kong and CTPI(HK) reserve the right to decide at each of their sole discretion to accept or decline any application for general insurance product according to the information provided by the customer at the time of application. In respect of an eligible dispute (as defined in the Terms of Reference for the Financial Dispute Resolution Centre in relation to the Financial Dispute Resolution Scheme) arising between the Bank and the customer out of the selling process or processing of the related transaction, the Bank is required to enter into a Financial Dispute Resolution Scheme process with the customer; however, any dispute over the contractual terms of the general insurance product should be resolved between QBE Hong Kong or CTPI(HK) and the customer directly. Information on this website is for reference only and is intended to be distributed in Hong Kong Special Administrative Region only. It shall not be construed as an offer to sell or a solicitation of an offer or recommendation to purchase or sale or provision of any general insurance product of QBE Hong Kong or CTPI(HK) outside Hong Kong Special Administrative Region.

Pursuant to the Insurance (Levy) Regulation (Cap. 41I) and the Insurance (Levy) Order (Cap. 41J) under the Insurance Ordinance (Cap. 41), the IA collects levies for insurance premiums from policyholders with effect from 1 January 2018. For further details, please visit the website of IA. For the latest information about the IA, please visit https://www.ia.org.hk. For the latest information about The Insurance Complaints Bureau, please visit https://www.icb.org.hk.