Medical Insurance

Care for your health with comprehensive medical coverage

Being hospitalized can be damaging financially, as well as physically. You can minimize such costs by taking out medical coverage that will reduce your hospital and surgical expenses. Medical Insurance Plan offers generous coverage and low premiums for a range of medical issues, giving you the assurance you need to keep your health’s best interests at heart.

Extensive coverage including

  • Hospital benefits
  • Major illness benefits
  • Outpatient benefits
  • Hospital cash benefits

Other protection & benefits

  • Free eye care and physical checkups:
    To give you greater protection, enjoy free eye care and physical checkups upon successful enrolment in both "Basic Hospitalization Benefits" and "Outpatient Benefits" for the first year. You can also enjoy a free eyecare check-up if you only enrolled in "Basic Hospitalization Benefits".
  • 24-hour worldwide emergency assistance:
    While you are overseas, a 24-hour hotline connected directly to the International SOS Alarm Center will give you free emergency assistance on evacuation, repatriation, hospital referrals, and much more. In addition, we also provide deposit-free admission to designated hospitals in China.
  • Save on premiums & get premium guarantees:
    If you enroll with your spouse or children, you will all enjoy a 5% discount on the premium. The premium is guaranteed for 5 years and will only be adjusted every 5 years, based on attained age.
  • Free 15-day policy review period:
    You will have plenty of time to review your policy. If you have not obtained any medical treatment and would like to cancel the policy, simply send us a written request for cancellation within 15 days from the policy issue date or the commencement date. All premiums will be refunded.

The information contained in this website is a general summary. All terms and conditions are set out in the policy.

This webpage does not constitute advice to buy or an offer with respect to any insurance products. Customers should not apply for any of the insurance policies based on information on this promotional material alone. Customers should read and understand the details of the Insurance Plan(s) (including but not limited to exact terms, conditions, coverage and exclusions) before any enrollment to assure they meet their personal needs.

The above mentioned insurance plans are underwritten by QBE-HKSI. QBE-HKSI will be responsible for providing insurance cover and handling claims under their respective policies. CCB (Asia) is an authorised agent of QBE-HKSI to distribute general insurance products in Hong Kong and is not an issuer of any insurance plans. QBE-HKSI is an authorised general insurer in Hong Kong and is regulated by the Insurance Authority. In respect of an eligible dispute (as defined in the Terms of Reference for the Financial Dispute Resolution Centre in relation to the Financial Dispute Resolution Scheme) arising between CCBA and the customer out of the selling process or processing of the related transaction, CCBA is required to enter into a Financial Dispute Resolution Scheme process with the customer; however any dispute over the contractual terms of the product should be resolved directly between QBE-HKSI and the customer.