Monthly Investment Plans
Flexible choices to kickstart your financial plans
Enjoy $0 Securities Monthly Plan Handling Fee and 1% Mutual Fund Monthly Plan Subscription Fee
Important Notes:
- Investment involves risks. The price of securities fluctuates, sometimes dramatically, and may become valueless.
- Securities are not equivalent to time deposit. They are not alternative of time deposit. Before making any investment decision, customers should consult their own independent financial, tax or legal advisors and read the relevant offering documents in order to ensure that they fully understand the risks associated with the investment products.
- Mutual funds are investment products and some may involve derivatives. The investment decision is yours but you should not invest in the mutual fund unless the intermediary who sells it to you has explained to you that the product is suitable for you having regard to your financial situation, investment experience and investment objectives.
- All investment involves risks (including the possibility of loss of the capital invested), price of fund units may go up as well as down and past performance is not indicative of future performance.
- Investors should read the relevant fund's offering documents (including the full text of the risk factors stated therein) in detail before making any investment decision.
- Eligible customers can enjoy the waiver for paid Securities Monthly Investment Plan handling fees during the promotion period. Customers shall first pay in full the handling fees applicable for the Securities Monthly Investment Plan according to the Bank’s Schedule of Securities Fee for Securities Trading Services. The Bank will rebate the applicable handling fees to Eligible Customers’ HKD settlement accounts on or before 31 May 2021.
- During the promotion period, customers who set up new regular mutual fund investment plans, with the subscription amount of each installment being less than or equal to HKD 10,000, can enjoy the 1% Subscription Fee Offer.
Enquiry Hotline : 2903 8343
- The promotion period is from December 1, 2020 to March 31, 2021 (both dates inclusive) (the “Promotion Period”).
- The Promotion is only applicable to Personal Banking customers (including staff of the Bank and the Bank’s affiliates) who holds a Securities Cash Trading account with China Construction Bank (Asia) Corporation Limited (the “Bank”) (“Eligible Customer”); but is not applicable to Private Banking customers, Corporate Banking customers and Capital Investment Entrant Scheme customers of the Bank. For joint names account, only the primary account holders will be eligible for the Promotion. The Bank reserves the right to determine the eligibility of a customer to this Promotion.
- During the Promotion Period, Eligible Customer who successfully set up new Securities Monthly Investment Plan via any channels of the Bank can enjoy handling fee waiver for the months starting from the first contribution payment month until March 31, 2021.
- Eligible Customer shall first pay in full the handling fees applicable for Securities Monthly Investment Plan according to the Bank’s Schedule of Securities Fee for Securities Trading Services. The Bank will rebate the applicable handling fees to the relevant HKD settlement account of Eligible Customer (“Handling Fees Rebate”) on or before May 31, 2021. Eligible Customer must maintain both the relevant Securities Monthly Investment Plan and settlement account at the time of crediting the handling fees rebate by the Bank; otherwise the handling fees rebate will be forfeited.
- If the Eligible Customer is entitled to this Promotion in conjunction with other securities trading promotions, the Bank reserves the right to grant partial or all of the offers entitled by the Eligible Customer.
- For the avoidance of doubt, after the promotion period, customer has to pay the relevant handling fees applicable at that time.
- The investment services of the Bank are bound by related terms and conditions. Please contact our staff for details.
- The Bank reserves the right to vary, suspend and terminate the promotion and to amend any of these terms and conditions from time to time without prior notice. In case of dispute, the decision of the Bank shall be final and binding.
- If there is any inconsistency or conflict between the English and Chinese versions of these Terms and Conditions, the English version shall prevail.
- The promotion period is from June 14, 2020 to March 31, 2021, both dates inclusive (“Promotion Period”).
- The Promotion is only applicable to customers who holds a Mutual Fund account with China Construction Bank (Asia) Corporation Limited (the “Bank”) (“Eligible Customer”); but is not applicable to staff of the Bank and the Bank’s affiliates. The Bank reserves the right to determine the eligibility of a customer to this promotion.
- Eligible Customers’ newly set up Regular Mutual Fund Investment Plan via Online Banking or Mobile Banking of the Bank during the Promotion Period, with the subscription amount of each installment less than or equal to HKD 10,000 can enjoy the 1% Subscription Fee Offer (“Offer”) (only applicable to the mutual fund transaction with subscription fee 1% or above).
- If Eligible Customer is entitled to this Offer in conjunction with other promotional offers, the Bank reserves the right to grant partial or all of offers entitled by the customer.
- For the avoidance of doubt, after the promotion period, customer has to pay the relevant subscription fees applicable at that time.
- The Bank reserves the right to vary, suspend and terminate the Offer and to amend any of these terms and conditions from time to time without prior notice. In case of disputes, the decision of the Bank shall be final and binding.
- If there is any inconsistency or conflict between the English and Chinese versions of these Terms and Conditions, the English version shall prevail.
Risk Disclosure
Investment involves risks. The prices of investment products fluctuate, sometimes dramatically, and may become valueless. Investment products are not equivalent to or alternative of time deposits. Investors should not invest based on this document alone. Before making any investment decision, customers should consult their own independent financial advisors and read the relevant offering documents for further details including the risk factors in order to ensure that they fully understand the risks associated with the investment products.
Securities Trading
It is as likely that losses will be incurred rather than profits made as a result of buying and selling securities.
RMB Currency Risk
RMB is currently not freely convertible and is subject to exchange controls and restrictions (which are subject to changes from time to time without notice). You should consider and understand the possible impact on your liquidity of RMB funds in advance. The fluctuation in the exchange rate of RMB may result in losses in the event that you convert RMB into other currencies.
Mutual Fund Investment
The past performance of a mutual fund is not a guide to its future performance and yields are not guaranteed. The value of a mutual fund can go down as well as up and you could lose some or all of the principal amount invested. Funds are not deposits or other obligations of, or guaranteed by, the Bank or any of its affiliates. The Bank will normally be paid a commission/ rebate by the fund manager.
Online Investment Trading Services
Due to unpredictable network traffic congestion and other reasons, the Internet and other electronic media may not be reliable media of communication and transactions conducted over the Internet and via other electronic media are subject to: (i) possible failure or delay in the transmission and receipt of instructions for any or all transactions in investment products or other information, and (ii) possible failure or delay of execution or execution at prices different from those prevailing at the time when your instructions were given. There are risks associated with the online investment trading system, including the failure of hardware and/or software, and the result of any such system failure may be that your orders are either not executed according to your instructions or are not executed at all. There are risks of interruption, distortion, omission, blackout or interception during the transmission of instructions for any or all transactions in investment products, as well as of any misunderstanding or errors in communication.
Disclaimer
This document does not constitute advice to buy or sell, or an offer with respect to any securities. Any offer, invitation or recommendation to any customers to enter into any securities transaction does not constitute any prediction of likely future movements in prices of any securities. This document is issued by China Construction Bank (Asia) Corporation Limited and has not been reviewed by the Securities and Futures Commission or any other regulatory authorities in Hong Kong.
China Construction Bank (Asia) Corporation Limited is a licensed bank regulated by the Hong Kong Monetary Authority and a Registered Institution (CE No. AAC155) under the Securities and Futures Ordinance to carry on Type 1 (Dealing in Securities) and Type 4 (Advising on Securities) Regulated Activities. This document does not constitute advice to buy or sell, or an offer with respect to any investment products, or any prediction of likely future movements in prices of any investment products. This document has not been reviewed by the Securities and Futures Commission or any other regulatory authorities in Hong Kong.