Securities and Equity-Linked Investments Promotion

Terms and Conditions for Securities and Equity-Linked Investments Promotion (“Promotion”)

A. General Terms and Conditions:

1. Unless otherwise specified, the promotion period is from April 1, 2024 to June 30, 2024 (both dates inclusive) (“Promotion Period”).
2. The Promotion is only applicable to designated personal customers of China Construction Bank (Asia) Corporation Limited (the “Bank”), but is not applicable to corporate customers and Capital Investment Entrant Scheme customers of the Bank. The Bank reserves the right to determine the eligibility of a customer to this Promotion.
3. Customers are required to pay all such other securities trading service fee(s) including but not limited to transaction levy, trading fee, stamp duty, handling fee, securities management fee, transfer fee and deposit of stocks fee (if applicable). For details, please refer to the Bank’s fee schedule of securities trading services.
4. The investment services of the Bank are subject to the related Terms and Conditions issued by the Bank from time to time, please visit our branches or contact our staffs for details.
5. The Bank reserves the right to vary, suspend and terminate the Promotion and to vary or modify any of these Terms and Conditions from time to time without prior notice. In case of disputes, the decision of the Bank shall be final and binding.
6. If there is any inconsistency between the English and Chinese versions of these Terms and Conditions, the English version shall prevail.

B. Terms and Conditions for 3 Months Brokerage Fee Cash Reward of up to HK$3,888 on Buy/Sell Trades of HK Stocks (“Cash Reward”):

1. Cash Reward is only applicable to personal customers of Personal Banking, Private Wealth, Private Banking, staff of the Bank and the Bank’s affiliates.
2. Cash Reward is only applicable to “New Securities Customer(s)” and it is defined as follows:
   1. successfully open a Securities Cash Trading account and/or a Securities Margin Trading account with the Bank during the Promotion Period (“New Securities Account(s)”), and
   2. do not have any securities accounts either in sole name or joint names with the Bank during the period from October 1, 2023 to March 31, 2024 (both dates inclusive).

   For New Securities Account held in joint names, only the primary account holder is entitled to become an eligible New Securities Customer.

3. In the month of opening a new Securities Account followed by the subsequent 3 calendar months (the “3-Month Promotion Period” as defined in clause B4), New Securities Customers will be entitled to a brokerage fee rebate of up to HK$3,888 (or equivalent) on buy and sell trades of HK stocks for any Eligible Transactions (as defined in clause B5) conducted via their new Securities Accounts.
4. “3-Month Promotion Period” is defined as follows:

   New Securities Account Opening Month	3-Month Promotion Period
   April 2024	April 2024 – July 2024
   May 2024	May 2024 – August 2024
   June 2024	June 2024 – September 2024

5. “Eligible Transactions” are defined as buy and sell trades of any HKD-denominated or RMB-denominated securities listed on the Stock Exchange of Hong Kong Limited (“HKEX”), which are conducted via the New Securities Accounts through automated trading channels (including Online Banking, Mobile Banking and FortuneLink Mobile App) of the Bank; excluding IPO subscriptions, Securities Monthly Investment Plan transactions, transactions for securities listed on Shanghai Stock Exchange (“SSE”) via the Shanghai-Hong Kong Stock Connect and transactions for securities listed on Shenzhen Stock Exchange ("SZSE") via the Shenzhen-Hong Kong Stock Connect.
6. The Cash Reward is the reduction of brokerage fee for securities transactions. New Securities Customers shall first pay in full the standard brokerage fee according to the Bank’s fee schedule of securities trading services. The Bank will credit the eligible brokerage fee reduction amount to the relevant HKD settlement account of the New Securities Account according to the timetable listed below. The New Securities Account and the settlement account must be valid at the time of crediting the Cash Reward, otherwise, the Cash Reward will be forfeited.

   Transaction Period of Eligible Transactions	Credit Date for Cash Reward
   April 2024 – June 2024	On or before September 30, 2024
   July 2024 – September 2024	On or before November 30, 2024

7. The Cash Reward is calculated on an individual New Securities Account basis and the cap for Cash Reward is HK$3,888 (or equivalent) for each New Securities Account. The Cash Reward will be calculated in Hong Kong Dollar. If the securities transactions are RMB-denominated securities transactions, the prevailing exchange rate as quoted by the Bank on the date as determined by the Bank will be adopted to calculate the Cash Reward.

C. Terms and Conditions for Extra 1-Month 6% p.a. Cash Bonus for Structured Equity-Linked Products (“Extra Cash Bonus”):

1. The Extra Cash Bonus is only applicable to personal customers of Personal Banking, Private Wealth and Private Banking of the Bank, staff of the Bank and the Bank’s affiliates. For account held in joint names, only the primary accountholder is entitled to the Extra Cash Coupon Reward.
2. The Extra Cash Bonus is only applicable to eligible customers (i) who have not subscribed any Structured Equity-Linked Products from October 1, 2023 to March 31, 2024 (both dates inclusive) or (ii) whose structured equity-linked products transaction has stock delivery during the period from October 1, 2023 to June 30, 2024 (both dates inclusive) (“Eligible Equity-Linked Products Customers”).
3. Eligible Equity-Linked Products Customers will be entitled to an extra 1-month 6% p.a. cash bonus based on the aggregated structured equity-linked product subscription amount provided the following requirements are fulfilled in order to enjoy Extra Cash Bonus:
   1. successfully subscribed for Structured Equity-Linked Products (only applicable to Equity-Linked Products with the Bank’s monetary benefit being more than 2% of the investment amount) (“Eligible Equity-Linked Products”) with an aggregated subscription amount of HK$500,000 or above (or equivalent), and
   2. successfully conducted any buy or sell trades for HKD-denominated or RMB-denominated securities listed on the HKEX, securities listed on the SSE via the Shanghai-Hong Kong Stock Connect, securities listed on the SZSE via the Shenzhen-Hong Kong Stock Connect (excluding IPO subscriptions, Securities Monthly Investment Plan transactions and stocks transfer-in transactions) via any trading channels (“Eligible Stocks Trade”).

   For illustration purpose, if an Eligible Equity-Linked Products Customer successfully subscribed for Eligible Equity-Linked Products with an aggregated amount of HK$800,000 and conducted an Eligible Stocks Trade during the Promotion Period, the Customer will be entitled to an Extra Cash Bonus of HK$4,000 (i.e. HK$800,000 x 6% ÷ 12).

4. There is no cap for the Extra Cash Bonus. The Bank will credit the Extra Cash Bonus to the Eligible Equity-Linked Products Customer’s relevant HKD settlement account on or before September 30, 2024. If the relevant equity-linked products are foreign currency denominated, the prevailing exchange rate quoted by the Bank on the date determined by the Bank will be adopted to calculate the Extra Cash Bonus amount.

D. Terms and Conditions for Securities Margin Preferential Financing Interest Rate as low as P-1% p.a. (“Securities Margin Promotion”):

1. The promotion period of Securities Margin Promotion is from April 2, 2024 to October 2, 2024 (both dates inclusive) (“Securities Margin Promotion Period”).
2. In Securities Margin Promotion, “New Securities Margin Customer” is defined as follows:
   1. Personal customers of Personal Banking, Private Wealth and Private Banking of the Bank, and
   2. successfully open a Securities Margin Trading Account during the Securities Margin Promotion Period, and
   3. did not hold any Securities Margin Trading Account whether in sole name or joint names with the Bank during the period from October 9, 2023 to April 1, 2024 (both dates inclusive).
3. New Securities Margin Customer can enjoy a preferential financing interest rate P-1% p.a. within the first 3 months after the Securities Margin Trading Account opening during the Promotion Period.
4. If the New Securities Margin Customer is the Bank’s personal customer of Personal Banking who open a New Securities Margin Trading Account will be entitled to Supermarket Cash Voucher valued at HK$100 (“Cash Voucher”) (“Eligible Securities Margin Customers”). The staff of the Bank will contact the Eligible Securities Margin Customers for Cash Voucher collection at designated branches 2 months after the New Securities Margin Trading Account being opened successfully.
5. Cash Vouchers are available on a first-come-first-served basis and while stocks last. Each New Securities Margin Customer can only enjoy the Cash Voucher once during the Securities Margin Promotion Period.
6. The use of Cash Voucher is subject to the terms and conditions of the relevant supplier. The Bank is not the supplier of the Cash Voucher. All enquiry(ies) or complaint(s) regarding the Cash Voucher or the quality of the related services or products should be referred to or resolved directly with the supplier.
7. The Cash Voucher cannot be exchanged for cash or other prizes. The Cash Voucher will not be re-issued if lost, expired or damaged.

E. Terms and Conditions of $0 Handling Fee for IPO Subscription (“IPO Handling Fee Offer”):

1. IPO Handling Fee Offer is only applicable to personal customers of Personal Banking, staff of the Bank and the Bank’s affiliates (“Eligible IPO Offer Customers”). For holders of a Securities Account in joint names, only the primary account holders will be eligible for the IPO Handle Fee Offer.
2. During the Promotion Period, Eligible IPO Offer Customers who successfully subscribe for IPO shares via any automated trading channels (including Online Banking, Mobile Banking and FortuneLink Mobile App) of the Bank (“Eligible Transactions”) can enjoy waiver of the New Issues Handling Fee stated on the Bank’s fee schedule of securities trading services (“IPO Handling Fee Offer”).
3. IPO Handling Fee Offer is not applicable to International Private Placement.
4. Eligible IPO Offer Customers shall first pay the New Issues Handling Fee according to the Bank’s fee schedule of securities trading services and the Bank will rebate the paid New Issues Handling Fee of Eligible Transactions (“Handling Fee Rebate(s)”) to the Eligible IPO Offer Customers’ relevant HKD or RMB settlement account on or before September 30, 2024.
5. Eligible IPO Offer Customers must maintain the relevant Securities Trading Account and settlement account at the time of crediting the entitled Handling Fee Rebates. Otherwise, the Handling Fee Rebates will be forfeited.
6. Upon submission of the IPO subscription, the Eligible IPO Customer is required to fulfill all the eligibility criteria and terms as set out in the offering document or prospectus of the relevant IPO.