Auto Loan

Hit the road in style

Drive home your dream car with our Auto Loan, an attentive one-stop solution that lets you enjoy the pleasure of driving!

Enquiry

Key Facts Statement (KFS)

We will contact you to explain the interest rate and repayment plan after submission.

Features

Two modes

Hire Purchase (HP) - No down payment. The amount of monthly repayment will be calculated by dividing the total of Finance Amount and Total Interest Charge by the number of months constituting the Loan Tenor, with lower monthly installment.

Leasing (Leasing) - Request down payment that equals the number of years constituting the Loan Tenor plus one times of one Monthly Installment, e.g. 5 years Leasing requires 6 installments in advance. Could get a more favorable loan rate.

Click Auto Loan Calculator to check the repayment details

Compare the monthly repayment amount and interest by entering the car price and loan tenor.

Total Car Price:

Loan Tenor:

--- Please Select ---

months

Modes	Hire Purchase	Leasing Purchase
Finance amount up to	90% of total car price	100% of total car price
Total Car Price	--	--
Finance Amount	--	--
Interest Rate (Flat) p.a.*	--	--
Loan Tenor (months)	--	--
No. of Rental In Advance	--	--
Monthly Installment	--	--
Rental In Advance Amount (Down Payment)	--	--
Total Interest Charge	--	--
Outstanding Balance	--	--
Net Finance Amount (Exclude Down Payment)	--	--
Gross APR*	--	--

The result of the loan calculator is for reference only and the actual repayment liability depends on the actual terms of each borrowing arrangement

*The APR for reference only, the final interest rate provided by the Bank shall prevail.

*Annualized Percentage Rate (“APR”) above is calculated based on the Interest Rate (Flat) p.a. of 3.00% (Hire Purchase) and 2.40% (Leasing Purchase) respectively with the Total Car Price customers input and the Loan Tenor customers select. The APR is calculated according to the standard of Hong Kong Association of Banks and rounded to two decimal places. An APR is a reference rate which includes the basic interest rates and other applicable fees and charges of the product expressed as an annualized rate. Interest is charged daily and calculated on the basis of 365 days per year. The actual APR may vary for individual customer and the final interest rate will be subject to credit condition of the customer, please contact the staff of the Bank for details. The Bank reserves the right of final decision on the interest rate and approval result.

One-stop Loan Service

Whether you are buying a brand new or a second-hand car with personal proposal or for company use, our staff will follow through your loan application as well as handling the hassle like license renewal and insurance for you.

Loan Amount up to 100% of the car price

Borrow up to 100% of car price for a new car, or up to 90% for a second-hand car. The loan amount also covers accessories, registration fee, first year license fee and insurance to give you more financial flexibility.

Attractive Rates and Repayment Period

We offer competitive loan rates with repayment period up to 5 years.

Quick Process

We will process your application within 24 hours to get you in your dream car's driving seat quicker.^*

^*Excluding weekends and public holidays.

Enquiry Hotline
+852 3718 2518^# Visit Our Branches

^#Office hours: Monday - Friday 9:00 a.m. - 6:00 p.m. ; Closed on Saturdays, Sundays and Public Holidays.

To borrow or not to borrow? Borrow only if you can repay!