Car Park Loan

Invest in a permanent
parking lot for future savings

Owning your own private parking lot offers more benefits than just saving the trouble of finding a parking space. Reap reward from the appreciation of property value and find out how our Car Park Loan service can work for you today!

  • Start enjoying the advantages

  • Generous loan amount:

  • Take out a car park loan for up to 70% of the appraisal value or purchase price (whichever is lower).
  • Competitive terms:

  • Interest rate and flexible repayment terms of up to 15 years.

Mortgage customer is entitled to below balance requirement discount for Packaged Banking Service, please join now to enjoy exclusive rewards and attentive services. To learn more about our Packaged Banking Service, please click here for details.


Discount on Daily Average Combined Balance of Packaged Banking Service* :
Packaged Banking Service Original Mortgage
Loan Amount
Daily Average
Combined Balance
Discounted Daily Average
Combined Balance
PREMIER BANKING HKD2,000,000 or above HKD1,000,000 or equivalent HKD500,000 or equivalent
Customers who have successfully drawn down a mortgage loan of HKD 2,000,000 or above and maintain a daily average combined balance of HKD 500,000 or equivalent are eligible to, apply for an upgrade to Premier Banking Service.

* The Bank reserves the right to cancel or revise the Packaged Banking Service Privileges from time to time. If mortgage loan is terminated, customer is required to maintain the standard Daily Average Combined Balance of Packaged Banking Service as set out by the Bank from time to time.

• If the Customer's Daily Average Combined Balance with the Bank falls below the Required Minimum Amount for 3 consecutive calendar months, the Customer shall pay such maintenance fee as the Bank may determine starting from the fourth calendar month.

Terms and Conditions apply
To borrow or not to borrow? Borrow only if you can repay!