Value-Added Mortgage Calculator

To calculate your expected monthly payment, simply enter your loan amount and repayment term.

Loan Amount (HKD):
Repayment Term (years):
Inital Lump Sum Savings (HKD):
Expected Monthly Savings (HKD):
Value-Added Mortgage Interest Rate:
 %
Conventional Mortgage Interest Rate:
 %
Deposit Rate for mortgage linked checking account:
 %
HKD Savings Deposit Rate for Normal Saving Account:
 %
Repayment Method:

Result

(HKD)
Value-Added Mortgage Plan
Conventional Mortgage Plan
Value-Added Mortgage Plan VS Conventional Mortgage Plan
Monthly / Bi-weekly Mortgage Installment Amount
--
--
- -
Total Mortgage Interest Expenses(a)
--
--
--
Total Interest Income from Deposit(b)
--
--
--
Net Interest Expenses (a – b)
--
--
--