Home Mortgage Loan

Build your dream home with the bank you trust

Home-building can be one of the most important decisions you'll ever have to make. As your trusted banking partner, our mortgage products can help you lay the foundation of your new home with the right loan amount, interest rate and repayment option to fulfill your financial needs.


Key Facts Statement (KFS)
  • Enjoy preferential mortgage loan rates with Home Mortgage Loan

  • Up to 90% of the property's value through our Mortgage Insurance Program

  • Up to 60% loan amount for a standard mortgage loan

  • Cash rebate offer

  • Repayment period of up to 30 years


Mortgage customer is entitled to below balance requirement discount for Packaged Banking Service, please join now to enjoy exclusive rewards and attentive services. To learn more about our Packaged Banking Service, please click here for details.


Discount on Daily Average Combined Balance of Packaged Banking Service* :
Packaged Banking Service Daily Average Combined Balance Discounted Daily Average Combined Balance
PREMIER SELECT HKD5,000,000 or equivalent HKD2,500,000 or equivalent
PREMIER BANKING HKD1,000,000 or equivalent HKD500,000 or equivalent
*The Bank reserves the right to cancel or revise the Packaged Banking Service Privileges from time to time. If mortgage loan is terminated, customer is required to maintain the standard Daily Average Combined Balance of Packaged Banking Service as set out by the Bank from time to time.

Terms and Conditions apply
To borrow or not to borrow? Borrow only if you can repay!