Revolving Credit Facility - e-loan

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Key Facts Statement (KFS) for Revolving Credit Facility

Loan Features

  • Loan amount up to HK$2,000,000 or 12 times of your monthly salary, whichever is lower

  • Validity of credit limit is 12 months, it is required to repay the interest and the entire principal amount in full upon the maturity

  • Make withdraws and repayments through online and mobile banking within the credit limit validity

  • Monthly e-statement list out account details clearly

  • Only repay the interest due, applicable fees and charges every month, interest is calculated on daily basis upon your outstanding balance

  • Credit limit will be automatically restored upon repayment within the period of validity

  • Use China Construction Bank (Asia) Corporation Limited HKD checking / savings account for loan down and repayment in mobile banking more conveniently


For more tips and information, you may refer to our Key Facts Statement (KFS) for Revolving Credit Facility or Financial Tips of this website.

Application Requirements

  • A Hong Kong permanent resident aged 18 or above

  • Minimum annual income of HK$64,000

  • Be employed for at least 6 months at the current job


Document Requirement

  • To apply for our Revolving Credit Facility, please submit the following documents:
  • A copy of Hong Kong Permanent Identity Card

  • Proof of income

    • The latest month's salary slip

    • The latest 3 months' payroll account bank statement / account passbook (with the first page showing your name and account number)

    • The latest Salary Tax / Profit Tax Demand Note

    • The latest 1 month’s Mandatory Provident Fund statement

  • The current residential proof dated within the last 3 months

  • Any other document (upon request)


For more tips and information, you may refer to our Key Facts Statement (KFS) for Revolving Credit Facility or Financial Tips of this website.



To borrow or not to borrow? Borrow only if you can repay!