Personal Installment Loan

Get cash easy

Personal Installment Loan with simple application process and speedy approval to get cash easy.


Key Facts Statement (KFS) for Installment Loan

Latest news: CCB (Asia) has launched the Relief Loan to help customers improve cash flow needs during the epidemic. The plan providing a maximum repayment period of 24 months and loan amount of HK$30,000. We offer a flat rate of 0.2% with waiver of application fees, and the annualised percentage rate ranges from 4.49% to 4.64%. Customers can call the hotline +852 3179 5501 or inform our Customer Service Representatives to join the Relief Loan plan after online apply Personal Installment Loan.


Terms and Conditions of CCB(Asia) Relief Loan

Loan Features

  • Loan amount up to HK$1.2 million or 12 times of your monthly salary, whichever is lower

  • Flexible repayment tenor up to 60 months

  • Instant approval1 and same day fund disbursement2 to your designated bank account

  • Handling fee waiver


For more tips and information, you may refer to our Key Facts Statement (KFS) for Installment Loan or Financial Tips of this website.

Remarks:

(1) Instant approval service (the "Service") is applicable to customer who apply in person at our Small Enterprise and Personal Loan Center with full submissions of all the required documents at the same time. The Bank may not offer the Service if customer does not provide the required document or the loan application does not fulfill the approval requirements of the Service. The processing time may vary from applicant to another. The instant approval result is for reference only. The Bank reserves the right of final decision on the approval result and to terminate or amend the Service at anytime.

No value

Service hours of instant approval service

Small Enterprise and Personal Loan Center

Monday – Friday

9:00 am – 6:00 pm

Saturday,Sunday and Public Holiday

Closed

(2) Same day fund disbursement is only applicable on business days from Mondays to Fridays. Funds availability will depend on the disbursement method.

Application Requirements

  • A Hong Kong permanent resident aged 18 or above

  • Minimum annual income of HK$64,000

  • Be employed for at least 6 months at the current job


Document Requirement

  • To apply for our Revolving Credit Facility, please submit the following documents:
  • A copy of Hong Kong Permanent Identity Card

  • Proof of income

    • The latest month's salary slip

    • The latest 3 months' payroll account bank statement / account passbook (with the first page showing your name and account number)

    • The latest Salary Tax / Profit Tax Demand Note

    • The latest 1 month’s Mandatory Provident Fund statement

  • The current residential proof dated within the last 3 months

  • Any other document (upon request)


For more tips and information, you may refer to our Key Facts Statement (KFS) for Revolving Credit Facility or Financial Tips of this website.



To borrow or not to borrow? Borrow only if you can repay!