Personal Installment Loan

Get cash easy

Personal Installment Loan with simple application process and speedy approval to get cash easy.


Key Facts Statement (KFS) for Installment Loan

Personal Loan Calculator and Repayment Schedule
Latest promotion icon

Personal Installment Loan Promotion

Apply Personal Installment Loan successfully to enjoy handling fee waiver and following privileges:

  1. ✓ APR as low as 1.85%
  2. ✓ Up to HK$8,000 cash rebate for drawdown
  3. ✓ Additional HK$1,500 cash rebate for mobile app application
Latest promotion

Loan Features

  • Loan amount up to HK$3 million or 12 times of your monthly salary, whichever is lower

  • For a new car purchase, no collateral, Vehicle Registration Document, proof of income, or proof of address is required! Only provide proof of new car purchase, and you can simply apply for up to HKD400,000 loan amount

  • Income proof and address proof waiver+ with loan amount up to HK$100,000

  • Flexible repayment tenor up to 60 months

  • Instant approval and same day fund disbursement1 through FPS to your designated bank account

  • Handling fee waiver


For more tips and information, you may refer to our Key Facts Statement (KFS) for Installment Loan or Financial Tips of this website.

Remarks:

(1) Same day fund disbursement is only applicable on business days from Mondays to Fridays. Funds availability will depend on the disbursement method.
+Income Proof and Address Proof waiver only available for loans with the maximum loan amount of HK$100,000 and for customers who fulfill specific credit requirements. CCB(Asia) reserves the right to request further supporting documents for loan approval purposes in certain circumstances. Larger loan amounts may be offered to customers who provide supporting documents.

Application Requirements

  • A Hong Kong permanent resident aged 18 or above

  • Minimum annual income of HK$64,000

  • Be employed for at least 6 months at the current job


Document Requirement

  • To apply for our Personal Instalment Loan, please submit the following documents:
  • A copy of Hong Kong Permanent Identity Card

  • Proof of income

    • The latest month's salary slip

    • The latest 3 months' payroll account bank statement / account passbook (with the first page showing your name and account number)

    • The latest Salary Tax / Profit Tax Demand Note

    • The latest 1 month's Mandatory Provident Fund statement

  • The current residential proof dated within the last 3 months

  • Any other document (upon request)


For more tips and information, you may refer to our Key Facts Statement (KFS) for Revolving Credit Facility or Financial Tips of this website.



To borrow or not to borrow? Borrow only if you can repay!