e-loan Revolving Credit
Withdraw or repay at anytime you want Interest is calculated on daily basis
repayments through
online banking and
mobile banking
on daily basis upon your
outstanding balance
automatically restored
upon repayment
Withdrawal
fee Waiver
| * | Interest rebate equivalent to the total interest of the loan in first 5 days will be credited to eligible customer’s HK$ Savings / Checking Account in the Bank within 30 days after loan disbursement. |
| ^ | Service hours: Monday to Friday 9:00a.m. - 6:30p.m. and Saturday 9:00a.m. - 1:00p.m. |
• 7-day Cooling-off Period
- Borrower who successfully apply and drawdown the loan may apply early repay the loan in full within 7 calendar days of the drawdown date ("7-day Cooling-off Period").
- Any application for early repayment of the loan within the 7-day Cooling-off Period must be made by Borrower within 7 calendar days of the drawdown date, contact the Bank's hotline 3179 5501 to request early repayment of the loan and visit the Bank's branches in person to settle the Principal Loan amount in full.
- If the Borrower repay the loan in full within 7-day Cooling-off period, the Bank may waive the handling fee, interest and Prepayment / Early Settlement Fee/ Redemption Fee under the relevant loan.
The above products and services are subject to relevant terms and conditions. Please contact our staff for more details.
To borrow or not to borrow? Borrow only if you can repay!
- PROMOTION PERIOD - The Promotion Period is from now till December 31, 2025, both days inclusive (the “Promotion Period”).
- ELIGIBLE CUSTOMER – The promotion is applicable to the customers of China Construction Bank (Asia) Corporation Limited (“the Bank”, “we”, “our”, “us”) with good credit rating (“Eligible Customer ”).
- REWARD - Eligible Customer will be entitled first 5 days (“Offer Period”) Interest Rebate (“Interest Rebate”). Interest Rebate will be credited to Eligible Customer ’s valid HK$ Savings Account / Checking Account in the Bank within 30 days after loan disbursement.
- RESTRICTION - Each customer shall only enjoy the Interest Rebate once during the Promotion Period. Employees of the Bank are not eligible for this Promotion. This Promotion cannot be used in conjunction with any promotional offer(s).
- ELIGIBILITY – Eligible Customer must maintain good repayment record (as determined at the Bank ’s discretion) at the time of the Bank ’s giving out the Interest Rebate. If Eligible Customer does not hold any valid HK$ Savings / Checking Account in the Bank during Interest Rebate disbursement, Eligible Customer ’s entitlement to the Interest Rebate will be forfeited. If Eligible Customer chooses to make early settlement or cancel the Loan during the Offer Period, the Bank reserves the right to charge such Eligible Customer an amount equivalent to the amount of the Offers granted.
- RIGHT TO VARY AND FINAL DECISION - The Bank reserves the right to amend these Terms and Conditions, or amend, cancel or terminate the Program at any time at its sole and absolute discretion. The Bank shall not be responsible or liable for any claims or liability resulting from the customer in the Program howsoever suffered or incurred. In case of any dispute, the decision of the Bank shall be final.
- ENGLISH VERSION PREVAILS – In case of any discrepancy between English and Chinese versions of these Terms and Conditions, the English version shall prevail.