Personal Loan

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Key Facts Statement (KFS) for Installment Loan

No matter what financial challenges you are facing in different life stages, we have a great support team with different loan solutions to back you up.

What are you looking for right now?

Online Application Reward

300港元現金回贈

Apply successfully for a Personal Installment Loan or Balance Transfer Programme and enjoy a HK$300 cash rebate


^Application hotline service hours: Monday to Friday 9a.m. - 8p.m. and Saturday 9a.m. - 1p.m.

The above products and services are subject to relevant terms and conditions. Please contact our staff for more details.

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To borrow or not to borrow? Borrow only if you can repay!

Terms & Conditions
Promotional Terms and Conditions for Online Application Offer
  1. PROMOTION PERIOD - The Promotion Period is from August 1, 2022 to September 30, 2022, both days inclusive (the “Promotion Period”).
  2. ELIGIBLE CUSTOMER – This Promotion is only applicable to customer who successfully apply for Personal Installment Loan / Balance Transfer Program with loan amount equal or greater than HK$200,000 (collectively referred as the “Loan”) of China Construction Bank (Asia) Corporation Limited (“the Bank”, “we”, “our”, “us”) via designed online application from in our website within Promotion Period and successfully drawdown the Loan by October 31, 2022.
  3. REWARD - Eligible Customer will be entitled HK$300 Cash Rebate (“Cash Rebate”).
  4. CASH REBATE – Cash Rebate will be credited to Eligible Customer’s valid HKD Savings Account / Checking Account in the Bank on or before December 31, 2022.
  5. RESTRICTION - Each customer shall only enjoy the Cash Rebate once during the Promotion Period. Employees of the Bank are not eligible for this Promotion. This Promotion cannot be used in conjunction with any promotional offer(s) (except Personal Installment Loan Promotion and Balance Transfer “Uniform Pricing” Promotion).
  6. ELIGIBILITY – Eligible Customer must maintain good repayment record (as determined at the Bank’s discretion) at the time of the Bank’s giving out the Cash Rebate. If Eligible Customer does not hold any valid HKD Savings / Checking Account in the Bank during Cash Rebate disbursement, Eligible Customer’s entitlement to the Cash Rebate will be forfeited.
  7. RIGHT TO VARY AND FINAL DECISION - The Bank reserves the right to amend these Terms and Conditions, or amend, cancel or terminate the Program at any time at its sole and absolute discretion. The Bank shall not be responsible or liable for any claims or liability resulting from the customer in the Program howsoever suffered or incurred. In case of any dispute, the decision of the Bank shall be final.
  8. ENGLISH VERSION PREVAILS – In case of any inconsistency between English and Chinese versions of these Terms and Conditions, the English version shall prevail.