Personal Loan

CCB (Asia) Provides Special Offers on Personal Instalment Loan HK

Personal instalment loan, with its unsecured nature, is a sought after ways for financing special needs. Personal installment loan is a kind of borrowing with a designated number of scheduled repayments. The approval of loan depends on the personal credit rating of borrower. By providing substantial amount of cash promptly, the loan improves personal financial situation.

Personal instalment loan in HK is easy to obtain. With a sophisticated financial system and an open market for competition, many companies provide such loan under various terms of condition. Yet, it is essential to borrow from trustworthy and responsible loan providers to avoid hidden terms or traps. As an established corporation providing retail and commercial banking services in Hong Kong, the China Construction Bank (Asia) has developed a sound profile of professional financial management. A number of financial products, such as loans, mortgages, insurance and foreign exchange, are offered to corporates, SMEs or individuals. The bank is also one of the most trusted personal instalment loan providers in HK. The procedure of applying personal instalment loan from CCB(Asia) is simple. Get instant approval by visiting the Personal Loan Centres and having all related documents submitted at the same time. The Personal Loan Centre Manager will proceed to make decision for the application and successful applicants will have the loan transferred to their designated bank accounts on the same day. In order to facilitate clients who cannot apply the loan in person, a hotline and a web page have been set up. Application can be made via both channels with the provision of basic personal information. Such application does not guarantee same day approval or transferral. However, under the latest promotion scheme, a HKD500 supermarket cash coupon can be redeemed after a successful online application.

The terms of CCB(Asia)’s personal instalment loan in HK are attractive. Enjoy a monthly flat rate as low as 0.18% and an annualized percentage rate of 3.32% with handling fees waived. This lower the cost for borrowers who want to enjoy greater financial freedom with a loan up to HKD1.2 million. The extra cash allows you to repay all the outstanding credit card loans or make great plans for the future: getting married, buying a new flat, setting up education fund for your children or going on vacation. Repay within a credit period of 12 to 60 months and thus, gaining more time to fulfill your long-term goals. Apply for the personal instalment loan now to enjoy cash rebates of HKD3,500 upon loan drawdown and the use of designated banking service. With CCB(Asia)’s personal instalment loan, your dreams will surely come true!

To borrow or not to borrow? Borrow only if you can repay!

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