Cross Border Advantages

Comprehensive Cross Border management service

	You can open both CCB and CCB (Asia) accounts at CCB branches in Mainland China, and access both accounts with one card
	When you withdraw funds or perform transactions at an ATM in Mainland China, the transaction amount can be directly debited from your account with CCB (Asia) via auto-transfer service
	Experience instant HKD Remittance Service via online banking
	Use CCB (Asia) and CCB Online Banking, Bank By Phone and Banking Counter services
	You can open a Securities Trading Account in Hong Kong through Online Banking with free real-time stock information

Cross Border Long Card allows you to access the below accounts

	CCB: Reminbi Account, HKD Cash Account, HKD Remittance Account
	CCB (Asia): HKD Savings, Checking, or RMB Savings Account

Wide ATM/ POS network

	Enjoy the convenience of access from China UnionPay ATMs and POS across the world
	If you withdraw cash via the CCB (Asia), CCB (Macau) or CCB* ATM network, withdrawal fees will be waived
	* Applicable for the ATMs in the same city of account opening CCB branches

Fast and convenient account opening procedure

	Mainland customers can open CCB (Asia) Accounts, Online Banking and Bank By Phone in designated CCB branches in Mainland
	The services cover 23 provinces/ cities in China
	Fast account opening process to shorten your account opening turnaround time
	Customer with asset under management more than HKD 10 million can enjoy Private Banking Services at our new Private Banking Centre in Central

ACT NOW

Apply Online

Hotline 2779 5533(HK) / 4001 995533 (Mainland)

Visit Our Branches

RMB Currency Risk
RMB is currently not freely convertible and is subject to exchange controls and restrictions. For example, you may have to allow time for conversion of RMB from/to another currency of an amount exceeding the daily limit. Besides, there is no guarantee that RMB will not depreciate. If customers convert Hong Kong Dollar or any other currency into RMB so as to invest in RMB denominated investment products and subsequently convert the RMB Repayment Amount back into Hong Kong Dollar or any other currency, you may suffer a loss if RMB depreciates against Hong Kong Dollar or other currency.

Cross Border Long Card customers General China UnionPay or cross border ATM Card customers Real time transaction for remittance between Hong Kong and China No need to fill in the application form for cross-border remittance. Simply click on Online Banking to transfer money Processing may take 1-2 days for remittance between Hong Kong and China Need to fill in receiver's account number and information in designated location/ via Online Banking. 1 card can link up CCB and CCB (Asia) accounts for convenient cash withdrawal and spending Several different cards for HK and Mainland use Extensive CCB Branch network coverage to facilitate account opening Fewer branches available to facilitate account set up and thus less convenient Consolidated statement for CCB and CCB (Asia) accounts gives you a full picture of account balances Confusing multiple statements

ACT NOW

Apply Online

Hotline 2779 5533(HK) / 4001 995533 (Mainland)

Visit Our Branches

RMB Currency Risk
RMB is currently not freely convertible and is subject to exchange controls and restrictions. For example, you may have to allow time for conversion of RMB from/to another currency of an amount exceeding the daily limit. Besides, there is no guarantee that RMB will not depreciate. If customers convert Hong Kong Dollar or any other currency into RMB so as to invest in RMB denominated investment products and subsequently convert the RMB Repayment Amount back into Hong Kong Dollar or any other currency, you may suffer a loss if RMB depreciates against Hong Kong Dollar or other currency.

As a smart investor, if you want to trade HK stock... With our Cross Border Long Card, customers can immediately open a Hong Kong Securities Trading Account via CCB (Asia) Online Banking for stock trading service. Skip the complicated procedures and seize the opportunity. Break cross-border barrier: You can trade Hong Kong stock everywhere even if you are not in Hong Kong Simple and convenient: What you need is to apply for a Cross Border Long Card in Hong Kong / Mainland, and open a CCB (Asia) Online Banking account Low transfer fee: Low handling fee for money transfer between accounts in the two regions. As a Hong Kong resident, if you want to receive rent from Mainland... For Hong Kong residents who own property in Mainland, you can receive rent from Mainland tenants with our Cross Border Long Card CCB account. Withdraw the money right away from a Hong Kong ATM if required and save the handling procedure for remittance. Instant Auto-Transfer Service: If Mainland tenants deposit rent to your CCB RMB Account, you can immediately withdraw HKD from a Hong Kong ATM. For Hassle-free Cross Border Shopping... For Mainland shoppers in Hong Kong and Hong Kong shoppers in Mainland alike, our Cross Border Long Card can link up customers' CCB (Asia) and CCB accounts to give you a borderless shopping experience. Auto-transfer Between Accounts in Two Regions: If Hong Kong residents overdraw their CCB account in Mainland, the transaction amount will automatically be directly debited from their CCB (Asia) account. If Mainlanders overdraw their CCB (Asia) account in Hong Kong, the transaction amount will automatically be directly debited from their CCB account. Peace of mind: Save yourself the trouble and risk of carrying large sums of cash. No withdrawal fee: ATM cash withdrawal fees will be waived if you withdraw cash via the CCB^/ and CCB (Asia). ^ Branches for CCB Account opening

ACT NOW

Apply Online

Hotline 2779 5533(HK) / 4001 995533 (Mainland)

Visit Our Branches

RMB Currency Risk
RMB is currently not freely convertible and is subject to exchange controls and restrictions. For example, you may have to allow time for conversion of RMB from/to another currency of an amount exceeding the daily limit. Besides, there is no guarantee that RMB will not depreciate. If customers convert Hong Kong Dollar or any other currency into RMB so as to invest in RMB denominated investment products and subsequently convert the RMB Repayment Amount back into Hong Kong Dollar or any other currency, you may suffer a loss if RMB depreciates against Hong Kong Dollar or other currency.