Revolving Credit Facility - e-loan

Loan Features

• Loan amount up to HK$2,000,000 or 12 times of your monthly salary, whichever is lower

• The Maximum loan amount of HK$15,000 is only applicable to customer without providing supporting documents but fulfill specific credit requirements. Larger loan amounts maybe offered to customer who provide further supporting documents

• Validity of credit limit is 12 months, it is required to repay the interest and the entire principal amount in full upon the maturity

• Make withdraws and repayments through online and mobile banking within the credit limit validity

• Monthly e-statement list out account details clearly

• Only repay the interest due, applicable fees and charges every month, interest is calculated on daily basis upon your outstanding balance

• Credit limit will be automatically restored upon repayment within the period of validity

• Use China Construction Bank (Asia) Corporation Limited HKD checking / savings account for loan down and repayment in mobile banking more conveniently

Application Requirements

• A Hong Kong resident aged 18 or above

• Minimum annual income of HK$64,000

• Be employed for at least 6 months at the current job

Document Requirement

• To apply for our Revolving Credit Facility, please submit the following documents:

• A copy of Hong Kong Identity Card

• Proof of income

  • The latest month's salary slip

  • The latest 3 months' payroll account bank statement / account passbook (with the first page showing your name and account number)

  • The latest Salary Tax or Profit Tax Demand Note (Self-employed persons and not self-employed persons)

  • The latest 1 month’s Mandatory Provident Fund statement

• The current residential proof dated within the last 3 months

• Any other document (upon request)