Mobile Banking

Banking anytime with all-round upgrade in "Mobile Banking"

Important Notes:
-Investment involves risks. Prices of investment product may go up as well as down, and may become valueless.
-Customers should not invest in Gold Trading based on this webpage alone. Before making any investment decision, customers are encouraged to consult their own independent financial advisors and read the relevant offering documents for further details including the risk factors in order to ensure that they fully understand the risks associated with the investment products.
-FX Linked Deposit is a structured product involving derivatives. Some mutual funds may involve derivatives. The investment decision is yours but you should not invest in an investment product unless the intermediary who sells it to you has explained to you that the product is suitable for you having regard to your financial situation, investment experience and investment objectives.
-Investment products including FX Linked Deposit and Gold Trading are not equivalent to or alternatives of time deposits. They are not protected deposits, and are not protected by the Deposit Protection Scheme in Hong Kong. Investment products are not principal-protected while some FX Linked Deposits are principal-protected conditionally.

Banking through your mobile device is the most direct and time-saving way. Conveniently manage your accounts, transfer funds, trade stocks, and get the most up-to-date market information. Our Mobile Banking services provide you with a hassle-free, fast and secure banking experience and help you better manage your wealth.


You can now register for our Online Banking and Mobile Banking services via CCB (HK&MO) Mobile App or our website with ATM Card / Cross Border Long Card*,Credit Card, Bank By Phone Service or Loan# account. Registration Demo


* If you are holding an activated Cross Border Long Card issued by China Construction Bank Corporation in Mainland China, you can also register for our Online Banking and Mobile Banking Services immediately.

# Only applicable to customers who do not maintain any Bank Account or Credit Card at the Bank

Mobile Banking Service Guide


Enhanced interface

One-Stop Banking Services

  • Access the latest balances and transactions of your accounts:
    • Deposits Account (including Savings / Checking, Multi-currency Savings, Time Deposits and Callable Deposits)
    • Loans Account
    • Investments Account (including Securities Trading and Gold Trading)
    • Credit Cards Account
    • Global Account Explorer
  • Enjoy faster and more convenient access to our Mobile Banking via Biometric Credential Logon Service*
  • Open Bank Account
  • Set up Time Deposit and Update Maturity Instruction
  • View e-Statement
  • Modify Overseas ATM withdrawal settings
  • Apply for Travel Insurance, Domestic Helper Insurance, Home Contents Insurance, and Personal Accident Insurance
  • Pay bill and check your bill records
  • Transfer funds to registered CCB (Asia), local and overseas bank accounts
  • Buy/Sell foreign currencies
  • Faster Payment System (FPS)
  • Enjoy various Branch Services such as Banking, Investment, Loans, Insurance
  • Mark personal events with Calendar
  • Keep track of your financial activities with eAlert
  • Enroll eUpgrade to enjoy a wider range of exclusive rewards

*Biometric Credential Logon is applicable on Apple iPhone 5s or later models with Touch ID/Face ID function and operation system on iOS 9.0 or above; and for biometric credential enabled compatible android devices with operation system on v6.0 or above.

Please click here for more details.

Professional Investment Services at Your Fingertips

  • Manage your stock portfolio with assistance of comprehensive tools:
  • Execute Mutual Fund Investment instructions, check your order status and view your mutual fund portfolio
  • Execute Gold Trading instructions, check your order status and gold portfolio everywhere
  • Place FX Linked Deposit Order
  • Open Investment Account
    • Securities Trading
    • Mutual Fund
    • Structured Deposit (FX Linked Deposit)
  • Fill in/Update Investment Profile Questionnaire

Credit Card Services at a glance

  • Check your credit card balances, minimum payment due and available credit limit
  • Apply for credit limit modification
  • Settle your credit card outstanding balance
  • Redeem various of rewards from Credit Card Bonus Points Reward Programme
  • View and Set up/View eStatement
  • Apply for Cash Out & Interest-free Installment
  • Change Autopay Instruction
  • Make Installment & Application Status Inquiry
  • Modify ATM Pin Setting
  • Apply for Instant Travel Club & Premium Free "Annual Insurance Plan"
  • Activate Credit Card & Upload Document
  • Interest-free $martExpress Application
  • 1-Click Payment

To access our Mobile Banking, simply log on using your Online Banking Username and Password

Access our Mobile Banking in iPhone/Android Mobile App:
Get a FREE CCB (HK&MO) Mobile App today!

itunes app store

Search "CCB Asia" or
"CCB HK&MO" at the App Store

Android Google Play Store

Search "CCB Asia" or
"CCB (HK&MO)" at Google Play

qr code black
Download Android application package*
Version: 1.2.0.001
Please note that we recommend you to download the apk file from our Bank’s website.
Steps for installation:
i. Go to Settings→Security, then tick “Unknown sources”
ii. Save the downloaded apk file to the device, or download the apk file from our website directly
iii. Use file explorer (e.g. My Files) to open and install the apk file.
iv. Go to Settings→Security, then untick “Unknown sources”

Click here to learn more about the bank's Mobile Application and its requirements of mobile operating system.

Not yet using our Online Banking services? Please click here for more details.


Please click here to learn more about the Mobile Banking service from Frequently Asked Questions.

The use of the above services are bound by the related terms and conditions. Please contact our staff for details.

* This download link brings you to a third party download site designated by China Construction Bank (Asia) Corporation Limited (the "Bank").

For the download of software from the third party download site, the Bank does not represent or confirm the following (or any of them):

i.that there will be no delay, failure, error or omission or loss of information in transmission;
ii.that no viruses or other contaminating or destructive properties will be transmitted; and
iii.that no damage will occur to your mobile handset and/or computer system.

You are solely responsible for the following:

i.adequate protection and backup of data and equipment; and
ii.undertaking reasonable and appropriate precautions to scan for computer viruses and other contaminating or destructive properties.

The use of the above services is bound by the related terms and conditions. Please contact our staff for details.

Risk Disclosure
Investment involves risks. The prices of investment products fluctuate, sometimes dramatically, and may become valueless. Investors should not invest based on this document alone. Investment products are not equivalent to or alternative of time deposits. They are not protected deposits, and are not protected by the Deposit Protection Scheme in Hong Kong. Before making any investment decision, customers are encouraged to consult their own independent financial advisors and read the relevant offering documents for further details including the risk factors in order to ensure that they fully understand the risks associated with the investment products.

Currency Risk
Currency exchange rates are affected by a wide range of factors, including national and international financial and economic conditions and political and natural events. The effect of normal market forces may at times be countered by intervention by central banks and other bodies. At times, exchange rates, and prices linked to such rates, may rise or fall rapidly.

Securities Trading
Investment involves risks. The price of securities fluctuates, sometimes dramatically. The price of a security may move up and down, and may become valueless. It is as likely that losses will be incurred rather than profits made as a result of buying and selling securities. Before investing, investors should understand the associated risks.

Shanghai-Hong Kong Stock Connect
Shanghai-Hong Kong Stock Connect is not covered by Hong Kong’s Investor Compensation Fund. It involves risks of quotas used up, difference in trading day, restrictions on selling imposed by front-end monitoring, recalling of eligible stocks, and mainland market risks.

RMB currency risk
RMB is subject to the PRC government's control (for example, exchange restrictions). Besides, there is no guarantee that RMB will not depreciate. If customers convert Hong Kong Dollar or any other currency into RMB so as to invest in RMB denominated investment products and subsequently convert the RMB redemption proceeds back into Hong Kong Dollar or any other currency, customers may suffer a loss if RMB depreciates against Hong Kong Dollar or other currency.

Gold Trading
The gold market is volatile and a loss may be incurred from trading gold. Gold does not bear interest. A customer's purchase of gold for the account does not represent a purchase of physical gold or a deposit of money. Customers will not have any interest in any gold owned or held by the Bank, or be entitled to physical delivery of gold. Although investment may bring about profit opportunities, each kind of investment tool comes with its own risks. Due to the fluctuating nature of the gold market, the gold price may rise or fall beyond customers’ expectations and the losses may substantially reduce customers’ capital invested and earnings (if any). Customers’ investments in Gold Trading are subject to the credit risk of the Bank. Before making any investment decision, customers should assess their own willingness and ability to bear risks and seek advice from independent financial advisors. Gold Trading (the "Scheme") has been authorized by the Securities and Futures Commission ("SFC"). The SFC's authorization of the Scheme is not an endorsement or recommendation of the Scheme nor does it guarantee the commercial merits of the Scheme or its performance. It does not mean the Scheme is suitable for all investors nor it is an endorsement of its suitability for any particular investor or class of investors.

FX Linked Deposit ("FXLD")
The FXLD is an unlisted investment product and subject to the credit and insolvency risks of the Bank. Its return is limited to the interest payable, which will be dependent on movements in some linked exchange rate. Whilst the possible return may be higher than conventional time deposits, it is normally associated with higher risks. Exchange rates are affected by a wide range of factors, including international finance, economics, politics, central banks and other bodies' intervention and natural events, and may rise or fall rapidly. The FXLD is not principal-protected and is not the same as directly buying the currencies of the currency pair. It is not protected by the Investor Compensation Fund. If the FXLD is approved by the Bank to be withdrawn before its maturity, the customer may also need to bear the costs involved which may reduce the return and the principal amount of the FXLD he may get back. There is no secondary market for the FXLD and it is not collateralized. The Bank can early terminate the FXLD.

Mutual Fund Investment
The past performance of a mutual fund is not a guide to its future performance and yields are not guaranteed. The value of a mutual fund can go down as well as up and customers could lose some or all of the principal amount invested. Funds are not obligations of, or guaranteed by, the Bank or any of its affiliates. The Bank will normally be paid a commission or rebate by the fund manager.

Online Investment Trading Services
Due to unpredictable network traffic congestion and other reasons, the Internet and other electronic media may not be reliable media of communication and transactions conducted over the Internet and via other electronic media are subject to: (i) possible failure or delay in the transmission and receipt of instructions for any or all transactions in investment products or other information, and (ii) possible failure or delay of execution or execution at prices different from those prevailing at the time when your instructions were given. There are risks associated with the online investment trading system, including the failure of hardware and/or software, and the result of any such system failure may be that your orders are either not executed according to your instructions or are not executed at all. There are risks of interruption, distortion, omission, blackout or interception during the transmission of instructions for any or all transactions in investment products, as well as of any misunderstanding or errors in communication.

Disclaimer
This webpage does not constitute advice to buy or sell, or an offer with respect to any investment products, or any prediction of likely future movements in prices of any investment products. This webpage and the FX linked deposits abovementioned are issued by China Construction Bank (Asia) Corporation Limited which is a licensed bank regulated by the Hong Kong Monetary Authority and a Registered Institution (CE No. AAC155) under the Securities and Futures Ordinance to carry on Type 1 (Dealing in Securities) and Type 4 (Advising on Securities) Regulated Activities. This webpage has not been reviewed by the Securities and Futures Commission or any other regulatory authorities in Hong Kong.
This webpage does not constitute advice to buy or an offer with respect to any insurance products. Customers should not apply for any of the insurance policies based on information on this promotional material alone. Customers should read and understand the details of the Insurance Plan(s) (including but not limited to exact terms, conditions, coverage and exclusions) before any enrollment to assure they meet their personal needs. Policyholders are subject to the credit risk of the insurance company.
The above mentioned insurance plans are underwritten by QBE-HKSI. QBE-HKSI will be responsible for providing insurance cover and handling claims under their respective policies. CCB (Asia) is an authorised agent of QBE-HKSI to distribute general insurance products in Hong Kong and is not an issuer of any insurance plans. QBE-HKSI is an authorised general insurer in Hong Kong and is regulated by the Insurance Authority. In respect of an eligible dispute (as defined in the Terms of Reference for the Financial Dispute Resolution Centre in relation to the Financial Dispute Resolution Scheme) arising between CCBA and the customer out of the selling process or processing of the related transaction, CCBA is required to enter into a Financial Dispute Resolution Scheme process with the customer; however any dispute over the contractual terms of the product should be resolved directly between QBE-HKSI and the customer.
We are an authorized institution under the Banking Ordinance, and an approved insurance agent under the Insurance Companies Ordinance. This material is directed to residents in Hong Kong only, and is not intended for distribution to, or use by, any person outside Hong Kong. This material is not an offer, invitation or inducement to buy or sell any insurance products. You may not share, forward or reproduce this material for business purpose. This material was issued by China Construction Bank (Asia) Corporation Limited, and has not been reviewed by the any other regulatory authorities in Hong Kong.

Disclaimer of Online Investment Trading Services