Online Currency Exchange Reward for Commercial Banking Customers
¥500 “CCB Lifestyle” APP e-Vouchers
who conduct FX transactions via Online Enterprise Banking with
a cumulative amount equivalent to HK$500,000 or above, can enjoy:




- An Eligible Customer is defined as a customer who (1) opened a corporate account with the Bank’s Commercial Banking Division in 2024; and (2) maintained two or more foreign exchange accounts; and (3) had no foreign exchange transactions via the Bank's Online Enterprise Banking between January 1, 2024 to March 31, 2025.
- During the Promotion Period, the first 200 Eligible Customers who successfully complete foreign currency exchange transactions (applicable to all currencies) via the Bank’s Online Enterprise Banking with a cumulative amount equivalent to HK$500,000 or above (via single or multiple transactions), will be entitled to receive RMB 500 “CCB Lifestyle” APP e-Vouchers (a total of 5 e-Vouchers valued at RMB 100 each).
- The promotion period is from May 2, 2025, to June 30, 2025 and both dates inclusive ("Promotion Period").
- The Program is only applicable to Commercial Banking customers of China Construction Bank (Asia) Corporation Limited (the “Bank") (“Eligible Customers”).
- During the Promotion Period, Eligible Customers who fulfill the criteria outlined in Section B below can receive designated “CCB Lifestyle” APP merchant electronic consumption vouchers valued at RMB 500 (5 e-Vouchers, each worth RMB 100) (“Reward”). Quantities are limited, and the Reward will be granted on a first-come-first-served basis.
- At the time of receiving the Reward, Eligible Customers must remain as active Commercial Banking customers of the Bank; otherwise, the Reward will be forfeited and no alternative arrangements will be made.
- Reward redemption process: Eligible Customers must download and register to use the “CCB Lifestyle” APP by using the phone number provided. The Bank will distribute e-Vouchers to Eligible Customers' “CCB Lifestyle” APP accounts between July 15, 2025 and August 31, 2025. e-Vouchers must be used within their validity period and cannot be transferred.
- e-Vouchers are issued by suppliers and subject to the terms and conditions of relevant suppliers. Eligible Customers must use e-Vouchers within the specified timeframe; expired e-Vouchers will not be reissued. The Bank assumes no responsibility as an agent or representative of e-Voucher suppliers. Any claims, complaints, or disputes regarding e-Vouchers should be directed to the supplier directly and will not relieve customers of any obligations to the Bank (if applicable).
- The Bank reserves the right to suspend, amend, or terminate this Program or modify its terms and conditions at any time without prior notice.
- Eligible Customers are also bound by the terms and conditions of related banking products and services. For details, please refer to relevant promotional materials, visit the Bank’s website, or contact our Bank staff.
- The Bank retains final discretion and exclusive rights to interpret this Program.
- During the Promotion Period, the first 200 Eligible Customers (as defined in Clause 11) who successfully complete foreign currency exchange transactions (applicable to all currencies) via the Bank’s Online Enterprise Banking with a cumulative amount equivalent to HK$500,000 or above (via single or multiple transactions), will be entitled to receive RMB 500 “CCB Lifestyle” APP e-Vouchers (a total of 5 e-Vouchers valued at RMB 100 each).
- An Eligible Customer is defined as a customer who (1) opened a corporate account with the Bank’s Commercial Banking Division in 2024; and (2) maintained two or more foreign exchange accounts; and (3) had no foreign exchange transactions via the Bank's Online Enterprise Banking between January 1, 2024 to March 31, 2025.
Currency Exchange
Currency exchange involves bid-ask spread.
Exchange Rate Risk
Currency exchange rates are affected by a wide range of factors, including national and international financial and economic conditions and political and natural events. The effect of normal market force may at times be countered by intervention by central banks and other bodies. At times, exchange rates, and price linked to such rates, may rise or fall rapidly. The fluctuations in the exchange rate of a foreign currency may result in losses in the event that you convert HKD to any foreign currency or vice versa.
RMB Currency Risk
RMB is currently not freely convertible and is subject to exchange controls and restrictions (which are subject to changes from time to time without notice). You should consider and understand the possible impact on your liquidity of RMB funds in advance. The fluctuation in the exchange rate of RMB may result in losses in the event that you convert RMB into other currencies. Onshore RMB and offshore RMB are traded in different and separate markets operating under different regulations and independent liquidity pool with different exchange rates. Their exchange rate movements may deviate significantly from each other.