Open account via e-Account Service
Complete simple tasks and enjoy preferential interest rate!
Preferential HKD Time Deposit Interest Rate of up to 6.88% p.a.


Complete Simple Tasks






Enjoy Preferential Interest Rate


Customers who complete all the above tasks can enjoy one of the following preferential time deposit interest rates (p.a.):
Tenor | Time Deposit Amount (HKD) | Preferential HKD Time Deposit Interest Rate (p.a.) |
3-month | $10,000 | ![]() |
$50,000 | 3.28% |
- Within 2 business days after completing all required tasks, the bank will automatically execute the placement of the corresponding time deposit based on your chosen time deposit amount (fixed amount).
- The offer is bound by terms and conditions. For details, please refer to the relevant terms and conditions or contact our staff.



unlock Preferential Interest Rate!




July 1 to September 30, 2025





July 1 to September 30, 2025


In scenarios where a customer has submitted multiple times of Online Registration Form, the Bank shall proceed with the first valid rendition of the Online Registration Form for further processing. Subsequent submissions will be considered invalid.






July 1 to October 15, 2025





- Program registration is needed within the promotion period to enjoy Overseas Spending, Local Dining, and Advance Bonus Points Rewards. Please refer to the website, and Terms and Conditions for details. Mileage rewards are calculated based on Bonus Points conversion rate of the "Bonus Points Reward Programme" where every 15 points = 1 mile.
- This is applicable exclusively to CCB(Asia) TRAVO World Mastercard customers who need to register on the Mastercard website. For travel insurance, it is not a product of China Construction Bank (Asia) ("the Bank"), nor is the Bank selling this travel insurance as an insurance agent or broker.
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A. General Terms and Conditions
- The promotion period of the Program is from July 1, 2025 – September 30, 2025, both dates inclusive (“Promotion Period”).
- The Promotion is only applicable to new “WISE BANKING” customers and general personal banking customers of China Construction Bank (Asia) Corporation Limited (the “Bank”) within the Promotion Period and have not maintained any accounts in sole name or joint name and used any banking products or services (excluding credit card account and Wealth Management Connect “Southbound Scheme” account) of the Bank in the past 12 months before the date of joining this Program, i.e., between July 1, 2024 to June 30, 2025, inclusive of both dates ("Eligible Customers"). The Promotion is not applicable to Private Banking customers, Commercial Banking customers, corporate customers and Capital Investment Entrant Scheme customers, “PRIVATE WEALTH”, “PREMIER BANKING” personal banking customers of the Bank and is not applicable to the staff of the Bank and the staff of the subsidiary companies of China Construction Bank. This Promotion is only applicable to customers registered with a Hong Kong address. The Bank reserves the right to determine the eligibility of the customers for this Promotion.
- Eligible Customers will be entitled to the offer as specified under Section B (“Offer”) for only once; for joint accounts, only the primary account holders will be entitled to the Offer and qualified as Eligible Customers.
- If an Eligible Customer is also entitled to other promotional offers for or relating to the same account, product or service, the Bank reserves the right to provide only one offer to the Eligible Customer.
- If an Eligible Customer terminates or cancels any of the relevant services in respect of which offers would be awarded or no longer holds any Savings or Checking account with the Bank before or at the time of receiving the relevant Offers, he/ she will be disqualified.
- The Bank reserves the rights to suspend, modify or terminate any of the offer(s) or the Program and change these Terms and Conditions at any time.
- Eligible Customers are also bound by the terms and conditions for the relevant banking products and services. Please refer to the relevant promotional materials, visit the official website of the Bank or contact our staff for details.
- In case of any inconsistency between English and Chinese versions of these Terms and Conditions, the English version shall prevail. In case of dispute, the decision of the Bank shall be final and conclusive.
B. Offer Details
-
Eligible Customers are required to complete the following designated tasks by specified dates:
Task
Task Completion Date
(Both Dates Inclusive)a. Through CCB (Asia)'s "e-Account Service",
- Open all of the following accounts including (i) Multi-Currency Statement Savings Account, (ii) HKD Statement Savings Account, and (iii) Time Deposit Account
July 1 to
September 30, 2025b. Complete the Online Registration Form of the Program*
July 1 to
September 30, 2025c. Deposit the designated Time Deposit Amount into the newly established HKD Statement Savings Account.
July 1 to
October 15, 2025 -
The eligible Customers who meet all the requirements listed in clause 9 (“Eligible Customers who have completed the tasks”) above can enjoy one of the following preferential time deposit interest rates (p.a.) (“Offer”), limited to once only.
Tenor Time Deposit Amount Preferential HKD
Time Deposit
Interest Rate (p.a.)
3-Month HKD $10,000 (Fixed Amount) 6.88% HKD $50,000 (Fixed Amount) 3.28% -
The Bank will execute the placement of the corresponding time deposit according to the tenor the Eligible Customers selected on the Online Registration Form and according to the Offer listed under Clause 10 of these Terms & Conditions, within 2 working days from the day of tasks completion.
Principal amount of the Time Deposit will be debited from your HKD Statement Savings Account, please ensure that the designated account holds adequate funds to facilitate the time deposit placement. Failing which, it may result in an unsuccessful placement of the Time Deposit. Maturity instruction of the Time Deposit will be crediting the principal plus interest to your HKD Statement Savings Account.
This promotion material is intended to be distributed in the Hong Kong Special Administrative Region (“Hong Kong”) for reference only, and shall not be construed as an offer to sell or a solicitation of an offer or recommendation to purchase or sale or provision of any investment product in or outside Hong Kong. The promotion materials are issued by China Construction Bank (Asia) Corporation Limited which is a licensed bank regulated by the Hong Kong Monetary Authority, a licensed insurance agency under the Insurance Ordinance (Chapter 41, Laws of Hong Kong) and a Registered Institution (CE No. AAC155) under the Securities and Futures Ordinance to carry on Type 1 (Dealing in Securities) and Type 4 (Advising on Securities) Regulated Activities. This promotion material has not been reviewed by any regulatory authorities in Hong Kong.