Open account via e-Account Service
Complete simple tasks and enjoy preferential interest rate!

Preferential HKD Time Deposit Interest Rate of up to 6.88% p.a.

From July 1 to September 30, 2025, eligible new customers who open an account through “e-Account Service” and complete simple tasks by designated dates can enjoy preferential time deposit interest rate without the needs of going to branches!

Complete Simple Tasks

Open an account via e-Account Service
Deposit designated funds

Enjoy Preferential Interest Rate

Customers who complete all the above tasks can enjoy one of the following preferential time deposit interest rates (p.a.):

Tenor Time Deposit Amount (HKD) Preferential HKD Time Deposit
Interest Rate (p.a.)
3-month $10,000
$50,000 3.28%
Notes:
  • Within 2 business days after completing all required tasks, the bank will automatically execute the placement of the corresponding time deposit based on your chosen time deposit amount (fixed amount).
  • The offer is bound by terms and conditions. For details, please refer to the relevant terms and conditions or contact our staff.
3 Simple Steps to
unlock Preferential Interest Rate!
Open an Account via CCB (Asia)'s e-Account Service
Task Completion Period
July 1 to September 30, 2025
Click here or scan the QR code below to download the CCB (HK&MO) App
and open an account via the "e-Account Service"!
After downloading the CCB (HK&MO) App, click on:
“e-Account Service” > “Start account application"
Application Tip:
When applying, be reminded to select all types of accounts available, inclusive of: Multi-currency Statement Savings Account, HKD Statement Savings Account, and Time Deposit Account.
Upon successfully submitting your application, your 'Application Number' will be shown.

A screenshot of this page is recommended as the 'Application Number' is essential for the next step 'Completing the Online Registration Form'. This number is also present in the account opening notification sent to your registered email and/or mobile phone SMS.
Complete Online Registration Form
Task Completion Period
July 1 to September 30, 2025
Please click here or scan the following QR code to complete the online registration form after submitting your account opening application.
Note: Please ensure that all entered data is accurate and error-free. Any discrepancies compared to bank records may result in the failure to place a time deposit.
In scenarios where a customer has submitted multiple times of Online Registration Form, the Bank shall proceed with the first valid rendition of the Online Registration Form for further processing. Subsequent submissions will be considered invalid.
Deposit Designated Funds
Task Completion Period
July 1 to October 15, 2025
Via channels such as "FPS" (Faster Payment System) or ATMs, deposit the designated time deposit amount (i.e. HK$10,000 or HK$50,000) which you selected on the Online Registration Form into the specific account in order to place a time deposit.
Within 2 working days after completing all required tasks, the bank will automatically execute the placement of the corresponding time deposit based on the time deposit amount you selected on the Online Registration Form.
Note: Please ensure the designated account maintains sufficient funds for the preferential time deposit placement of the offer. A shortfall in required funds could lead to a failure in time deposit placement.
Download the App now to Complete Tasks!
ccba_app
ccba-app-find
appstore
google_play
huawei-store
ccba-app-qr

Download Android application package*

More Fabulous Offers
推薦活動圖片
Customer Referral Program

After your account opening, simply invite your friends and family to complete the “New Customer Referral Form” online and fulfill the designated requirements. For every successful referral of a new customer, you can enjoy the preferential time deposit interest rate of 6.88% p.a. on the designated time deposit amount! The rewards are cumulative-refer more, earn more!

推薦活動圖片
Credit Card Offers

Enjoy local and overseas privileges with CCB(Asia) TRAVO World Mastercard, including:

  • Overseas spending up to 4% cash rebate or HK$1.5/mile1
  • Local dining up to 2% cash rebate or HK$3/mile1
  • Free family travel insurance2

Apply CCB(Asia) TRAVO World Mastercard now to enjoy up to HK$800 cash rebate!

Remarks:
  1. Program registration is needed within the promotion period to enjoy Overseas Spending, Local Dining, and Advance Bonus Points Rewards. Please refer to the website, and Terms and Conditions for details. Mileage rewards are calculated based on Bonus Points conversion rate of the "Bonus Points Reward Programme" where every 15 points = 1 mile.
  2. This is applicable exclusively to CCB(Asia) TRAVO World Mastercard customers who need to register on the Mastercard website. For travel insurance, it is not a product of China Construction Bank (Asia) ("the Bank"), nor is the Bank selling this travel insurance as an insurance agent or broker.
Share : facebook icon
social media button

Enquiry Hotline: (852) 2903 8308

To borrow or not to borrow? Borrow only if you can repay!

Don't be tempted by quick money. Don't lend your bank account to anyone to launder money.


Terms & Conditions
Terms and Conditions for New Personal Banking Customer Time Deposit Promotion (“Program”)

A. General Terms and Conditions
  1. The promotion period of the Program is from July 1, 2025 – September 30, 2025, both dates inclusive (“Promotion Period”).
  2. The Promotion is only applicable to new “WISE BANKING” customers and general personal banking customers of China Construction Bank (Asia) Corporation Limited (the “Bank”) within the Promotion Period and have not maintained any accounts in sole name or joint name and used any banking products or services (excluding credit card account and Wealth Management Connect “Southbound Scheme” account) of the Bank in the past 12 months before the date of joining this Program, i.e., between July 1, 2024 to June 30, 2025, inclusive of both dates ("Eligible Customers"). The Promotion is not applicable to Private Banking customers, Commercial Banking customers, corporate customers and Capital Investment Entrant Scheme customers, “PRIVATE WEALTH”, “PREMIER BANKING” personal banking customers of the Bank and is not applicable to the staff of the Bank and the staff of the subsidiary companies of China Construction Bank. This Promotion is only applicable to customers registered with a Hong Kong address. The Bank reserves the right to determine the eligibility of the customers for this Promotion.
  3. Eligible Customers will be entitled to the offer as specified under Section B (“Offer”) for only once; for joint accounts, only the primary account holders will be entitled to the Offer and qualified as Eligible Customers.
  4. If an Eligible Customer is also entitled to other promotional offers for or relating to the same account, product or service, the Bank reserves the right to provide only one offer to the Eligible Customer.
  5. If an Eligible Customer terminates or cancels any of the relevant services in respect of which offers would be awarded or no longer holds any Savings or Checking account with the Bank before or at the time of receiving the relevant Offers, he/ she will be disqualified.
  6. The Bank reserves the rights to suspend, modify or terminate any of the offer(s) or the Program and change these Terms and Conditions at any time.
  7. Eligible Customers are also bound by the terms and conditions for the relevant banking products and services. Please refer to the relevant promotional materials, visit the official website of the Bank or contact our staff for details.
  8. In case of any inconsistency between English and Chinese versions of these Terms and Conditions, the English version shall prevail. In case of dispute, the decision of the Bank shall be final and conclusive.

B. Offer Details
  1. Eligible Customers are required to complete the following designated tasks by specified dates:

    Task

    Task Completion Date
    (Both Dates Inclusive)

    a.  Through CCB (Asia)'s "e-Account Service",

    • Open all of the following accounts including (i) Multi-Currency Statement Savings Account, (ii) HKD Statement Savings Account, and (iii) Time Deposit Account

    July 1 to
    September 30, 2025

    b. Complete the Online Registration Form of the Program*

    July 1 to
    September 30, 2025

    c. Deposit the designated Time Deposit Amount into the newly established HKD Statement Savings Account.

    July 1 to
    October 15, 2025

    *Please ensure the particulars recorded on the Online Registration Form are correct. Any discrepancies failing to match with the Bank's record might culminate in an unsuccessful Time Deposit placement. In scenarios where a customer has submitted multiple times of Online Registration Form, the Bank shall proceed with the first valid rendition of the Online Registration Form for further processing. Subsequent submissions will be considered invalid. In the event of any disputes arising out of this promotion, the Bank’s decision shall be final and conclusive.
  2. The eligible Customers who meet all the requirements listed in clause 9 (“Eligible Customers who have completed the tasks”) above can enjoy one of the following preferential time deposit interest rates (p.a.) (“Offer”), limited to once only.
    Tenor Time Deposit Amount Preferential HKD
    Time Deposit
    Interest Rate (p.a.)
    3-Month HKD $10,000 (Fixed Amount) 6.88%
    HKD $50,000 (Fixed Amount) 3.28%
  3. The Bank will execute the placement of the corresponding time deposit according to the tenor the Eligible Customers selected on the Online Registration Form and according to the Offer listed under Clause 10 of these Terms & Conditions, within 2 working days from the day of tasks completion.

    Principal amount of the Time Deposit will be debited from your HKD Statement Savings Account, please ensure that the designated account holds adequate funds to facilitate the time deposit placement. Failing which, it may result in an unsuccessful placement of the Time Deposit. Maturity instruction of the Time Deposit will be crediting the principal plus interest to your HKD Statement Savings Account.


Disclaimer
This promotion material is intended to be distributed in the Hong Kong Special Administrative Region (“Hong Kong”) for reference only, and shall not be construed as an offer to sell or a solicitation of an offer or recommendation to purchase or sale or provision of any investment product in or outside Hong Kong. The promotion materials are issued by China Construction Bank (Asia) Corporation Limited which is a licensed bank regulated by the Hong Kong Monetary Authority, a licensed insurance agency under the Insurance Ordinance (Chapter 41, Laws of Hong Kong) and a Registered Institution (CE No. AAC155) under the Securities and Futures Ordinance to carry on Type 1 (Dealing in Securities) and Type 4 (Advising on Securities) Regulated Activities. This promotion material has not been reviewed by any regulatory authorities in Hong Kong.