Limited-Time Bonus Rewards:
Open account via
e-Account Service to Enjoy Amazing Rewards！
Enjoy instant RMB200 cash reward upon account opening, plus up to 6.88% p.a. Preferential HKD Time Deposit Interest Rate
Limited-Time Bonus Reward
Preferential Interest Rate Offer
Complete the registration and deposit funds to enjoy one of the following preferential time deposit interest rates (p.a.):
| Tenor | Time Deposit Amount (HKD) | Preferential HKD Time Deposit Interest Rate (p.a.) |
| 3-month | $10,000 |  |
| $50,000 | 3.28% |
unlock Amazing Offers!
Open an Account via CCB (Asia)'s e-Account Service
August 1 – August 31, 2025
and open an account via the "e-Account Service"!
“e-Account Service” > “Start account application"
Application Tip: When applying, be reminded to select all types of accounts available, inclusive of: Multi-currency Statement Savings Account, HKD Statement Savings Account, and Time Deposit Account.
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Upon successfully submitting your application, your
'Application Number' will be shown.
A screenshot of this page is recommended as the 'Application Number' is essential for the step 'Completing the Online Registration Form' of the preferential time deposit offer. This number is also present in the account opening notification sent to your registered email and/or mobile phone SMS. |
Complete Online Registration Form
August 1 – September 30, 2025
or scan the following QR code to complete the online registration form after submitting your
account opening application.
In scenarios where a customer has submitted multiple times of Online Registration Form, the Bank shall proceed with the first valid rendition of the Online Registration Form for further processing. Subsequent submissions will be considered invalid.
Deposit Designated Funds
August 1 – October 15, 2025
New Customer Referral Program
After your account opening, simply invite your friends and family to complete the “New Customer Referral Form” online and complete account opening. For every successful referral of a new customer, you can enjoy up to HKD500 cash reward! The rewards are cumulative - refer more, earn more!
Credit Card Offers
Enjoy local and overseas privileges with CCB(Asia) TRAVO World Mastercard, including:
- Overseas spending up to 4% cash rebate or HK$1.5/mile1
- Local dining up to 2% cash rebate or HK$3/mile1
- Free family travel insurance2
Apply CCB(Asia) TRAVO World Mastercard now to enjoy up to HK$800 cash rebate!
- Mileage rewards are calculated based on Bonus Points conversion rate of the "Bonus Points Reward Program," where every 15 points = 1 mile.
- This is applicable exclusively to CCB(Asia) TRAVO World Mastercard customers who need to register on the Mastercard website. For travel insurance, it is not a product of China Construction Bank (Asia) ("the Bank"), nor is the Bank selling this travel insurance as an insurance agent or broker.
Enquiry Hotline: (852) 2903 8308
To borrow or not to borrow? Borrow only if you can repay!
Don't be tempted by quick money. Don't lend your bank account to anyone to launder money.
A. General Terms and Conditions
- The promotion period of the Program is from August 1, 2025 - August 31, 2025, both dates inclusive (“Promotion Period”).
- The Promotion is only applicable to new “WISE BANKING” customers and general personal banking customers of China Construction Bank (Asia) Corporation Limited (the “Bank”) within the Promotion Period and have not maintained any accounts in sole name or joint name and used any banking products or services (excluding Wealth Management Connect “Southbound Scheme” account) of the Bank in the past 12 months before the date of joining this Program, i.e., between August 1, 2024 to July 31, 2025, inclusive of both dates ("Eligible Customers"). The Promotion is not applicable to Private Banking customers, Commercial Banking customers, corporate customers and Capital Investment Entrant Scheme customers, “PRIVATE WEALTH” personal banking customers of the Bank and is not applicable to the staff of the Bank and the staff of the subsidiary companies of China Construction Bank. This Promotion is only applicable to customers registered with a Hong Kong address. The Bank reserves the right to determine the eligibility of the customers for this Promotion.
- Eligible Customers will be entitled to each of the offer as specified under Section B (“Offer”) for only once; for joint accounts, only the primary account holders will be entitled to the Offer and qualified as Eligible Customers.
- If an Eligible Customer is also entitled to other promotional offers for or relating to the same account, product or service, the Bank reserves the right to provide only one offer to the Eligible Customer.
- If an Eligible Customer terminates or cancels any of the relevant services in respect of which offers would be awarded or no longer holds any Savings or Checking account with the Bank before or at the time of receiving the relevant Offers, he/ she will be disqualified.
- The Bank reserves the rights to suspend, modify or terminate any of the offer(s) or the Program and change these Terms and Conditions at any time.
- Eligible Customers are also bound by the terms and conditions for the relevant banking products and services. Please refer to the relevant promotional materials, visit the official website of the Bank or contact our staff for details.
- In case of any inconsistency between English and Chinese versions of these Terms and Conditions, the English version shall prevail. In case of dispute, the decision of the Bank shall be final and conclusive.
B. Offer Details
- e-Account Service Opening Reward ("e-Account Reward")
- During the Promotion Period, the first 3,500 Eligible Customers who successfully open all of the following accounts (“Designated Accounts”) including (i) Multi-Currency Statement Savings Account, (ii) HKD Statement Savings Account, and (iii) Time Deposit Account through CCB (Asia)'s e-Account Service shall receive a cash reward of RMB 200. The e-Account Reward is granted on a first-come-first-served basis while quota lasts, determined by the effective date when the Eligible Customer becomes a personal banking customer of the Bank. Offers are subject to availability until fully allocated.
- Cash Reward will be credited directly to Eligible Customer’s valid Multi-Currency Statement Savings
Account opened most recently with the Bank according to the below schedule. Such account must be valid at
the time of receipt of cash reward; otherwise, the cash reward will be forfeited.
Account Opening Date
Date of Crediting the Cash Reward
August 1 to August 31, 2025
On or before October 31, 2025
- RESTRICTION - If an eligible customer cancels any Designated Account(s) under this Program within 6 months after account opening, the Bank may deduct administrative fees equivalent to the issued e-Account Reward from the customer's account without prior notice.
- New Customer Preferential Time Deposit Rate Offer (“Time Deposit Offer”)
- Time Deposit Offer is not applicable to customers who newly open or become “PREMIER BANKING” during the Promotion Period.
- Eligible Customers are required to complete the following designated tasks by specified dates:
Task
Task Completion Date
(Both Dates Inclusive)- a. Through CCB (Asia)'s "e-Account Service", open all of the following accounts including (i) Multi-Currency Statement Savings Account, (ii) HKD Statement Savings Account, and (iii) Time Deposit Account
August 1 to
August 31, 2025- b. Complete the Online Registration Form of the Program*
August 1 to
September 30, 2025- c. Deposit the designated Time Deposit Amount into the newly established HKD Statement Savings Account.
August 1 to
October 15, 2025*Please ensure the particulars recorded on the Online Registration Form are correct. Any discrepancies failing to match with the Bank's record might culminate in an unsuccessful Time Deposit placement. In scenarios where a customer has submitted multiple times of Online Registration Form, the Bank shall proceed with the first valid rendition of the Online Registration Form for further processing. Subsequent submissions will be considered invalid. In the event of any disputes arising out of this promotion, the Bank’s decision shall be final and conclusive.
- The eligible Customers who meet all the requirements listed in clause 10II (“Eligible Customers who
have completed the tasks”) above can enjoy one of the following preferential time deposit interest
rates (p.a.), limited to once only.
Tenor
Time Deposit Amount
Preferential HKD
Time Deposit
Interest Rate (p.a.)3-Month
HKD $10,000
(Fixed Amount)6.88%
HKD $50,000
(Fixed Amount)3.28%
- The Bank will execute the placement of the corresponding time deposit according to the tenor the Eligible
Customers selected on the Online Registration Form and according to the Offer listed under Clause 10 III of
these Terms & Conditions, within 2 working days from the day of tasks completion.
Principal amount of the Time Deposit will be debited from your HKD Statement Savings Account, please ensure that the designated account holds adequate funds to facilitate the time deposit placement. Failing which, it may result in an unsuccessful placement of the Time Deposit. Maturity instruction of the Time Deposit will be crediting the principal plus interest to your HKD Statement Savings Account.
Currency Exchange
Currency exchange involves bid-ask spread.
Exchange Rate Risk
Currency exchange rates are affected by a wide range of factors, including national and international financial and economic conditions and political and natural events. The effect of normal market force may at times be countered by intervention by central banks and other bodies. At times, exchange rates, and price linked to such rates, may rise or fall rapidly. The fluctuations in the exchange rate of a foreign currency may result in losses in the event that you convert HKD to any foreign currency or vice versa.
RMB Currency Risk
RMB is currently not freely convertible and is subject to exchange controls and restrictions (which are subject to changes from time to time without notice). You should consider and understand the possible impact on your liquidity of RMB funds in advance. The fluctuation in the exchange rate of RMB may result in losses in the event that you convert RMB into other currencies. Onshore RMB and offshore RMB are traded in different and separate markets operating under different regulations and independent liquidity pool with different exchange rates. Their exchange rate movements may deviate significantly from each other.
Disclaimer
This promotion material is intended to be distributed in the Hong Kong Special Administrative Region (“Hong Kong”) for reference only, and shall not be construed as an offer to sell or a solicitation of an offer or recommendation to purchase or sale or provision of any investment product in or outside Hong Kong. The promotion materials are issued by China Construction Bank (Asia) Corporation Limited which is a licensed bank regulated by the Hong Kong Monetary Authority, an approved insurance agent under the Insurance Ordinance (Chapter 41, Laws of Hong Kong) and a Registered Institution (CE No. AAC155) under the Securities and Futures Ordinance to carry on Type 1 (Dealing in Securities) and Type 4 (Advising on Securities) Regulated Activities. This promotion material has not been reviewed by any regulatory authorities in Hong Kong.
cash reward upon account opening, 
p.a. Preferential HKD Time Deposit Interest Rate