Step Up Savings Account
Open an account and enroll now for an offer of up to 5% (HKD / USD) / up to 3% (RMB) Savings Interest Rate (p.a.)
From April 17, 2024 to May 16, 2024, customers can enjoy up to 5% (HKD / USD) / up to 3% (RMB) preferential savings interest rates (p.a.)2 by opening a Step Up Savings Account, enrolling for the Step Up Offer and depositing funds within Deposit Open Period1. Act now and nurture your wealth with growing interests!
Without having to visit our branches, you can simply open a Step Up Savings Account and enroll for the Step Up Offer anytime via the Bank's Online Banking or Mobile Banking to earn high interest rates at your fingertips!
Preferential Interest Rates (p.a.)2
| Currency3 Offer Period | 1st Month | 2nd Month | 3rd Month | 4th Month |
| HKD (minimum deposit amount HKD50,000) | 2.50% | 3.00% | 4.50% | 5.00% |
| USD (minimum deposit amount USD10,000) | 3.50% | 4.00% | 4.50% | 5.00% |
| RMB (minimum deposit amount RMB50,000) | 1.50% | 2.00% | 2.50% | 3.00% |
Example
A customer who enrolls for the Step Up Offer, deposits HK$1,000,000 on April 17, 2024, and maintains the same balance until the end of the Offer Period (4 months in total) would be entitled to earn
* Assuming the monthly interest earned is transferred out of the Step Up Savings Account
Demo of Opening Step Up Savings Account and Enrolling for Promotion Offer via e-Channels
Customers can open a Step Up Savings Account and enroll for the Step Up Offer anytime via the Bank's Online Banking / Mobile Banking / Smart Teller Machines with just a few clicks!
Act now to enjoy monthly interest growth!
New Customers
Apply for e-Account Service
Just a few steps to open account and enjoy hassle-free experience at your fingertips
Existing Customers
Open Step Up Savings Account and Enroll for the Promotion Offer Now
If you have not yet registered for Online Banking and Mobile Banking, please click “Register now”
Remarks:
- Eligible Customer can only deposit to the Step Up Savings Account within 6 calendar days after Step Up Offer enrollment. The Deposit Open Period is up to the cut-off time of the Bank’s system.
- The Preferential Interest Rate is quoted as of April 8, 2024 and is for reference only and subject to change from time to time. Please visit the Bank’s website www.asia.ccb.com/hk/stepup/en or contact our staff for details.
- Step Up Offer is only available for Step Up Savings Accounts in HKD, USD or RMB. Upon enrolling Step Up Offer during the Promotion Period (i.e. From April 17, 2024 to May 16, 2024), Eligible Customer is entitled to Step Up Offer in each of above-mentioned “Step Up Savings Account” once only during the Offer Period comprising 4 phases (see clause 6 for details).
The above offers and services are bound by related terms and conditions, please refer to the following terms and conditions or contact our staff for details.
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Please click here to read the Terms and Conditions for Step Up Savings Account Offer (“Step Up Offer”)
Risk Disclosure
RMB Currency Risk
RMB is currently not freely convertible and is subject to exchange controls and restrictions (which are subject to changes from time to time without notice). You should consider and understand the possible impact on your liquidity of RMB funds in advance. The fluctuation in the exchange rate of RMB may result in losses in the event that you convert RMB into other currencies. Onshore RMB and offshore RMB are traded in different and separate markets operating under different regulations and independent liquidity pool with different exchange rates. Their exchange rate movements may deviate significantly from each other.
Exchange Rate Risk
Currency exchange rates are affected by a wide range of factors, including but not limited to national and international financial and economic conditions and political and natural events. The effect of normal market forces may at times be countered by intervention by central banks and other bodies. At times, exchange rates, and prices linked to such rates, may rise or fall rapidly.
RMB Currency Risk
RMB is currently not freely convertible and is subject to exchange controls and restrictions (which are subject to changes from time to time without notice). You should consider and understand the possible impact on your liquidity of RMB funds in advance. The fluctuation in the exchange rate of RMB may result in losses in the event that you convert RMB into other currencies. Onshore RMB and offshore RMB are traded in different and separate markets operating under different regulations and independent liquidity pool with different exchange rates. Their exchange rate movements may deviate significantly from each other.
Exchange Rate Risk
Currency exchange rates are affected by a wide range of factors, including but not limited to national and international financial and economic conditions and political and natural events. The effect of normal market forces may at times be countered by intervention by central banks and other bodies. At times, exchange rates, and prices linked to such rates, may rise or fall rapidly.