Savings Account

Nurture your money now to
reap the rewards sooner

Keep your options open with our Hong Kong Dollar Savings Account, which offers you the choice of receiving account updates, or with our Multi-Currency Statement Savings Account, enabling you to save in 11 different currencies.

HKD/USD/RMB Savings Account

Multi-Currency Statement Savings Account

  • Choice of 11 currencies including HKD, USD, RMB, GBP, CAD, AUD, NZD, JPY, CHF, EUR, SGD
  • Simple interest accrued daily and paid monthly
  • Minimum opening deposit of HK$1,000 or equivalent
  • Monthly statement detailing all account activities

RMB Currency Risk
RMB is subject to the PRC government's control (for example, exchange restrictions). Besides, there is no guarantee that RMB will not depreciate. If customers convert Hong Kong Dollar or any other currency into RMB so as to invest in RMB denominated investment products and subsequently convert the RMB redemption proceeds back into Hong Kong Dollar or any other currency, you may suffer a loss if RMB depreciates against Hong Kong Dollar or other currency.

Currency switching
Currency exchange rates are affected by a wide range of factors, including national and international financial and economic conditions and political and natural events. The effect of normal market force may at times be countered by intervention by central banks and other bodies. At times, exchange rates, and price linked to such rates, may rise or fall rapidly.