CCB (Asia) Octopus UnionPay Dual Currency Credit Card

One Card to Carry Fantastic Moments

Successfully apply to enjoy the ultimate convenience of Octopus and UnionPay, as well as various enhanced cross-border privileges.


Fee Schedule
  • Features
  • Cardmember Benefits
octopus cardOctopus and credit card functions 2-in-1

With both credit card and Octopus functions, all kinds of spending become easier! So you can carry one card instead of two from now on for more convenience!

For details, please refer to Conditions of Issue of Octopus .

Automatic Add ValueBuilt in with Automatic Add Value Service ("AAVS")

Whenever the stored value in your Octopus reaches zero or a negative balance, HK$500 or HK$250 will be automatically reloaded on your card. You can earn Bonus Points for every AAVS transaction and you can convert it to Monthly Auto Cash Rebates.

For details, please refer to Octopus Automatic Add Value Agreement .

Apply AAVSApply AAVS for Octopus card
  1. The AAVS function is now available for Octopus card (including Octopus on iPhone/Apple Watch and Smart Octopus on Samsung Pay). Please download the application form here .
  2. Submit your application via fax or online document submission :
    Select
    1. Credit Card Related Services (applicable to existing credit card customers only)
    2. Octopus Automatic Add Value Service Application Form

Note: You may apply for AAVS to be linked to three Octopus belonging to you and up to three Octopus belonging to your family members, friends or relatives aged 12 or above. However each Octopus can be linked to only one AAVS account. Please refer to the Terms of Application for Octopus Automatic Add Value Service and Personalised Octopus Application .

AAVS Function ActivationAAVS Function Activation

You can now activate the Octopus AAVS simply and easily from home.

Please browse the
Octopus AAVS Tutorial for more details.
Reward Scheme Reward Scheme
Reward for your year-round Spending

Earn 1 Bonus Point with every CNY/HK$1 spending, cash advance or AAVS transaction with the card. Your bonus points can be redeemed for a cash rebate in CNY or HKD, which will be automatically converted on a monthly basis. What's more, there is no annual limit on the amount of cash rebate you can earn.

Bonus Points Cash Rebate
Every 250 Points CNY/HK$1 Cash Rebate
Remarks: Cash Rebate amount earned will be deposited into your selected HK$/RMB credit card account, and will be shown in the same period of statement. Please refer to "Dual Currency Cash Rebate Scheme" for the offer details and relevant terms and conditions.
Currency logo Two Currencies in One Card
No Overseas Transaction Handling Fees

CCB (Asia) Octopus UnionPay Dual Currency Credit Card combines both RMB and HK$ credit card accounts in one card. Whether you spend in China, Hong Kong or overseas, you can enjoy better foreign currency exchange rate. China spending is settled in RMB, while spending in Hong Kong and overseas is settled in HKD. Spending with dual currency in one card brings you the ultimate convenience and saving.


Year-Round HK$0 Handling Fee Waiver for Overseas Spending

Waiver of handling charges for overseas spending and foreign exchange to bring you more savings while enjoying shopping.


Example for better deals on overseas transactions:

Ways of Purchase CCB (Asia) UnionPay Dual Currency Credit Card Other Credit Cards
Japanese Yen JPY131,854 JPY131,854
Purchase equivalent value in Hong Kong Dollars + Handling fee HK$10,000+HK$0 HK$10,000+HK$195
Actual equivalent value in Hong Kong Dollars HK$10,000 HK$10,195
Comparison HK$0 Handling Fee Saved HK$195
equal 1.95%
Up to 1.95%
Remarks:
  1. The above data, spending amount and exchange amount are for reference only.
  2. For the detailed terms and conditions of other credit cards, please contact the individual card issuers.
  3. The above case is only applicable to CCB (Asia) UnionPay Dual Currency Credit Card.
Credit Card logo CCB (Asia) UnionPay Dual Currency Credit Card
Various Experience

Personal Concierge Privileges


Assistance in various areas, including travel, shopping, art and entertainment, wellness and dining.

UnionPay Permium Service Hotline +852 2169 0108


Dragon HKPay logoDragon HKPay QR Code Payment

CCBA UnionPay Credit Card holders may bind their credit card in Mobile Banking to enjoy UnionPay QR Code Payment Service. Upon successful binding, holders may make global QR Code payment to merchants simply through scanning a UnionPay QR Code. For details regarding the binding process and product functions, please refer to https://www.asia.ccb.com/hongkong/personal/banking_channels/dragon-hkpay/index.html

*UnionPay QR Code payments must be taken place in countries or regions where UnionPay International has permitted such service to be carried out.

Dragon HKPay

UnionPay App logoUnionPay App

With UnionPay App, you can make easier, faster and safer contactless payment with your CCB (Asia) UnionPay Credit Card than ever! Add your card to UnionPay App now to enjoy convenient payment and fabulous offers! For details regarding the binding process and product functions, please refer to https://www.asia.ccb.com/hongkong/personal/credit_cards/upapp/

UnionPay and UnionPay App
Secure WayA More Secure Way to Spend

Adjust RMB Credit Limit of CCB (Asia) Octopus UnionPay Dual Currency Credit Card Anytime

Simply call our Customer Service Hotline to adjust the RMB credit limit for your Dual Currency Credit Card, to enjoy extra peace of mind while spending in China at ease.

APPLY NOW
Customer Service Hotline
+852 3179 5578  #

# Office hours: Monday – Friday 9:00 a.m. – 6:00 p.m.; Closed on Saturdays, Sundays and Public Holidays

To borrow or not to borrow? Borrow only if you can repay!

Enjoy Bountiful Benefits

  • Varieties of Installment Programmes, Greater Repayment Flexibilities
    • Up-to 60-month interest-free installment plan
    • "Chill" Spending Installment Program

       Chill Spending Installment Program
    • Credit Card "Cash Out" Installment Programme

       CASH OUT Installment
APPLY NOW
Customer Service Hotline
+852 3179 5578  #

# Office hours: Monday – Friday 9:00 a.m. – 6:00 p.m.; Closed on Saturdays, Sundays and Public Holidays

To borrow or not to borrow? Borrow only if you can repay!