CCB (Asia) Credit Card Installment Loan Program
CCB (Asia) Credit Card provides you an array of installment plans to maximize your financial flexibility.

Selected Customers can enjoy up to HKD7,000 Cash Rebate
for Credit Card Spending and Insurance Premium Installments
“Chill” Spending Installment Program
Insurance premium, buying a car, and other spending can also be repaid by installments. Spend and Chill while repaying at ease! Apply for the CCB (Asia) Credit Card “Chill” Spending Installment Program with a preferential monthly flat rate as low as 0.30% for up to 60 months of repayment period, and enjoy up to HKD7,000 cash rebate!
Apply now via Mobile/Online Banking or CCB (Asia) Credit Card Installment Hotline 317 95518!
Apply Now via Online Banking
If you don't have a CCB (Asia) Credit Card yet, click here to apply now!

Super Low Interest Rate
Insurance Premium Payment and/or Tax Payment: Monthly Flat Rate at 0.30%1
(Applicable to Application by CCB (Asia) Credit Card Installment Hotline or Registration Form only)
Details
Installment Amount | Monthly Flat Rate |
HKD1,000 or above | 0.30% |
General Spending: Monthly Flat Rate as low as 0.35%2
Details
Installment Amount | Monthly Flat Rate |
HKD1,000 - HKD8,999 | 0.50% |
HKD9,000 - HKD29,999 | 0.42% |
HKD30,000 or above | 0.35% |

Credit Card Installment Hotline#:
317 95518
317 95518

Product Features
- Installment amount as low as HKD1,000
- No handling fee
- Unlimited number of applications
- Repayment options 6/12/18/24/36/48/60 months
- No document required

“Chill” Spending Installment First Successful Application via eBanking offer
Get up to HKD1,000 Cash Rebate3 for your first successful application to the “Chill” Spending Installment Program made via Mobile/Online Banking.
Details
Installment Plan Amount | First Successful “Chill” Spending Installment Application via eBanking Cash Rebate |
HKD9,000 – HKD29,999 | HKD100 |
HKD30,000 – HKD49,999 | HKD300 |
HKD50,000 – HKD99,999 | HKD500 |
HKD100,000 or above | HKD1,000 |
Better Budgeting with Flexible Installment Plans

Pay insurance premium for a better insurance protection!
Example: HKD20,000 / 12 monthly installments
Monthly Repayment: HKD1,7274

Buy a car to enhance your quality of living!
Example: HKD350,000 / 60 monthly installments
Monthly Repayment: HKD7,0595

Explore the world and broaden your horizons!
Example: HKD12,000 / 24 monthly installments
Monthly Repayment: HKD5516

Upgrade your home with new appliances!
Example: HKD1,000 / 6 monthly installments
Monthly Repayment: HKD1727
“Summer Spending Installment Rewards Program” Enjoy up to HKD6,000 Cash Rebate

From July 1, 2023 to September 30, 2023 (“Promotional Period”), selected CCB (Asia) Customers8 who apply for eligible “Chill” spending installments9 with designated amounts during the Phase can receive up to HKD2,000 Cash Rebate, up to HKD6,000 cash rebate10 for the whole Promotion! Details are as follows:
Successful Application via Mobile/Online Banking during each phase
Up to HKD2,000 Cash Rebate
or
Successful Application via CCB (Asia) Credit Card Installment Hotline during each phase
Up to HKD1,000 Cash Rebate
Details
Phase 1:
July 1 - 31, 2023
July 1 - 31, 2023
Phase 2:
August 1 - 31, 2023
August 1 - 31, 2023
Phase 3:
September 1 – 30, 2023
September 1 – 30, 2023
Eligible “Chill” Spending Installment Amount in each Phase | Cash Rebate for application via CCB (Asia) Credit Card Installment Hotline | Cash Rebate for application via Mobile/Online Banking |
HKD9,000 – HKD29,999 | HKD100 | HKD200 |
HKD30,000 – HKD49,999 | HKD300 | HKD600 |
HKD50,000 – HKD99,999 | HKD500 | HKD1,000 |
HKD100,000 or above | HKD1,000 | HKD2,000 |
Register for “Summer Spending Installment Reward Program”
Registration Period: From July 1, 2023 at 10:00 a.m. to September 30, 2023 at 11:59 p.m.
Remarks:
- The Annualized Percentage Rate (“APR”) for monthly interest rate 0.30% is calculated as follows: 6-month repayment period is 6.32%, 12-month repayment period is 6.78%, 18-month repayment period is 6.93%, 24-month repayment period is 6.98%, 36-month repayment period is 7.00%, 48-month repayment period is 6.97%, 60-month repayment period is 6.92%.
- The Annualized Percentage Rate (“APR”) for monthly interest rate 0.35% is calculated as follows: 6-month repayment period is 7.40%, 12-month repayment period is 7.94%, 18-month repayment period is 8.10%, 24-month repayment period is 8.16%, 36-month repayment period is 8.16%, 48-month repayment period is 8.12%, 60-month repayment period is 8.05%.
- Each Cardmember will only be entitled to each cash rebate offer once only during the promotion period. Applicable to tenors of 12 months or more installment and customers who have not applied Spending Installment Program via Mobile / Online Banking on or before June 30, 2023.
- Calculated by total installment amount of HKD20,000, repayable by 12 monthly installments and a Monthly Interest Rate of 0.30%. Monthly Repayment around HKD1,727 (round up to integer).
- Calculated by total installment amount of HKD350,000, repayable by 60 monthly installments and a Monthly Interest Rate of 0.35%. Monthly Repayment around HKD7,059 (round up to integer).
- Calculated by total installment amount of HKD12,000, repayable by 24 monthly installments and a Monthly Interest Rate of 0.42%. Monthly Repayment around HKD551 (round up to integer).
- Calculated by total installment amount of HKD1,000, repayable by 6 monthly installments and a Monthly Interest Rate of 0.50%. Monthly Repayment around HKD172 (round up to integer).
- Selected customers refer to cardmembers who received the promotional materials (include MMS message / eDM / promotional leaflet) of this program, and/or did not apply for the “Chill” Spending Installment Program or the “Fun Express” Spending Installment Program during the period from June 16, 2022 to June 15, 2023 (defined in clause 1 of Terms and Conditions of "Summer Spending Installment Rewards Program”).
- Each applicant can receive the cash rebate offer once for each phase during the promotion period. Tenor must be 12 months or above. The installment will be based on the earliest installment amount made during each phase. Should there be more than one application on the same day, the application with higher amount will be counted. The Spending Installment Plan has to remain valid and in good standing at the time of fulfillment in order to be eligible for cash rebate offer.
- For the whole Promotion Period, the maximum of HKD6,000 Cash Rebate will be awarded for each Customer. The current cash rebate rewards will be credited to eligible Principal Card accounts on or before November 30, 2023. All cash rebates can only be used to discount outstanding balance of the relevant credit card account, cannot be exchanged or used as cash, and cannot be transferred.
Click here for Terms and Conditions for “Chill” Spending Installment Program.
Click here for Terms and Conditions for “Chill” Spending Installment First Successful Application offer via Mobile/Online Banking and “Summer Spending Installment Reward Program”.
Click here for Key Facts Statement (KFS) for Installment Loan and Illustration Example of Making Early Repayment.
Click here for the Frequently-Asked-Questions
From July 1, 2022, the product name of spending installment program is revised from “Fun Express” Spending Installment Program to “Chill” Spending Installment Program. Terms and conditions that apply to “Fun Express” Spending Installment Program is also applicable to “Chill” Spending Installment Program. (Except terms and conditions otherwise specify)
To borrow or not to borrow? Borrow only if you can repay!

Apply at Mobile Banking
Search CCB (Asia) Mobile App from Apple Store or Google Play
Search CCB (Asia) Mobile App from Apple Store or Google Play

Apply at Online Banking

CCB (Asia) Credit Card Installment Hotline#
317 95518
317 95518

Register Online for Insurance Premium Spending Installment Program
we will contact you within 3 working days
we will contact you within 3 working days
#Connect direct to our representative after choice of language. Office Hours: Monday – Friday: 9:00am – 8:00pm, Saturday: 9:00am – 1:00pm, closed on Sunday and public holidays.