CCB (Asia) Credit Card Installment Loan Program
CCB (Asia) Credit Card provides you an array of installment plans to maximize your financial flexibility.
Selected Customers enjoy Monthly Flat Rate as low as 0.26%1 and up to HK$1,000 Interest Rebate2 for Credit Card Spending and Insurance Premium Installments


Customers apply for Chill Spending installment plan for a flagship phone priced at HK$11,000, the Monthly Flat Rate is 0.35%* and monthly payment will be HK$955 for a 12 months spending installment (including HK$39 monthly interest). You may also enjoy up HKD100 interest rebate. Apply now via Mobile/Online Banking or call
Remarks: *The Annualized Percentage Rate (“APR”) is 7.94%. Terms and Conditions apply.

Time: 8:15 p.m.
Venue: Hong Kong Coliseum
Interest Rebate
as low as 0.26%
Installment Plan Amount | First Successful “Chill” Spending Installment Application via eBanking Interest Rebate |
HK$1,000 - HK$8,999 | HK$50 |
HK$9,000 – HK$29,999 | HK$100 |
HK$30,000 – HK$49,999 | HK$300 |
HK$50,000 – HK$99,999 | HK$500 |
HK$100,000 or above | HK$1,000 |
Monthly Flat Rate as low as 0.26%1
Installment Amount | General Spending Monthly Flat Rate | Insurance Premium Payment / Tax Payment Monthly Flat Rate* |
HK$1,000 - HK$9,999 | 0.42% 0.40% |
0.30% |
HK$10,000 - HK$29,999 | 0.37% 0.35% |
|
HK$30,000 - HK$79,999 | 0.35% 0.32% |
|
HK$80,000 - HK$149,999 | 0.32% 0.26% |
0.26% |
HK$150,000 or above | 0.26% |
Login to Mobile Banking and select “Credit Card/Loan”,
then select “Spending Installment” under “Menu”
- The Annualized Percentage Rate (“APR”) for monthly interest rate 0.26% is calculated as follows: 6-month repayment period is 5.46%, 12-month repayment period is 5.86%, 18-month repayment period is 5.99%, 24-month repayment period is 6.04%, 36-month repayment period is 6.06%, 48-month repayment period is 6.05%, 60-month repayment period is 6.02%, 72-month repayment period is 5.98%.
- Each Cardmember will only be entitled to each Interest Rebate offer once only during the promotion period. Applicable to tenors of 18 months or more installment and customers who have not applied Spending Installment Program via Mobile / Online Banking from March 16, 2024 to September 15, 2025. If Eligible Customer chooses to make early settlement or cancel the Installment Program, the Bank reserves the right to charge such Eligible Customer an amount equivalent to the amount of the Interest Rebate granted. Please refer to relevant Terms and Conditions for details.
Remark: “Chill” Spending Installment Program is only applicable to selected CCB (Asia) Cardmembers.

Search CCB (Asia) Mobile App from Apple Store or Google Play
Login to Mobile Banking and select “Credit Card/Loan”, then select “Spending Installment” under “Menu”
Login to Online Banking and select “Credit Cards”, then select “Spending Installment” under “Installment Loans/Cash Out”
317 95518
we will contact you within 3 working days