CCB (Asia) Credit Card Installment Loan Program
CCB (Asia) Credit Card provides you an array of installment plans to maximize your financial flexibility.
Selected Customers enjoy Monthly Flat Rate as low as 0.30%1 and up to HKD1,000 Cash Rebate2 for Credit Card Spending and Insurance Premium Installments
Enhanced feature in Mobile Banking! You can now select eligible transactions to be repaid by installments in Transaction History in Mobile Banking. Spending is now with added flexibility, and you can enjoy up to HKD1,000 cash rebate2!
Apply now via Mobile/Online Banking or call Hotline 317 95518!
Installment Amount | Monthly Flat Rate |
HKD1,000 or above | 0.30% |
Installment Amount | Monthly Flat Rate |
HKD1,000 - HKD8,999 | 0.50% |
HKD9,000 - HKD29,999 | 0.42% |
HKD30,000 or above | 0.35% |
317 95518
- Installment amount as low as HKD1,000
- No handling fee
- Unlimited number of applications
- Repayment options 6/12/18/24/36/48/60 months
- No document required
Installment Plan Amount | First Successful “Chill” Spending Installment Application via eBanking Cash Rebate |
HKD1,000 - HKD8,999 | HKD50 |
HKD9,000 – HKD29,999 | HKD100 |
HKD30,000 – HKD49,999 | HKD300 |
HKD50,000 – HKD99,999 | HKD500 |
HKD100,000 or above | HKD1,000 |
Example: HKD20,000 / 12 monthly installments
Monthly Repayment: HKD1,7274
Example: HKD350,000 / 60 monthly installments
Monthly Repayment: HKD7,0595
Example: HKD12,000 / 24 monthly installments
Monthly Repayment: HKD5516
Example: HKD1,000 / 6 monthly installments
Monthly Repayment: HKD1727
- The Annualized Percentage Rate (“APR”) for monthly interest rate 0.30% is calculated as follows: 6-month repayment period is 6.32%, 12-month repayment period is 6.78%, 18-month repayment period is 6.93%, 24-month repayment period is 6.98%, 36-month repayment period is 7.00%, 48-month repayment period is 6.97%, 60-month repayment period is 6.92%.
- Each Cardmember will only be entitled to each cash rebate offer once only during the promotion period. Applicable to tenors of 12 months or more installment and customers who have not applied Spending Installment Program via Mobile / Online Banking from March 16, 2023 to March 15, 2024.
- The Annualized Percentage Rate (“APR”) for monthly interest rate 0.35% is calculated as follows: 6-month repayment period is 7.40%, 12-month repayment period is 7.94%, 18-month repayment period is 8.10%, 24-month repayment period is 8.16%, 36-month repayment period is 8.16%, 48-month repayment period is 8.12%, 60-month repayment period is 8.05%.
- Calculated by total installment amount of HKD20,000, repayable by 12 monthly installments and a Monthly Interest Rate of 0.30%. Monthly Repayment around HKD1,727 (round up to integer).
- Calculated by total installment amount of HKD350,000, repayable by 60 monthly installments and a Monthly Interest Rate of 0.35%. Monthly Repayment around HKD7,059 (round up to integer).
- Calculated by total installment amount of HKD12,000, repayable by 24 monthly installments and a Monthly Interest Rate of 0.42%. Monthly Repayment around HKD551 (round up to integer).
- Calculated by total installment amount of HKD1,000, repayable by 6 monthly installments and a Monthly Interest Rate of 0.50%. Monthly Repayment around HKD172 (round up to integer).
Remark: “Chill” Spending Installment Program is only applicable to selected CCB (Asia) Cardmembers.
Search CCB (Asia) Mobile App from Apple Store or Google Play
Login to Mobile Banking and select “Credit Card/Loan”, then select “Spending Installment” under “Menu”
317 95518
we will contact you within 3 working days