CCB (Asia) Octopus UnionPay Dual Currency Credit Card

One Card to Carry Fantastic Moments

Successfully apply to enjoy the ultimate convenience of Octopus and UnionPay, as well as various enhanced cross-border privileges.





Fee Schedule
  • Welcome Gifts
  • Features
  • Cardmember Benefits


Perpetual Annual
Fee Waiver

Online Exclusive Offer for octopus unipay card
HKD 100 coupon
Supermarket Cash Coupon*
* New customer needs to submit Hong Kong ID Card Copy, Valid Residential Proof and Valid Income Proof/ Asset Proof. Please refer to “Terms and Conditions of the Online Application Gift” for details.


New Cardmember Welcome Gift

New customers1 successfully apply CCB (Asia) Octopus UnionPay Dual Currency Credit Card and fulfill the minimum spending requirement in designated period, can enjoy below fabulous gifts:


HKD 300 voucher
Shell HKD300 Fuel Voucher2
OR
HKD 250 rebate
HKD250 Octopus Cash Rebate3

Remarks: Offers are bound by terms and condition. Please refer to “Terms and Conditions of CCB (Asia) Octopus UnionPay Dual Currency Credit Card Welcome Gifts for New Cardmembers” for details.

1. Applicant must at any time in the 6 months ending on the date of application did not hold any principal credit card issued by the Bank.
2. Minimum total spending of HKD4,000 in the first 3 months from Card issuance date (including 1 time transaction at fuel station).
3. Minimum total spending of HKD4,000 in the first 3 months from Card issuance date (including 1 time Octopus Auto Reload).
APPLY NOW
Enquiry Hotline
+852 3179 5500 #
#Office hours: Monday - Friday 9:00 a.m. - 6:00 p.m. ; Closed on Saturdays, Sundays and Public Holidays
To borrow or not to borrow? Borrow only if you can repay!
octopus card Octopus and credit card functions 2-in-1

With both credit card and Octopus functions, all kinds of spending become easier! So you can carry one card instead of two from now on for more convenience!

For details, please refer to Conditions of Issue of Octopus.

Automatic Add Value Built in with Automatic Add Value Service ("AAVS")

Whenever the stored value in your Octopus reaches zero or a negative balance, HK$500 or HK$250 will be automatically reloaded on your card. You can earn Bonus Points for every AAVS transaction and you can convert it to Monthly Auto Cash Rebates.

For details, please refer to Octopus Automatic Add Value Agreement.

Apply AAVS Apply AAVS for Octopus card
  1. The AAVS function is now available for Octopus card (including Octopus on iPhone/Apple Watch and Smart Octopus on Samsung Pay). Please download the application form here.
  2. Submit your application via fax or online document submission:
    Select
    1. Credit Card Related Services (applicable to existing credit card customers only)
    2. Octopus Automatic Add Value Service and/ or Personalised Octopus Application Form
    3. Credit Card Service Form

Note: You may apply for AAVS to be linked to an Octopus belonging to you and up to three Octopus belonging to your family members, friends or relatives aged 12 or above. However each Octopus can be linked to only one AAVS account. Please refer to the Terms of Application for Octopus Automatic Add Value Service and Personalised Octopus Application.

AAVS Function Activation AAVS Function Activation

You can now activate the Octopus AAVS simply and easily from home.

Please browse the
Octopus AAVS Tutorial for more details.
Reward Scheme Reward Scheme
Reward for your year-round Spending

Earn 1 Bonus Point with every CNY/HK$1 spending, cash advance or AAVS transaction with the card. Your bonus points can be redeemed for a cash rebate in CNY or HKD, which will be automatically converted on a monthly basis. What's more, there is no annual limit on the amount of cash rebate you can earn.

Bonus Points Cash Rebate
Every 250 Points CNY/HK$1 Cash Rebate
Remarks: Cash Rebate amount earned will be deposited into your selected HK$/RMB credit card account, and will be shown in the same period of statement. Please refer to "Dual Currency Cash Rebate Scheme" for the offer details and relevant terms and conditions.
Currency logo Two Currencies in One Card
No Overseas Transaction Handling Fees

CCB (Asia) Octopus UnionPay Dual Currency Credit Card combines both RMB and HK$ credit card accounts in one card. Whether you spend in China, Hong Kong or overseas, you can enjoy better foreign currency exchange rate. China spending is settled in RMB, while spending in Hong Kong and overseas is settled in HKD. Spending with dual currency in one card brings you the ultimate convenience and saving.


Year-Round HK$0 Handling Fee Waiver for Overseas Spending

Waiver of handling charges for overseas spending and foreign exchange to bring you more savings while enjoying shopping.


Example for better deals on overseas transactions:

Ways of Purchase CCB (Asia) UnionPay Dual Currency Credit Card Other Credit Cards
Japanese Yen JPY131,854 JPY131,854
Purchase equivalent value in Hong Kong Dollars + Handling fee HK$10,000+HK$0 HK$10,000+HK$195
Actual equivalent value in Hong Kong Dollars HK$10,000 HK$10,195
Comparison HK$0 Handling Fee Saved HK$195
equal 1.95%
Up to 1.95%
Remarks:
  1. The above data, spending amount and exchange amount are for reference only.
  2. For the detailed terms and conditions of other credit cards, please contact the individual card issuers.
  3. The above case is only applicable to CCB (Asia) UnionPay Dual Currency Credit Card.
Credit Card logo CCB (Asia) UnionPay Dual Currency Credit Card
Various Experience

Personal Concierge Privileges


Assistance in various areas, including travel, shopping, art and entertainment, wellness and dining.

UnionPay Permium Service Hotline +852 2169 0108

Cross-Border Privileges Logo Enhanced Cross-Border Privileges to
Help You Journey Between Hong Kong and China


Cross-border transport discounts come with the Card to satisfy your various cross-border travel needs:

 Bus Logo
Cross Border Visual

(Charges in HK$)

All China Express Bus Route* RouteOriginal Price (per set) Special Price (per set)
"All China Express" - Daytime (06:01-23:30) 10 pieces of one-way tickets
1. Mong Kok Route - between Mong Kok and Huanggang HK$410 HK$350
2. Wan Chai Route - between Wan Chai and Huanggang HK$520 HK$470

*All China Express has temporarily suspended their service from Feb 4 until further notice.

Ticket Purchase Hotline
+852 3179 5568 (Press 4 after language selection)

To buy tickets, simply call our 24-hour Customer Service Hotline. It's quick and easy!

Remarks:
  1. Ticket prices may vary depending on route schedules (e.g. weekdays, weekends, day shift or night shit). Please call respective supplier enquire about ticket prices.
  2. CCB (Asia) UnionPay Dual Currency Credit Card 24-Hour Customer Service Hotline: +852 3179 5568 (select language and press "4").
  3. Ticket prices of each route may be adjusted from time to time and are subject to supplier's announcement upon ticket ordering. Cardmember is required to pay the price difference after ticket price adjustment before boarding.
  4. Please refer to the Terms and Conditions of "Cross-Border Bus Ticket Discount" for details.
Global China Accidental Insurance Privileges
For More Enjoyable Travel to China

CCB (Asia) Octopus UnionPay Dual Currency Credit Card brings you unparalleled and comprehensive protection as you travel for business or leisure trips or visit your family, giving you absolute peace of mind:

China Taiping Insurance
50% discount on Accidental Emergency Medical Insurance Gold Card

Purchase China Taiping Insurance - Accidental Emergency Medical Insurance Gold Card with the card to enjoy 50% off. Present this Insurance Gold Card to receive immediate medical treatment at any network hospital in Mainland China without deposit payment.

Purchase China Taiping Insurance Accidental Emergency Medical Insurance Gold Card

credit card

Remarks: The plan is underwritten by China Taiping Insurance (HK) Company Limited ("China Taiping (HK)"). The protection plan is subject to the terms and conditions of the Policy underwritten by China Taiping (HK). For details, please contact China Taiping (HK) Customer Service Hotline: +852 3716 1616 (Service Hours: Mon – Fri 9:00am – 5:30pm, Sat, Sun and Public Holidays closed) or refer to the Terms and Conditions of "China Taiping Insurance – Accidental Emergency Medical Insurance Plan".

Secure Way A More Secure Way to Spend

Adjust RMB Credit Limit of CCB (Asia) Octopus UnionPay Dual Currency Credit Card Anytime

Simply call our Customer Service Hotline to adjust the RMB credit limit for your Dual Currency Credit Card, to enjoy extra peace of mind while spending in China at ease.

APPLY NOW
Customer Service Hotline
+852 3179 5578 #

# Office hours: Monday – Friday 9:00 a.m. – 6:00 p.m.; Closed on Saturdays, Sundays and Public Holidays

To borrow or not to borrow? Borrow only if you can repay!

Enjoy Bountiful Benefits

  • Exclusive Concerts Priority Bookings
    Learn more
  • Varieties of Installment Programmes, Greater Repayment Flexibilities
    • Up-to 48-month interest-free installment plan
    • "FUN Express" Spending Installment Programme

       FUN Express
    • Credit Card "Cash Out" Installment Programme

       CASH OUT Installment
    Learn more
APPLY NOW
Customer Service Hotline
+852 3179 5578 #

#Office hours: Monday – Friday 9:00 a.m. – 6:00 p.m.; Closed on Saturdays, Sundays and Public Holidays

To borrow or not to borrow? Borrow only if you can repay!