CCB (Asia) AIA Credit Card – Insurance Premium Offer

Earn up to HK$1,000 Cash Rebate

Earn while you pay your premiums with your CCB (Asia) AIA Credit Card! Enjoy up to HK$1,000 cash rebate on your insurance premiums.

During the promotion period, make HK$3,000 or more local and online retail spending1 with your CCB (Asia) AIA Credit Card and accumulate the designated insurance premium spending2 as stated below to earn up to HK$1,000 cash rebate!

Login CCB (Asia) Mobile Banking now to register!
Quota applies and on a first-come-first-served basis3.

pattern left
Accumulated Local and Online Retail Spending (HK$) Accumulated Eligible Insurance Premium Spending2(HK$) Cash Rebate4(HK$)
$3,000 $25,000 - $49,999 $100
$50,000 - $99,999 $350
$100,000 or above $1,000
Promotion Period: October 7, 2026 to
December 31, 2026
Registration Period: 10:00 a.m. of
October 7, 2026 to
11:59 p.m. of
December 31, 2026
Registration Method
ccba app

Login
CCB (Asia) Mobile Banking

>
信用卡

Tap "Credit Card/Loan"
in the bottom bar

>
登記獎賞

On Credit Card page, scroll down to "Selected Offers" and tap "Rewards Registration" banner, then tap "AIA Credit Card Premium Payment Cash Rebate" to register.

Don't have CCB (HK&MO) Mobile App? Search "CCB Asia" to download now!
After downloaded, you can register/ activate your mobile banking
Registration Registration Demo > Activation Activation Demo >
What's
more!
Plus, earn 1x credit card points５ when you pay your premiums
with your CCB (Asia) AIA Credit Card!
客戶A
Customer A
During the promotion period, Customer A makes HK$3,000 in retail spending and HK$100,000 in insurance premium, and can enjoy rewards worth up to HK$1,400 (i.e. 103,000 bonus points + HK$1,000 cash rebate).
客戶B
Customer B
During the promotion period, Customer B makes HK$2,000 in retail spending and HK$30,000 in insurance premium spending, and can enjoy rewards worth up to HK$120 (i.e. 32,000 bonus points only).
繳費獎賞全面升級
Remarks:
  1. Only applicable to retail transactions made in Hong Kong and via online with original sales slip or official payment record conducted in Hong Kong Dollars. The Bank identifies retail spending category by taking reference of the merchant codes issued/ transaction type by VISA International, Mastercard Asia/Pacific (Hong Kong) Limited or UnionPay International.
  2. Only applicable to the bill payments to insurance companies through CCB (Asia) Mobile Banking / Online Banking online payment services, and/or insurance category transactions conducted via retail spending at physical stores or online with original sales slip or official payment record of insurance premium payment conducted in Hong Kong Dollars. The Bank identifies merchants category by taking reference of the merchant codes issued by VISA International, Mastercard Asia/Pacific (Hong Kong) Limited or UnionPay International.
  3. You must be the first 6,000 Cardmembers who have successfully registered during the Registration Period, by making Eligible Insurance Premium transaction with an Eligible Card(s) and accumulating the designated amount of Eligible Spending to enjoy the cash rebate. The registration is on a first-come-first-served basis.
  4. Each cardmember may receive a maximum of HK$1,000 cash rebate during the promotion period.
  5. The total Bonus Points earned for each calendar year (from 1 January to 31 December) (“Calendar Year”) will be capped at 1 time of the latest approved permanent combined credit limit (not applicable to temporary increase in credit limit) of credit card account for payment(s) to insurance companies, repayment amount of Hire Purchase/ Leasing Agreement of CCB(Asia) and transaction(s) of online bill payment(s) which are paid by Credit Card.
  6. Please refer to the terms and conditions of the CCB (Asia) Credit Card- Enjoy up to 1.5x extra rebate on daily bill payments.

Terms and conditions apply.

Share : facebook icon
social media button

To borrow or not to borrow? Borrow only if you can repay!

Terms & Conditions
CCB (Asia) AIA Credit Card Premium Payment Cash Rebate Reward Program ("Program") Terms and Conditions:
  1. The Promotion Period is from October 7, 2026, to December 31, 2026 (both dates inclusive) ("Promotion Period").
  2. This Program is applicable only to principal cardmembers ("Cardmember," "you") of CCB (Asia) AIA VISA Card, CCB (Asia) AIA Mastercard, and CCB (Asia) AIA UnionPay Diamond Credit Card ("Eligible Credit Card") issued by China Construction Bank (Asia) Corporation Limited ("the Bank," "we," "us").
  3. Cardmembers who spend HK$3,000 on Eligible Retail Spending and accumulate Eligible Insurance Premium Spending (as defined below) of HK$25,000 to HK$49,999 during the Promotion Period will receive HK$100 cash rebate; HK$50,000 to HK$99,999 will receive HK$350 cash rebate; HK$100,000 or above will receive HK$1,000 cash rebate. Each Cardmember may receive a maximum of HK$1,000 cash rebate for the entire Promotion Period.
  4. You must register for the Program. Registration must be made during the registration period as stated in clause 5 below at CCB (HK&MO) Mobile App (Login CCB (Asia) Mobile Banking > Tap “Credit Card / Loan” in the bottom bar > Scroll down to “Featured Offers” and tap “Rewards Registration” banner and tap this Program to register). If you have more than one Cards, registration of one of your Cards will automatically register all of other Cards under your name. If you made the transactions with various Eligible Card(s), eligible retail spending (“Eligible Retail Spending” as defined in clause 7,8 and 9 below) amount will be combined and counted cumulatively.
  5. The Registration Period is from 10:00 a.m. Hong Kong time on October 7, 2026, to 11:59 p.m. on December 31, 2026 ("Registration Period").
  6. You must be the first 6,000 Cardmembers who have successfully registered during the Registration Period. The registration is on a first-come-first-served basis. No registration will be accepted outside the Registration Period. All registration records shall be based on the Bank's system. You will receive a registration reference number upon successful registration.
  7. Eligible Insurance Premium Spending refers to the payment of bills to insurance companies through CCB (Asia) Mobile Banking / Online Banking online payment services, and/or insurance category transactions conducted via retail spending at physical stores or online with original sales slip or official payment record of insurance premium spending conducted in Hong Kong Dollars. The Bank identifies merchants by taking reference of the merchant codes issued by VISA International, Mastercard Asia/Pacific (Hong Kong) Limited or UnionPay International.
  8. Eligible Insurance Premium excludes transactions that are not posted on or before January 15, 2027, fund transfer, balance transfers, instalment loans, all interest free instalment transactions, electronic wallet (including but not limited to AlipayHK, Alipay, WeChat Pay HK, WeChat Pay, PayMe) transactions, autopay transactions, all Octopus reloading (include Octopus reloading via electronic), RentSmart transaction, interest-free advance cash out program, bill payment, wire transfers, betting and gambling transactions, recurring transactions, charity donations, phone/fax/mail order, tax payment, fees and charges made or incurred (whether in relation to the Card account(s) or otherwise) and any transactions that have been cancelled or refunded, such other categories as we may at our sole discretion determine from time to time, or which we otherwise decide are not eligible.
  9. Eligible Retail Spending includes retail transactions made in Hong Kong and online transactions with original sales slip or official payment record conducted in Hong Kong Dollars. The Bank identifies Eligible Retail Spending by taking reference of the merchant codes issued/ transaction type by VISA International, Mastercard Asia/Pacific (Hong Kong) Limited or UnionPay International. Eligible Retail Spending excludes transactions that are not posted on or before January 15, 2027, fund transfer, balance transfers, instalment loans, all interest free instalment transactions, payment for insurance policies issued by insurance companies, electronic wallet (including but not limited to AlipayHK, Alipay, WeChat Pay HK, WeChat Pay, PayMe) transactions, autopay transactions, all Octopus reloading (include Octopus reloading via electronic), RentSmart transaction, interest-free advance cash out program, bill payment, wire transfers, betting and gambling transactions, recurring transactions, charity donations, phone/fax/mail order, tax payment, fees and charges made or incurred (whether in relation to the Card account(s) or otherwise) and any transactions that have been cancelled or refunded, such other categories as we may at our sole discretion determine from time to time, or which we otherwise decide are not eligible.
  10. For the purposes of this Program, Eligible Insurance Premium Spending and Eligible Retail Spending made by supplementary cardmembers during the Promotion Period will be treated as the principal cardmember's spend.
  11. The cash rebate under this Program will be credited to the Eligible Credit Card account on or before February 28, 2027 with the highest net Eligible Insurance Premium spend amount on record with the Bank. The cash rebate can only be used to offset the outstanding balance of the relevant credit card account. The rebate amount cannot be exchanged for cash and/or withdrawn as cash, nor can it be transferred.
  12. In the event that the designated Eligible Card is cancelled, any account balance consisting of cash rebate amount awarded under this Program, this amount shall be deemed forfeited and will not be refunded.
  13. Our records of your cash rebate earned under the Program and all our decisions regarding cash rebate shall be final and binding upon you.
  14. Your eligibility for the Program is subject to our checking on your Card account status and your Card account(s) remaining valid and in good standing (as determined at our discretion) throughout the Promotion Period and at the time when the cash rebate is given. If cash rebate has been credited to a Card account and there is a subsequent reversal of any transaction(s) in respect of which the cash rebate was awarded, the Bank reserves the rights to debit the cash rebate that has been credited into the Card account(s).
  15. You have to keep all original sales slips or official payment records of the Eligible Transactions. In case of dispute, we may ask you to provide these slips, records, and/or further evidence for inspection.
  16. We reserve the right to vary the Program and/or these Terms and Conditions, or to replace, cancel or withdraw the Program, at our discretion at any time without giving you prior notice.
  17. We retain the final decision in any differences or disputes under the Program, and shall not be responsible or liable for any claims or liability resulting from any Cardmember's participation in the Program howsoever suffered or incurred.
  18. In case of any inconsistency between English and Chinese versions of these Terms and Conditions, the English version shall prevail.