Equity-Linked Investment

Observe Market Opportunities
Securing Investment Returns

-Our ELI is a unlisted structured investment product and not equivalent to time deposits. This product is not principal protected, and it is not protected by the Deposit Protection Scheme nor covered by the Investor Compensation Fund. The product is subject to high risk of investment principal loss.
-This product is not secured on any of our assets or any collateral. It is also subject to limited maximum potential gain.
-This is a structured product involving derivatives. The investment decision is yours but you should not invest in the Equity Linked Investment unless the intermediary who sells it to you has explained to you that the product is suitable for you having regard to your financial situation, investment experience and investment objectives.
-This ELI has been authorized by the SFC. SFC authorization is not a recommendation or endorsement of the ELI, and also does not mean the suitability of the product to you. Please refer to the offering documents for further details, including fees and charges and risk factors.
-You may receive physical delivery of reference asset(s) upon settlement.
-The ELI may be terminated early by the Issuer.

What are Equity-Linked Investments?

Equity-linked Investments (ELIs) are structured investment products embedded with derivatives, the investment returns of which are linked to the performance of the reference assets. Issuer may add features to the ELIs, such as Airbag Feature, Early call Feature etc. These features may have varying impacts on the potential returns or losses of the ELIs.

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Key Features

  • Our bank’s Equity-Linked Investments (ELIs) offer you a wide range of asset choices, covering eligible stocks that listed on the Hong Kong stock exchange, NASDAQ and NYSE. You may also choose to link to a single stock or a basket of stock.

  • Investors can customize the investment period, amount, and currency of the ELIs. Some ELIs may also include an airbag feature to align with the investment needs of investors in varying market conditions.

    Investment tenor : 2-11 months
    Investment amount : HKD 100,000 equivalent or above
    Investment currency : HKD / USD / RMB / AUD / NZD / CAD / GBP / EUR / CHF / JPY
    Airbag feature : Daily airbag (AKI) and At-Expiry airbag (EKI)

  • Some ELIs include an early call feature, which allows the issuer to terminate your investment before maturity if certain conditions are met. There is a chance that investors may receive the principal and potential returns before maturity.

  • Airbag level for a reference asset is usually expressed as a percentage of its initial spot price. It is set at a level lower than the exercise price.

  • If the airbag has not been triggered in final valuation date, investor will receive principal and potential returns.

  • The airbag has been triggered by the event state as below in final valuation date, investor will receive principal and potential gains.
    The airbag will be triggered if the event state as below has occurred. Investor need to purchase the reference asset at the exercise price.

    Daily airbag (AKI) : The closing price of reference asset is below the airbag level on any airbag observation date, and below the exercise price on the final valuation date.
    At-Expiry airbag (EKI) : The closing price of reference asset is below the airbag level on the final valuation date.

  • Some ELIs include an early call feature, which allows the issuer to terminate your investment before maturity if certain conditions are met. There is a chance that investors may receive the principal and potential returns before maturity.

  • Some ELIs include a principal protected at maturity feature. Investors can choose between full principal protection or partial principal protection at maturity to align with their investment needs in varying market conditions.

  • Investors with a bullish view on the reference asset can purchase bull ELI based on their needs to increase potential returns.

Illustrative Example

Which ELI Suit You Best?

A natural or slightly bearish view on the market or reference asset

A relatively optimistic view on the market or reference asset

A principal protection-focused approach with the potential for enhanced returns

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If you have any questions about Equity-Linked Investments, please feel free to visit our branch or contact your relationship manager.

Disclaimer

Making available to you of the information in this webpage is not an investment advice and does not constitute any offer or solicitation to offer or recommendation of any investment product. Investors should not make investment decisions regarding this structured investment product based solely on this webpage. The investment decision is yours, but you should not invest in an investment product unless the intermediary who sells it to you has explained to you that the product is suitable for you having regard to your financial situation, investment experience and investment objectives. Please visit our branches if you wish to receive solicitation or recommendation from us. This webpage is issued by China Construction Bank (Asia) Corporation Limited, which is a licensed bank regulated by the Hong Kong Monetary Authority. This webpage has not been reviewed by any regulatory authorities in Hong Kong and investors are advised to exercise caution in relation to the offer.

Risk Disclosure of Equity-linked Investment (“ELI”)：

Investment involves risks. The past performance is not indicative of future performance. The prices of investment products fluctuate, sometimes dramatically, and may become valueless. Investors should not invest based on this web page alone. Before making any investment decisions, customers must consult their own independent financial advisors and read the relevant offering documents for further details including the risk factors in order to ensure that they fully understand the risks associated with the investment products.

Below are the key risks of ELI：

  • Not principal protected (If applicable): ELIs are not principal protected. You may suffer a loss if the price(s) of the reference asset(s) of an ELI go against your view. In extreme cases, you could lose your entire investment.
  • Limited potential gain (If applicable): The potential gain on your ELI may be capped at a predetermined level specified by the issuer.
  • Credit risk of the issuer: When you purchase an ELI, you rely on the credit-worthiness of the issuer. In case of default or insolvency of the issuer, you will have to rely on your distributor to take action on your behalf to claim as an unsecured creditor of the issuer regardless of the performance of the reference asset(s).
  • No collateral: ELIs are not secured on any assets or collateral.
  • Limited market making: Issuers may provide limited market making arrangement for their ELIs. However, if you try to terminate an ELI before maturity under the market making arrangement provided by the issuer, you may receive an amount which is substantially less than your original investment amount.
  • Investing in an ELI is not the same as investing in the reference asset(s): During the investment period, you have no rights in the reference asset(s). Changes in the market prices of such reference asset(s) may not lead to a corresponding change in the market value and/or potential payout of the ELI.
  • Conflicts of interest: Issuer of an ELI may also play different roles, such as the arranger, the market agent and the calculation agent of the ELI. Conflicts of interest may arise from the different roles played by the issuer, its subsidiaries and affiliates in connection with the ELI.
  • Risk relating to forex: Currency exchange rates are affected by a wide range of factors, including national and international financial and economic conditions, political and natural events. The effect of normal market forces may at times be countered by intervention by central banks and other bodies. At times, exchange rates, and prices linked to such rates, may rise or fall rapidly.
  • Risk related to RMB: RMB is currently not freely convertible and is subject to exchange controls and restrictions (which are subject to changes from time to time without notice). You should consider and understand the possible impact on your liquidity of RMB funds in advance. The fluctuation in the exchange rate of RMB may result in losses in the event that you convert RMB into other currencies. Onshore RMB and offshore RMB are traded in different and separate markets operating under different regulations and independent liquidity pool with different exchange rates. Their exchange rate movements may deviate significantly from each other. The CNY disruption event shall impact the payment date postponed. You may suffer a loss in HKD terms if RMB depreciates against the HKD following the occurrence of a CNY disruption event.

Please refer to the offering documents for further details.
The above products and services are bound by the related terms and conditions. Please contact our staff for details.