Mutual Fund Investment

Diversify your investments effectively to enhance your earning power

Important Notes:
  • Investment involves risk, prices of investment product may go up as well as down, and may become valueless.
  • Mutual funds are investment product and some may involve derivatives. The investment decision is yours but you should not invest in an investment product unless the intermediary who sells it to you has explained to you that the product is suitable for you having regard to your financial situation, investment experience and investment objectives.
CCB (Asia)'s diversified mutual fund options, together with our newly launched “Jian Fu Bao*”
which provides a range of money market funds that are lower risk and have relatively stable returns,
as well as our optimized mobile and online mutual fund investment services
meet your various investment needs, making fund investing easier!
Jian Fu Bao*
A range of money market funds, including HKD, USD, and RMB, which are lower risk and with relatively stable returns, available for selection.
Daily Compound Interest

Interest is reflected in fund pricing which is updated daily with high transparency.

Same-Day Cash Out

Funds will be credited to your account by 6pm on the same day if redemption is requested before 11am.

Low Investment Threshold

The minimum investment amount is as low as HK$1,000.

0% Subscription fee

Invest without any subscription fees or charges.

*"Jian Fu Bao" is a collective term used by our Bank to refer to existing Money Market Funds category products; it is a marketing term tailored for improving customer comprehension, and does not signify the introduction of a new product, account, or platform by our Bank.
Comprehensive
Mutual Fund Services
Choose from a wide choice of funds

With a minimum investment of only HK$1,000, you will have access to mutual funds from over 30 well-known management companies.

Professional Advisory Service

Helps you to understand your risk profile, design an investment portfolio and select the most appropriate mutual fund to meet your needs.

All-in-One Secured Overdraft

You may use your mutual fund as security for our All-in-One Secured Overdraft.

Monthly Consolidated Statement

All activities related to your mutual fund will be reflected on your monthly statement.

Online Mutual Fund Services

Invest in mutual funds with greater convenience via Mobile or Online Banking and enjoy easier submissions for Mutual Fund Transfer-In Applications via Online Banking’s “Online Mutual Fund eTransfer-In Application” function.

Regular Mutual Fund Investment Plan

Invest as low as HK$1,000 per month*, offers the flexibility you need to match your personal financial attitude and investment objectives. Details here.

*If for other foreign currency investment plan, invest as low as USD150 or equivalent.

Optimized Mobile / Online
Mutual Fund Investment Services
Mobile and online mutual fund investment services have been fully optimized,
offering 3 major upgrades to further enhance your investment experience!
Fund Profit/Loss Data and
Asset Performance At A Glance
Tailored Feature for
“Dividend Hunters”
Fund Tip Sharing

Profit/loss data of each mutual fund, along with account balances paired with trend charts are newly added on the new Mutual Fund Account Overview.

New "Dividend Income" feature allows investors to access past records of cash dividends for each fund held and the aggregated dividend income.

Popular new-gen investment themes and fund investment suggestions are provided to help you select funds that meet your different investment objectives.
Popular Investment Themes
1
High Dividend
2
Low Volatility
3
High Sharp Ratio
4
Big Data
Popular new-gen investment themes and fund investment suggestions are provided to help you select funds that meet your different investment objectives.
4 Fund Investment Suggestions
1
Best-Selling Funds
2
Top Performing Funds
3
New Funds
4
CIES Funds
Featured Articles

Provided for analysis, market overview and asset allocation to help you understand market trends and seize market opportunities.

Service Demo
Explore Favorite Funds
Fund Subscription
View My Holding
List of popular “Thematic Investment Choice”
  • High Dividend
  • Low volatility
  • High Sharp Ratio
  • WMC Funds
Provide "Fund suggestions"
  • Best-selling funds
  • Top performing funds
  • New funds
  • CIES funds
Click the arrow to return to homepage and continue subscription
Click "Fund Subscription" to search for the fund you want to subscribe
Browse the relevant offering documents before subscribing, and then click "Subscribe"
Conduct Asset Concentration Risk Assessment. If agree with the assessment results, click "Yes" to continue to the next step.
Read the relevant Important Note and click the box of the customer declaration. After reading the relevant statements, if agree, please click "I understand" to continue the fund subscription.
Fund subscription instructions have been completed and accepted
After the subscription instruction is confirmed, check "Transaction History" or "Order Status"
To understand the Profit and Loss of the investment portfolio, click on "Indicative Market Value" or its chart
Entering "My holdings" will list the funds held, the number of units, the indicative market value, unrealized profit/loss, and dividend income (if any)
To view the cash dividend income record of the investment portfolio, click "Dividend Income"
Click "View Dividend Income Chart" or its arrow
The cash dividend income received every month is clear at a glance
Online Mutual Fund
Subscription Guide (PDF)
Online Regular Investment Plan
Application Guide (PDF)
Risk Disclosure
Investment involves risks. The prices of investment products fluctuate, sometimes dramatically, and may become valueless. Investment products are not equivalent to or alternative of time deposits. They are not protected deposits, and are not protected by the Deposit Protection Scheme in Hong Kong. Some investment products may involve derivatives. Certain investment products may not be available in all jurisdictions and/or may be subject to restrictions. The investment decision is yours, but you should not invest in an investment product unless the intermediary who sells it to you has explained to you that the product is suitable for you having regard to your financial situation, investment experience and investment objectives. Investors should not invest based on this promotion material alone. Before making any investment decision, customers should consult their own independent professional financial, tax or legal advisors and read the relevant offering documents for further details including the risk factors in order to ensure that they fully understand the risks associated with the investment products. The information is not an investment advice and does not constitute any offer or solicitation to offer or recommendation of any investment product.

Mutual Fund
The past performance of a mutual fund is not a guide to its future performance and yields are not guaranteed. Customers could lose some or all of the principal amount invested. Funds are not obligations of, or guaranteed by, the Bank or any of its affiliates. The Bank will normally be paid a commission or rebate by the fund manager.

Disclaimer
This promotion material is intended to be distributed in the Hong Kong Special Administrative Region (“Hong Kong”) for reference only, and shall not be construed as an offer to sell or a solicitation of an offer or recommendation to purchase or sale or provision of any investment product in or outside Hong Kong. The promotion materials are issued by China Construction Bank (Asia) Corporation Limited which is a licensed bank regulated by the Hong Kong Monetary Authority, an approved insurance agent under the Insurance Ordinance (Chapter 41, Laws of Hong Kong) and a Registered Institution (CE No. AAC155) under the Securities and Futures Ordinance to carry on Type 1 (Dealing in Securities) and Type 4 (Advising on Securities) Regulated Activities. This promotion material has not been reviewed by any regulatory authorities in Hong Kong.

Disclaimer of Online Investment Trading Services

Important Notice to customers for Mutual Fund Investment Services

The above services are bound by the related terms and conditions. Please contact our staff for details.