Online Banking

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Important Notes:
FX Linked Deposit is a structured product involving derivatives. Some mutual funds may involve derivatives. The investment decision is yours but you should not invest in an investment product unless the intermediary who sells it to you has explained to you that the product is suitable for you having regard to your financial situation, investment experience and investment objectives.
Investment products including FX Linked Deposit and Gold Trading are not equivalent to or alternatives of time deposits. They are not protected deposits, and are not protected by the Deposit Protection Scheme in Hong Kong. Investment products are not principal-protected except that some FX Linked Deposits are principal-protected conditionally.

Stay on top of your finances whenever you want to by banking online with us. Efficiently manage your assets through our simple and convenient website, while our enhanced security measures ensure that your experience with us remains safe and secure.


Online Banking Service Guide

Access powerful banking solutions anytime you want

  • Access your account details, view up-to-date account balancesand and transaction history
  • Open new deposit and investment accounts
  • Make domestic transfers (support HKD/USD/RMB/EUR) and overseas transfers, pay utility bills
  • Transfer funds from other local banks
  • Buy/sell foreign currencies
  • Manage your time deposits, place time deposits and update maturity instructions
  • Trade FX Linked Deposit, mutual fund, securities and gold
  • Apply for a wide range of banking products online
  • eStatement and eAlert for your convenience to access your financial status
  • The above products and services are bound by the related terms and conditions. Please contact our staff for details.
  • Risk Disclosure
    Investment involves risks. The prices of investment products fluctuate, sometimes dramatically, and may become valueless. Before making any investment decision, customers are encouraged to consult their own independent financial advisors and read the relevant offering documents for further details including the risk factors in order to ensure that they fully understand the risks associated with the investment products.
  • FX Linked Deposit
    The return on an FX Linked Deposit is limited to the nominal interest payable, which will be dependent, to at least some extent, on movements in some specified currency exchange rate. Whilst the possible return may be higher than conventional time deposits, it is normally associated with higher risks. When the fluctuation of the currency exchange rates differs from what the customer expects, the customer may have to bear the consequential loss. The relative losses may reduce the return and the principal amount of the FX Linked Deposit which the customer may get back. Currency exchange rates are affected by a wide range of factors, including national and international financial and economic conditions and political and natural events. The effect of normal market force may at times be countered by intervention by central banks and other bodies. At times, exchange rates, and price linked to such rates, may rise or fall rapidly.
  • Mutual Fund Investment
    The past performance of a mutual fund is not a guide to its future performance and yields are not guaranteed. Customers could lose some or all of the principal amount invested. Funds are not obligations of, or guaranteed by, the Bank or any of its affiliates. The Bank will normally be paid a commission or rebate by the fund manager.
  • Securities Trading
    It is as likely that losses will be incurred rather than profits made as a result of buying and selling securities.
  • Gold Trading
    The gold market is volatile and a loss may be incurred from trading gold. Gold does not bear interest. A customer's purchase of gold for the account does not represent a purchase of physical gold or a deposit of money. Customers will not have any interest in any gold owned or held by the Bank, or be entitled to physical delivery of gold. Although investment may bring about profit opportunities, each kind of investment tool comes with its own risks. Due to the fluctuating nature of the gold market, the gold price may rise or fall beyond customers' expectations and the losses may substantially reduce customers' capital invested and earnings (if any). Customers' investments in Gold Trading are subject to the credit risk of the Bank. Before making any investment decision, customers should assess their own willingness and ability to bear risks and seek advice from independent financial advisors. Gold Trading (the "Scheme") has been authorized by the Securities and Futures Commission ("SFC"). The SFC's authorization of the Scheme is not an endorsement or recommendation of the Scheme nor does it guarantee the commercial merits of the Scheme or its performance. It does not mean the Scheme is suitable for all investors nor it is an endorsement of its suitability for any particular investor or class of investors.
  • Disclaimer
    This webpage does not constitute advice to buy or sell, or an offer with respect to any investment products. Any offer, invitation or recommendation to any customers to enter into any investment transaction does not constitute any prediction of likely future movements in prices of any investment products. This webpage is issued by China Construction Bank (Asia) Corporation Limited, and has not been reviewed by the SFC or any other regulatory authorities in Hong Kong.
  • Disclaimer of Online Investment Trading Services

Get notified of every financial transaction you make

Sign up email and SMS eAlerts for FREE to receive banking or investment transaction alerts and personal appointments reminders. Now, you can also receive alerts for Unregistered Third Party Account Fund Transfers and Outward Remittance to Unregistered Accounts for extra peace of mind.

Service Description

eAlert Type Service Description
BANKING ALERT
ATM Cash Withdrawal Notifies you of any successful withdrawals made from your selected account at any ATM worldwide
Scheduled & Recurrent Funds Transfer Notification on successful online scheduled & recurrent transfers
Interbank Funds Transfer* Notification on Funds Transfer of any specified amount from your account to a third party account of third party account of another local bank
Time Deposit Maturity Reminder of the renewal of any Time Deposit upon maturity
Bill Payment / eBill Notification of any scheduled bill payment made
Loan Repayment Reminder on the first day of any overdue loan installment repayment
Temporary Overdraft Alerts you when any account has been overdrawn
Inward Remittance Notification on any inward remittance of any specified amount to your account
eStatement for Banking Account Alerts you whenever the latest eStatement for Banking Account is posted in the Online Banking Platform
Returned Check Alert on any self-issued check returned due to insufficient funds
Low Maintenance Balance Alerts you when your available balance falls below the required amount for the maintenance of Premier Banking or ValuePlus accounts
Dormant Account Reminds you 5 days prior to your Premier Banking or ValuePlus account’s status becoming dormant
EPS / UnionPay Payment Notifies you whenever a successful payment transaction is made via EPS or UnionPay payment network
 
INVESTMENT ALERT
Mutual Fund Price Notifies you when mutual fund price hits the preset price
Stock Price Alerts you when stock prices reach your preset price during trading hours
Stock Order Confirmation Alerts you when trade orders are fully or partially completed, rejected or cancelled on a trading day
eIPO Alert Notifies you whenever a new stock can be applied for through our eIPO Service
Gold Trading Order Alerts you when the trade orders are completed successfully during the trading day
 
PERSONAL ALERT
Birthday Reminder of any upcoming birthday
Anniversary Reminder of any upcoming anniversary
Appointment Reminder of any appointment
Payment Reminder of any due payment

*Remarks: Customers are required to register the services for online Unregistered Third Party Account Fund Transfers and online Outward Remittance to Unregistered Accounts at their branch and a security token is needed for online transactions.