CCB (Asia) UnionPay Dual Currency Credit Card
CCB (Asia) UnionPay Dual
Currency Credit Card
Waiver of overseas transaction handling fee and foreign currency exchange rate.
CCB(Asia) UnionPay Dual Currency Credit Card Welcome Offer1:
HK$300 cash rebate or
Apply low interest spending installment and enjoy HK$800 cash rebate
- Features
- Cardmember Benefits
Two Currencies in One CardEnjoy Better Deals on Overseas Transactions
CCB (Asia) UnionPay Dual Currency Credit Card combines both RMB and HK$ credit card accounts in one card. Whether you spend in China, Hong Kong or overseas, you can enjoy better foreign currency exchange rate. China spending is settled in RMB, while spending in Hong Kong and overseas is settled in HK$. Spending with dual currency in one card brings you the ultimate convenience and saving.
Year-Round HK$0 Handling Fee Waiver for Overseas Spending
Waiver of handling charges for overseas spending and foreign exchange to bring you more savings while enjoying shopping.
Example for better deals on overseas transactions:
| Ways of Purchase | CCB (Asia) UnionPay Dual Currency Credit Card | Other Credit Cards |
|---|---|---|
| US Dollars | US$1,280 | US$1,280 |
| Purchase equivalent value in Hong Kong Dollars + Handling fee | HK$10,000+HK$0 | HK$10,000+HK$195 |
| Actual equivalent value in Hong Kong Dollars | HK$10,000 | HK$10,195 |
| Comparison | HK$0 Handling Fee Saved HK$195 equal 1.95% | Up to 1.95% |
- The above data, transaction and purchase equivalent value are for reference only.
- For the detailed terms and conditions of other credit cards, please contact the individual card issuers.
- The above case is only applicable to CCB (Asia) UnionPay Dual Currency Credit Card.
Tap Your Card To Pay in Greater Bay Area
When making purchases at merchants accepting UnionPay Quick Pass Contactless Payments all around the world, transaction of HKD/RMB 1,000 (if applicable) or below can without the need of signature verification. It also connect you with the transportation across the Greater Bay Area. A simple tap and pay is all it takes for convenience. Please visit http://www.unionpayintl.com/hk/ for more details.
CCB (Asia) UnionPay Dual Currency Credit CardVarious Experience
Personal Concierge Privileges
Assistance in various areas, including travel, shopping, art and entertainment, wellness and dining.
UnionPay Permium Service Hotline +852 2169 0108
Reward Scheme Choose Your Own RewardRMB/ HKD Cash Rebate or Asia Miles Totally at Your Choice
The Reward Scheme presents you with more flexible choices of rewards to fit your needs. Earn 1 bonus point with every RMB/HK$1 Eligible spending with the card. Your bonus points can be redeemed for cash rebate in RMB or HKD, which will be automatically converted on a monthly basis. What's more, there is no annual limit on the amount of cash rebate you can earn.
| Bonus Points | Cash Rebate |
|---|---|
| Every 250 Points | RMB / HK$1 Cash Rebate |
Platinum cardmembers can even choose to redeem either a cash rebate or Asia Miles™ with their bonus points!
| Bonus Points | Rewards of Your Choice |
|---|---|
| Every 15 Points |
1 
|
- Cardmember must select the Cash Rebate/ Asia Miles™ on the application form. If cardmember has chosen Cash Rabate, the currency choice of the Rebate is not indicated or more than one currency is selected, HKD will be taken as the default currency.
- Any cash rebate amount earned will be deposited into your selected HKD/RMB credit card account, and will be shown in the same period of statement.
- For “Bonus Points Reward Programme”, please refer to here for details.
- For details on earning points, redeeming Asia Miles, and fees, please refer to the Bonus Points Reward Programme.
Dragon HKPay QR Code Payment
CCBA UnionPay Credit Card holders may bind their credit card in Mobile Banking to enjoy UnionPay QR Code Payment Service. Upon successful binding, holders may make global QR Code payment to merchants simply through scanning a UnionPay QR Code. For details regarding the binding process and product functions, please refer to https://www.asia.ccb.com/hongkong/personal/banking_channels/dragon-hkpay/index.html
*UnionPay QR Code payments must be taken place in countries or regions where UnionPay International has permitted such service to be carried out.
UnionPay App
With UnionPay App, you can make easier, faster and safer contactless payment with your CCB (Asia) UnionPay Credit Card than ever! Add your card to UnionPay App now to enjoy convenient payment and fabulous offers! For details regarding the binding process and product functions, please refer to https://www.asia.ccb.com/hongkong/personal/credit_cards/upapp/
A More Secure Way to Spend
Adjust RMB Credit Limit of Dual Currency Credit Card Anytime
Simply call our Customer Service Hotline to adjust the RMB credit limit for your Dual Currency Credit Card, to enjoy extra peace of mind while spending in China at ease.
- Applicant must at any time in the 12 months ending on the date of application did not hold any principal credit cards issued by CCB (Asia) and applicant needs to fulfill the related requirement in order to enjoy the welcome gift (HK$800 Cash Rebate: Successfully apply for “Chill” Spending Installment Program with tenor of 6 months or above and minimum total installment amount of HK$15,000 in the transfer 3 months from Card issuance date; HK$300 Cash Rebate: Minimum total spending of HK$6,000 in the transfer 2 months from Card issuance date). Please refer to the “Terms and Conditions of the Welcome Gifts” for details.
# Office hours: Monday – Friday 9:00a.m. – 6:00p.m.; Closed on Saturdays, Sundays and Public Holidays
