Frequently Asked Questions

What you have to do first if you want to get a loan?

You should identify your needs and review your ability to repay the loan amount.

How much can I borrow?

With China Construction Bank (Asia) Online Securities Trading Services, you can:
The amount depends on your needs and your ability to repay, which is calculated from your monthly incomes, liabilities and the loan tenor, among other factors.

How should I choose the right repayment period for myself?

You can make use of our financial calculators to help to select the right repayment period, which you are comfortable with the monthly repayment amount.

Why should I choose China Construction Bank (Asia) to draw the loan?

China Construction Bank (Asia) offers you a wide range of loan products, including Home Mortgage Loan, Flexi Mortgage, Auto Loan, Car Park Loan and Small Business Loan, at competitive interest rate.

To borrow or not to borrow? Borrow only if you can repay!